Find Classes
Log In
Life Skills

Stay Out of Debt and Get Smart About Money! Credit vs. Debit Cards, Credit Score for 13+

Learn how credit cards, debit cards, and credit score work so you can avoid getting into debt and financial trouble. This is a Personal Finance Class.
Lisa Kornberg
921 total reviews for this teacher
27 reviews for this class
Completed by 154 learners
60 minutes
per class
Meets once
year olds
learners per class
per learner

How does a "One-Time" class work?

Meets once at a scheduled time
Live video chat, recorded and monitored for safety and quality
Great for exploring new interests and different styles of teachers

How Outschool Works

Available Times


Available Times

There are no open spots for this class, but you can request another time or scroll down to find more classes like this.


Class Experience

Students will learn how credit cards work and will be able to: 
•	Discuss the important features of credit card use: high-interest rates, penalties, effects on your credit score, protection against stolen cards/fraud, rewards, etc.
•	Explain why paying the minimum amount on your credit card bill is not financially responsible.
•	Identify several advantages of using credit cards
•	Identify several disadvantages of using credit cards 
As a tenured, certified Business Teacher I taught personal finance and classes on credit card use to young adults.  I know that many students, ages 14-18, do not understand credit card basics  (ex.  that interest is charged on unpaid balances ).  This lack of knowledge is unfortunate and can likely lead to young people making poor financial decisions and getting deep into debt.  That's why it's critical for young adults to learn how to use credit cards responsibly BEFORE they use a parental credit card or get one of their own.

Based on my extensive experience teaching this subject, I know how to make it interesting and memorable.  I use video clips and engaging handouts to make the content  easy to understand and remember.  This class is interactive, not lecture based, so students will have the opportunity to discuss, share experiences, and ask questions.  

This is a one session class so there is no homework!
 1 file available upon enrollment
A two-page handout will be provided by the teacher. This will be completed together in class and serve as a great future credit card reference for students. No materials need to be purchased by the students.
Learners will not need to use any apps or websites beyond the standard Outschool tools.
1 hour per week in class, and maybe some time outside of class.


Lisa Kornberg
Lives in the United States
Certified, Tenured Business Teacher, MBA, Entrepreneur and Investor
921 total reviews
720 completed classes

About Me

2 Big Coupon Updates!!
1) Get $10 off my class 2 new courses below with coupon code KORNBNEWSBATTLES1010 until Dec 8, 2022. Enter the coupon code at checkout. 

 "News Party - Kahoot Games to Learn About Current Events, Sports, & Biz News" 
Get The App
Download the Outschool iOS app on the App Store
©2022 Outschool, Inc.