Financial Literacy for Teens - With Mr. O, the Personal Finance Wizard!
Learn the the importance of modern financial literacy. Managing money can be challenging, especially for teens. This class will provide your student with the key skills and knowledge to make smart financial decisions.
Omar Ruiz (Mr. O)
Average rating:
4.9
Number of reviews:(643)
Star Educator
What's included
1 live meeting
55 mins in-class hoursClass Experience
The primary goal of this class is to teach foundational financial literacy skills that are essential for managing money effectively. This course is designed to help teens understand and apply key financial concepts in their everyday lives. What will be covered: Budgeting Basics: Learn how to define budgeting and explore easy-to-use tools to manage money. Saving Money: Discover practical strategies for saving money and building good financial habits. Emergency Fund Importance: Understand why having an emergency fund is critical for financial security. Investing: Explore low-risk, medium-risk, and high-risk investment options. Building Credit: Learn the basics of credit, how to build a good credit score, and why it matters. Needs vs. Wants: Master the difference between needs and wants to make smarter spending choices. Financial Goal Setting: Learn how to set and achieve realistic financial goals. Taxes: Understand the basics of taxes and how they impact your finances. Quick Money-Making Ideas: Discover simple ways to earn extra money through "emergency side hustles." The class will be taught using a PowerPoint presentation with interactive discussions, pictures, and short videos for a fun and engaging learning experience. This course is perfect for teenagers and young adults, especially in today’s fast-paced, tech-driven world, where there’s constant pressure to spend. Help your student build confidence in managing money and making smart financial decisions! If you have any questions, feel free to reach out. - Mr. O Tags: Financial Literacy for Teens Teen Budgeting Money Management for Teens Saving Money for Teens Building Credit for Teens Teen Investing Financial Education for Teens Financial Goals for Teens Money Management Skills Financial Independence for Teens Teen Financial Planning Emergency Fund for Teens Taxes for Teens Side Hustles for Teens Financial Literacy Class Money Saving Tips for Teens Teen Credit Score Budgeting Tips for Teens Financial Responsibility for Teens Smart Spending for Teens
Learning Goals
Learn how to saveLearn how to responsibly spend
Other Details
External Resources
Learners will not need to use any apps or websites beyond the standard Outschool tools.
Sources
Caulfield, Bradley. 609 Letter Templates & Credit Repair Secrets: The Best Way to Fix Your Credit Score Legally in an Easy and Fast Way (Includes 10 Credit Repair Template Letters). Independently Published, 2020.
Kiyosaki, Robert T., and Sharon L. Lechter. Rich Dad, Poor Dad: What the Rich Teach Their Kids About Money - That the Poor and the Middle Class Do Not! Warner Books, 2000.
Mercer, Grant. The Money Answer Book: Book Summary and Analysis. Loudly, 2024.
Sherman, Holly. The Complete Guide to Financial Literacy for Teens: Build Real-World Money Management Skills, Avoid Living Paycheck to Paycheck and Take Charge of ... Includes Budgeting Tools! Independently published, 2024.
Gardner, David, et al. The Motley Fool Investment Guide for Teens: 8 Steps to Having More Money Than Your Parents Ever Dreamed Of. Touchstone, 2002.
Joined May, 2020
4.9
643reviews
Star Educator
Teacher expertise and credentials
2 Degrees
Bachelor's Degree from University of Arizona - Global Campus
Associate's Degree from Ashford University
I hold an Associates of Arts in Business, a Bachelor of Arts in Consumer and Family Financial Services, and a BA in Entrepreneurship. I am also currently pursuing a BA in Applied Behavioral Science where I want to help people with spending and gambling addiction after I complete the necessary certifications.
My degree in Consumer and Family Finance is the one that has really equipped me with the extensive knowledge and understanding of what financial literacy is. The degree was centered around managing a family budget, the importance of having an emergency fund, how to build credit fast, how to save money with healthcare emergencies, how to shop for insurance, and also a heavy emphasis on credit repair. I am an expert at credit repair.
One of the side hustles that I ran from 2012 to 2020 was a small business called Debt, MD. I helped dozens of clients repair their credit scores through disputing, and negotiations, along with other tricks of the trade that I would like to refrain from disclosing, for intellectual property reasons.
One of my proudest success stories was helping a work colleague from an old job grow her credit score from a 330 to a 640 in less than a year, by mostly using different disputing tactics. This was a very proud moment for me because she was a new mom, and helping her with her credit score allowed for her to purchase her first home, as the lender required a credit score of 630 and above.
Reviews
Live One-Time Class
$25
per classMeets once
55 min
Live video meetings
Ages: 11-16
1-10 learners per class
