Martinez Money Message: Financial Literacy Semester Class for High School (Flex)
In this 12-week semester course, students will use Nearpod to learn about various personal finance topics through videos, articles, fun interactive activities, and an exit ticket at the end of each lesson.
Brooke Martinez
Average rating:
4.9
Number of reviews:(37)
What's included
Class Experience
This 12-week semester course will cover behavioral finance, how to find a job, checking, saving, budgeting, taxes, investing, paying for college, careers, credit and debt, insurance, and financial pitfalls . This course will be filled with hands-on learning! My course is a great way to prepare students for handling their own finances! Many learners start with little knowledge about handling finances. After the course, they will grow to enjoy learning about money and will be much more confident in their finances! This course will include videos, articles, interactive activities, projects, and an exit ticket for each lesson. I'm a firm believer in creating engaging learning experiences. I'm excited to begin a journey of discovering finances with your learner! Students will collaborate with other learners through the Outschool platform with an end of unit project. Agenda: Week 1: Behavioral Finance *Your Money Values *Social Media & Spending Week 2: Finding Work During High School *Job Search *Resume & Cover Letter *Interviews Week 3: Checking *How Checking Works *Banking Fees *Online & Mobile Banking Week 4: Saving *Challenges to Saving *Strategies to Save *Where to Save Week 5: Budgeting *How to Budget *How to Create a Budget Week 6: Taxes *Taxes and Your Pay Stub *Tax Paperwork & Forms *How to File Your Taxes Week 7: Investing *Why Should I Invest? *What’s a Stock? *What’s a Bond? *Investing in Funds *Types of Retirement Accounts *How to Start Investing Week 8: Paying for College *How Much Does College Cost? *Applying for the FAFSA *Scholarships & Grants *Student Loans Week 9: Career *Career Basics *Professional Profiles *Networking Week 10: Credit & Debt *Intro to Credit *How Credit Cards Work *Loan Fundamentals *Auto Loans *Mortgages *Credit History & Report *Credit Scores Week 11: Insurance *Intro to Insurance *Auto Insurance *Health Insurance Week 12: Financial Pitfalls *Scams & Fraud *Identity Theft *Predatory Lending *Bankruptcy Keywords: financial literacy for students, financial literacy for beginners, financial literacy course, financial literacy for kids, importance of financial literacy for youth, why is financial literacy important, financial literacy program, semester course, semester course for teens, money, values, money values, psychology of money, budgeting tool, budgeting worksheets, budgeting template, types of budgeting, budgeting process, online banking, checking account meaning, online checking account, investing app, investing market, investing for beginners, investing apps, how to start investing, investing in stocks, personal finance program, personal finance for students, personal finance for beginners, personal finance course, personal finance for kids, importance of personal finance for youth, why is personal finance important, personal finance program, personal finance basics, personal finance topics
Learning Goals
Students will be able to:
Week 1: Behavioral Finance
-Assess your own personal values that shape how you make financial decisions
-Understand how social media can influence spending habits
Week 2: Finding Work in High School
-Identify strategies to use for finding a job during high school
-Create a resume and cover letter
-Prepare for a job interview
Week 3: Checking
-Explain what a checking account is used for and why it is important to have one
-Balance and reconcile their checking account and statement
-Use online bill pay
-Compare and contrast banks and credit unions
Week 4: Saving
-Understand fundamentals of saving
-Identify obstacles people experience when trying to save money
-Understand why it’s important to establish an emergency fund
-Compare different savings vehicles such as savings account, CD, and money market account
Week 5: Budgeting
-Determine personal needs and wants
-Create a budget
Week 6: Taxes
-Read a pay stub and describe the different deductions
-Identify common tax forms
-Explain the different ways you can file
Week 7: Investing
-Recognize the value in investing early and regularly
-Analyze the performance of individual stocks over time
-Explain what mutual funds, index funds, exchange traded funds, and target date funds are
Week 8: Paying for College
-Identify quantitative and qualitative benefits of going to college
-Explain the role the FAFSA plays in the financial aid process
-Find scholarships and grants
-Analyze student profiles to determine the best course of action to take for student loans
Week 9: Career
-Identify different available career pathways
-Analyze potential careers based on salary, stability, growth, training, and responsibilities
-Explore different career options based on your interests
Week 10: Credit & Debt
-Understand the basic components of lines of credit: principal, interest rate, and term
-Explain how a credit card works
-Calculate how much an auto loan will cost
-Explain what a mortgage is and use a mortgage calculator
-Know the components of a credit report
-Name components of a credit score
Week 11: Insurance
-Identify risks and protection strategies
-List factors that determine auto insurance premiums
-Explain how health insurance works and the different types of plans available to them
Week 12: Financial Pitfalls
-Identify common financial pitfalls the people fall into and strategies to prevent them from occurring
-Identify signs of common types of scams and fraud
-Outline what steps to take if you are a victim of identity theft
-Explain what it means to file for bankruptcy and the impact it can have on your finances
Other Details
External Resources
Learners will not need to use any apps or websites beyond the standard Outschool tools.
Joined March, 2021
4.9
37reviews
Teacher expertise and credentials
Utah Teaching Certificate in Secondary Education
Hi! I'm Dr. Brooke. I'm from Utah (United States). I teach business classes both face to face and online. I've been teaching Financial Literacy, Marketing, and Business Classes for 15 years. I have a Bachelors degree in Marketing and Business Education and a minor in Physical Education, a Masters degree in Business Administration, and a Ph.D. (doctorate) in Online Education. I love teaching online! Utah was the first state in the United States to require Financial Literacy to graduate high school and I was in the group of teachers who created the financial literacy endorsement for teachers. I also taught the course on how to be a financial literacy teacher for seven years. Financial Literacy is my passion and I am working with a non-profit to advocate for this course to be available to every student in America. I have a super cute Shar Pei and English Bulldog and I love to golf and binge TV shows. If you're currently watching something fun I'd love to hear about it!Reviews
Live Group Class
$10
weekly or $120 for 12 weeks12 weeks
Completed by 7 learners
No live video meetings
Ages: 14-18
