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Financial Literacy for Teens - With Mr. O, the Personal Finance Wizard!

Learn the the importance of modern financial literacy. Managing money can be challenging, especially for teens. This class will provide your student with the key skills and knowledge to make smart financial decisions.
Omar Ruiz (Mr. O)
Average rating:
4.9
Number of reviews:
(643)
Star Educator
Class
Play

What's included

1 live meeting
55 mins in-class hours

Class Experience

The primary goal of this class is to teach foundational financial literacy skills that are essential for managing money effectively. This course is designed to help teens understand and apply key financial concepts in their everyday lives.



What will be covered:

Budgeting Basics: Learn how to define budgeting and explore easy-to-use tools to manage money.

Saving Money: Discover practical strategies for saving money and building good financial habits.

Emergency Fund Importance: Understand why having an emergency fund is critical for financial security.

Investing: Explore low-risk, medium-risk, and high-risk investment options.

Building Credit: Learn the basics of credit, how to build a good credit score, and why it matters.

Needs vs. Wants: Master the difference between needs and wants to make smarter spending choices.

Financial Goal Setting: Learn how to set and achieve realistic financial goals.

Taxes: Understand the basics of taxes and how they impact your finances.

Quick Money-Making Ideas: Discover simple ways to earn extra money through "emergency side hustles."



The class will be taught using a PowerPoint presentation with interactive discussions, pictures, and short videos for a fun and engaging learning experience. This course is perfect for teenagers and young adults, especially in today’s fast-paced, tech-driven world, where there’s constant pressure to spend.

Help your student build confidence in managing money and making smart financial decisions! If you have any questions, feel free to reach out.

- Mr. O










Tags:

Financial Literacy for Teens

Teen Budgeting

Money Management for Teens

Saving Money for Teens

Building Credit for Teens

Teen Investing

Financial Education for Teens

Financial Goals for Teens

Money Management Skills

Financial Independence for Teens

Teen Financial Planning

Emergency Fund for Teens

Taxes for Teens

Side Hustles for Teens

Financial Literacy Class

Money Saving Tips for Teens

Teen Credit Score

Budgeting Tips for Teens

Financial Responsibility for Teens

Smart Spending for Teens

Learning Goals

Learn how to save
Learn how to responsibly spend
learning goal

Other Details

External Resources
Learners will not need to use any apps or websites beyond the standard Outschool tools.
Sources
Caulfield, Bradley. 609 Letter Templates & Credit Repair Secrets: The Best Way to Fix Your Credit Score Legally in an Easy and Fast Way (Includes 10 Credit Repair Template Letters). Independently Published, 2020. Kiyosaki, Robert T., and Sharon L. Lechter. Rich Dad, Poor Dad: What the Rich Teach Their Kids About Money - That the Poor and the Middle Class Do Not! Warner Books, 2000. Mercer, Grant. The Money Answer Book: Book Summary and Analysis. Loudly, 2024. Sherman, Holly. The Complete Guide to Financial Literacy for Teens: Build Real-World Money Management Skills, Avoid Living Paycheck to Paycheck and Take Charge of ... Includes Budgeting Tools! Independently published, 2024. Gardner, David, et al. The Motley Fool Investment Guide for Teens: 8 Steps to Having More Money Than Your Parents Ever Dreamed Of. Touchstone, 2002.
Joined May, 2020
4.9
643reviews
Star Educator
Profile
Teacher expertise and credentials
Bachelor's Degree from University of Arizona - Global Campus
Associate's Degree from Ashford University
I hold an Associates of Arts in Business, a Bachelor of Arts in Consumer and Family Financial Services, and a BA in Entrepreneurship. I am also currently pursuing a BA in Applied Behavioral Science where I want to help people with spending and gambling addiction after I complete the necessary certifications.

My degree in Consumer and Family Finance is the one that has really equipped me with the extensive knowledge and understanding of what financial literacy is. The degree was centered around managing a family budget, the importance of having an emergency fund, how to build credit fast, how to save money with healthcare emergencies, how to shop for insurance, and also a heavy emphasis on credit repair. I am an expert at credit repair.

One of the side hustles that I ran from 2012 to 2020 was a small business called Debt, MD. I helped dozens of clients repair their credit scores through disputing, and negotiations, along with other tricks of the trade that I would like to refrain from disclosing, for intellectual property reasons. 

One of my proudest success stories was helping a work colleague from an old job grow her credit score from a 330 to a 640 in less than a year, by mostly using different disputing tactics. This was a very proud moment for me because she was a new mom, and helping her with her credit score allowed for her to purchase her first home, as the lender required a credit score of 630 and above.

Reviews

Live One-Time Class
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$25

per class

Meets once
55 min
Live video meetings
Ages: 11-16
1-10 learners per class

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