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Master Financial Literacy: Build Smart Money Habits for a Secure Future

Discover the power of financial success! From setting SMART goals to mastering budgets, credit, and investing. This class proves ๐Ÿ๐ข๐ง๐š๐ง๐œ๐ž ๐ข๐ฌ๐งโ€™๐ญ ๐ฃ๐ฎ๐ฌ๐ญ ๐ง๐ฎ๐ฆ๐›๐ž๐ซ๐ฌ โ€“ ๐ข๐ญโ€™๐ฌ ๐ž๐ฆ๐ฉ๐จ๐ฐ๐ž๐ซ๐ฆ๐ž๐ง๐ญ ๐Ÿ๐จ๐ซ ๐ฅ๐ข๐Ÿ๐ž!
Christine Santos LLC
Average rating:
5.0
Number of reviews:
(470)
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What's included

1 live meeting
30 mins in-class hours per week

Class Experience

US Grade 9 - 12
โ•ฐโ˜†๐๐ฎ๐ข๐ฅ๐ ๐˜๐จ๐ฎ๐ซ ๐…๐ข๐ง๐š๐ง๐œ๐ข๐š๐ฅ ๐…๐ฎ๐ญ๐ฎ๐ซ๐ž: ๐‚๐จ๐ง๐ฌ๐ฎ๐ฆ๐ž๐ซ ๐Œ๐š๐ญ๐ก ๐Œ๐š๐๐ž ๐…๐ฎ๐งโ˜†โ•ฎ

How do you turn dreams into SMART financial goals? Can you create a budget, explore credit and loans, and master the mysteries of saving, investing, and taxes?

In this inspiring class, math becomes your superpowerโ€”not with boring worksheets but with real-world applications. Learners will explore bank accounts, credit scores, interest rates, and even retirement planning. They'll dive into consumer rights, financial technology, and strategies for avoiding scams, building confidence to navigate personal finance with ease.

Each session brings them closer to independence, proving that โ€œ๐Œ๐š๐ญ๐ก ๐œ๐š๐ง ๐œ๐ก๐š๐ง๐ ๐ž ๐ฆ๐ฒ ๐ฅ๐ข๐Ÿ๐ž!โ€

Get ready to transform numbers into tools for empowerment!

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Weekly Breakdown:

Week of January 6: Introduction to Financial Literacy โ€“ Understanding the importance and impact of financial literacy.
Week of January 13: Setting Financial Goals โ€“ Learning to set SMART financial goals.
Week of January 20: Budgeting Basics โ€“ Understanding what a budget is and how to create one.
Week of January 27: Income Sources โ€“ Identifying earned vs. unearned income.

Week of February 3: Understanding Taxes โ€“ Exploring income tax and its purpose.
Week of February 10: Banking Basics โ€“ Understanding different types of bank accounts and services.
Week of February 17: Saving and Interest โ€“ Learning the importance of saving and how interest works.
Week of February 24: Credit Basics โ€“ Exploring credit, its use, and its impact.

Week of March 3: Responsible Credit Use โ€“ Understanding how to use credit wisely.
Week of March 10: Loans and Mortgages โ€“ Examining different types of loans and terms.
Week of March 17: OFF
Week of March 24: Investing Basics โ€“ Understanding stocks, bonds, and mutual funds.

Week of April 7: The Stock Market โ€“ Simulating trading and exploring how markets work.
Week of April 14: Risk and Return โ€“ Analyzing investments and balancing risk.
Week of April 21: Retirement Planning โ€“ Exploring retirement accounts and their importance.
Week of April 28: Insurance Fundamentals โ€“ Learning about different types of insurance and their benefits.

Week of May 5: Consumer Rights and Responsibilities โ€“ Understanding protection laws and avoiding scams.
Week of May 12: Financial Decision-Making โ€“ Developing skills for informed financial choices.
Week of May 19: Financial Technology โ€“ Exploring apps and tools for personal finance.
Week of May 26: Economic Principles โ€“ Discussing supply, demand, inflation, and interest rates.

Week of June 2: Capstone Project Kickoff โ€“ Beginning comprehensive financial planning projects.
Week of June 9: Capstone Project โ€“ Completing and presenting a personal financial plan.

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CLASS ENVIRONMENT

Our classrooms are guided by a Socratic teaching approach, fostering critical thinking and encouraging open dialogue among learners. By facilitating engaging discussions and posing thought-provoking questions, students are able to explore topics more deeply and gain a comprehensive understanding of the material. 

Our class size does not exceed 4 learners. This allows for more personalized attention from the educator, ensuring that each learner's individual needs and learning styles are met. With a smaller group size, there is also more opportunity for discussion and collaboration among classmates, creating a supportive and engaging learning environment. Additionally, students may feel more comfortable and confident participating in discussions and activities in a smaller group setting.

We incorporate a mix of traditional methods such as videos and limited PowerPoint presentations to accommodate various learning styles as well. 

In addition, we gamify our lessons, as much as possible, to make learning fun and interactive for students. By adding elements of games and competition, we are able to keep learners engaged and motivated to participate in their education.

We also incorporate hands-on projects, wherever possible, to provide students with real-world application of their learning. Through these projects, students are able to apply their knowledge in practical ways and further enhance their understanding of the subject matter.

By designing this type of diverse classroom environment, utilizing multiple teaching methods, we effectively address the diverse learning styles of our learners.

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IMPORTANT DATES

Please note we value mental health and want to prevent teacher burnout. With that said, we do take company wide breaks where there will not be any classes taught nor will we be answering emails. 

Please expect a delay in responses the following dates: 

2024:

August 19-August 25 (Summer Break)
November 27-29 (Thanksgiving Break)
December 23 - December 31 (Winter Break)

2025

January 1 - Jan 5 (Winter Break)
March 17 - March 23 (Spring Break)
April 19 - April 20 (Easter Break)
August 25-31st (Summer Break)

If you are enrolled, you will not be charged!

We will be returning all emails the day or two after we return. 

In addition, teachers may need time off outside of these breaks as emergencies do happen. We always try our best to give ample notice when we can. You will never be charged for a day that we cancel classes.

Learning Goals

Build Real-World Financial Skills: Learners will master budgeting, saving, credit, and investing for confident money management.
Prepare for Financial Independence: Learners will explore banking, loans, and planning to make informed financial decisions.
learning goal

Other Details

Pre-Requisites
Learners should have a solid understanding of basic arithmetic (addition, subtraction, multiplication, division) and percentages.
External Resources
Learners will not need to use any apps or websites beyond the standard Outschool tools.
Joined September, 2019
5.0
470reviews
Star Educator
Popular
Profile
Teacher expertise and credentials
New Jersey Teaching Certificate in Elementary Education
Alana Yeager
New Jersey Teaching Certificate in Elementary Education
Alana Yeager
New Jersey Teaching Certificate in Elementary Education
Alana Yeager
Ohio Teaching Certificate in Mathematics
Alana Yeager
Georgia Teaching Certificate in Elementary Education
Christina Schmelzle
Massachusetts Teaching Certificate in Elementary Education
Jesse Pompei
Maryland Teaching Certificate in Elementary Education
Nick
Oregon Teaching Certificate in Special Education
Jonah
New Jersey Teaching Certificate in Social Studies/History
Natalie DiCarlo
California Teaching Certificate in Special Education
Dave Tolbert
California Teaching Certificate in English/Language Arts
Dave Tolbert
California Teaching Certificate
Amanda Nelson
Juris Doctor from New York Law School
Ellen Feig
Doctoral Degree in Special Education from University of Alberta
Jonah
Doctoral Degree in Sports Management from Concordia University Chicago
Sharisse May
Master's Degree in Animal Science from The Ohio State University
Amanda Kin
Master's Degree from Central Michigan University
Ellen Feig
Master's Degree from National University
Ellen Feig
Master's Degree in Education from Rutgers University
Natalie DiCarlo
Master's Degree in International Relations from University of Oklahoma
James Meers
Master's Degree in Education from Towson University
Sharisse May
Bachelor's Degree in Animal Science from The Ohio State University
Amanda Kin
Bachelor's Degree in English Language and Literature from Centro Universitรกrio Anhanguera de Sรฃo Paulo
Claudia Hofacker
Bachelor's Degree in American Studies from Smith College
Ellen Feig
Bachelor's Degree in Journalism from Long Island University
Christine Santos
Bachelor's Degree in Science from Southern Illinois University of Carbondale
Arielle Fulk
Bachelor's Degree in Education from Centro Universitรกrio UniCEUB
MILENA MACHADO DE LIMA BROWN
Bachelor's Degree in Foreign Language from Universidade de Brasรญlia
MILENA MACHADO DE LIMA BROWN
Bachelor's Degree in Spanish Language and Literature from University of California, Berkeley
Ellie
Bachelor's Degree in Foreign Language from University of California, Berkeley
Ellie
Bachelor's Degree in Education from North Carolina State University
Caroline Lilley
Bachelor's Degree in English Language and Literature from University of Maryland
James Meers
Bachelor's Degree in Journalism from Bowie State University
Sharisse May
Bachelor's Degree in Education from SUNY Cortland
Kristina Visniesky
NATALIE DICARLO
My name is Natalie DiCarlo and I am a New Jersey history and economics teacher with a special ed endorsement. I graduated from Rutgers University in 2020 with my Bachelor's in History and then earned my Master's in Education. I have been teaching high school for 4 years now and have tutored over 75 students throughout my current district, of all levels and ages. Being able to help the students in my class is a gift in and of itself, but being able to help kids across the nation is an even greater gift! I look forward to working with you and your student.

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Live Group Class
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$17

weekly
1x per week
30 min

Live video meetings
Ages: 14-18
1-5 learners per class

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