Stay Out of Debt and Get Smart About Money! Credit vs. Debit Cards, Credit Score for 13+
Learn how credit cards, debit cards, and credit score work so you can avoid getting into debt and financial trouble. This is a Personal Finance Class.
Lisa Kornberg
Average rating:
4.9
Number of reviews:(1,182)
Popular
What's included
1 live meeting
1 in-class hoursClass Experience
#superstar How can a little piece of plastic get you into serious trouble? It’s as easy as shop, swipe, and spend! Many young people use credit cards without knowing how they work and this lack of knowledge can lead to stolen information, lots of debt, and upset parents! Using engaging videos and handouts, students will learn how to avoid scams and penalties while getting the rewards and benefits of responsible credit card use. This class is interactive, not lecture-based, so students will have the opportunity to discuss, share experiences, and ask questions. I hope to see you in class BEFORE you use your parent's credit card or get one of your own. All learners will leave the class with valuable resources about credit cards that they can refer to in the future.
Learning Goals
Students will learn how credit cards work and will be able to:
• Discuss the important features of credit card use: high-interest rates, penalties, effects on your credit score, protection against stolen cards/fraud, rewards, etc.
• Explain why paying the minimum amount on your credit card bill is not financially responsible.
• Identify several advantages of using credit cards
• Identify several disadvantages of using credit cards
Other Details
Supply List
A two-page handout will be provided by the teacher. This will be completed together in class and serve as a great future credit card reference for students. No materials need to be purchased by the students.
1 file available upon enrollment
External Resources
Learners will not need to use any apps or websites beyond the standard Outschool tools.
Joined August, 2019
4.9
1182reviews
Popular
Teacher expertise and credentials
New York Teaching Certificate
Master's Degree from New York University- Stern School of Business
As a tenured, certified Business Teacher I taught personal finance and classes on credit card use to young adults. I know that many students, ages 14-18, do not understand credit card basics (ex. that interest is charged on unpaid balances ). This lack of knowledge is unfortunate and can likely lead to young people making poor financial decisions and getting deep into debt. That's why it's critical for young adults to learn how to use credit cards responsibly BEFORE they use a parental credit card or get one of their own.
Based on my extensive experience teaching this subject, I know how to make it interesting and memorable. I use video clips and engaging handouts to make the content easy to understand and remember. This class is interactive, not lecture based, so students will have the opportunity to discuss, share experiences, and ask questions.
Reviews
Live One-Time Class
$20
per classMeets once
60 min
Completed by 172 learners
Live video meetings
Ages: 13-18
7-10 learners per class
