$20
weeklyor $240 for 12 classes
Financial Life Skills for Teens: Income Taxes, Loans, & Investing
Completed by 227 learners
Ages 13-18
Live Group Course
Live video meetings
1x per week, 12 weeks
4-12 learners per class
45 min
What's included
12 live meetings
9 in-class hoursHomework
1 hour per week. I will be giving out enrichment and practice problems learners can do independently each week to ensure I know the student is learning. If a learner is taking this class for a grade or credit, they will need to do the enrichments for assessment.Letter Grade
I will be uploading two online assessments for learners to complete as well as options for weekly enrichments to complete outside of class that I will grade and provide feedback on. These enrichment activities are optional. If you would like a formal grade or assessment at the conclusion of the course if the enrichments are completed, please let me know, and I will be happy to do that for you!Class Experience
US Grade 8 - 11
𝙏𝙝𝙞𝙨 𝙘𝙤𝙪𝙧𝙨𝙚 𝙬𝙖𝙨 𝙙𝙚𝙨𝙞𝙜𝙣𝙚𝙙 𝙛𝙤𝙧 𝙩𝙚𝙚𝙣𝙨 𝙬𝙝𝙤 𝙬𝙖𝙣𝙩 𝙩𝙤 𝙢𝙖𝙠𝙚 𝙨𝙢𝙖𝙧𝙩 𝙛𝙞𝙣𝙖𝙣𝙘𝙞𝙖𝙡 𝙘𝙝𝙤𝙞𝙘𝙚𝙨 𝙖𝙣𝙙 𝙖𝙫𝙤𝙞𝙙 𝙢𝙤𝙣𝙚𝙮 𝙢𝙞𝙨𝙩𝙖𝙠𝙚𝙨 𝙣𝙤𝙬 𝙖𝙣𝙙 𝙡𝙖𝙩𝙚𝙧 𝙞𝙣 𝙡𝙞𝙛𝙚! 💡 This class is part of my 𝙍𝙚𝙖𝙡-𝙒𝙤𝙧𝙡𝙙 𝙈𝙖𝙩𝙝 & 𝙋𝙚𝙧𝙨𝙤𝙣𝙖𝙡 𝙁𝙞𝙣𝙖𝙣𝙘𝙚 𝙛𝙤𝙧 𝙏𝙚𝙚𝙣𝙨 𝙨𝙚𝙧𝙞𝙚𝙨—custom-built to help teens gain practical money skills, confidence, and independence. Each class stands alone and can be taken in any order or simultaneously, but together they create a full-year learning path that prepares teens for real-life financial decisions. 𝙏𝙝𝙚 𝙛𝙪𝙡𝙡 𝙨𝙚𝙧𝙞𝙚𝙨 𝙞𝙣𝙘𝙡𝙪𝙙𝙚𝙨: • 𝐂𝐨𝐧𝐬𝐮𝐦𝐞𝐫 𝐌𝐚𝐭𝐡 𝐋𝐢𝐟𝐞 𝐒𝐤𝐢𝐥𝐥𝐬 𝐟𝐨𝐫 𝐓𝐞𝐞𝐧𝐬: 𝐁𝐮𝐝𝐠𝐞𝐭𝐢𝐧𝐠, 𝐁𝐚𝐧𝐤𝐢𝐧𝐠 & 𝐒𝐦𝐚𝐫𝐭 𝐒𝐩𝐞𝐧𝐝𝐢𝐧𝐠 • 𝐅𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐋𝐢𝐟𝐞 𝐒𝐤𝐢𝐥𝐥𝐬 𝐟𝐨𝐫 𝐓𝐞𝐞𝐧𝐬: 𝐈𝐧𝐜𝐨𝐦𝐞 𝐓𝐚𝐱𝐞𝐬, 𝐋𝐨𝐚𝐧𝐬 & 𝐈𝐧𝐯𝐞𝐬𝐭𝐢𝐧𝐠 •𝐀 𝐓𝐞𝐞𝐧’𝐬 𝐆𝐮𝐢𝐝𝐞 𝐭𝐨 𝐏𝐞𝐫𝐬𝐨𝐧𝐚𝐥 𝐅𝐢𝐧𝐚𝐧𝐜𝐞: 𝐂𝐫𝐞𝐝𝐢𝐭 𝐒𝐜𝐨𝐫𝐞𝐬 & 𝐑𝐞𝐚𝐥-𝐖𝐨𝐫𝐥𝐝 𝐄𝐱𝐩𝐞𝐧𝐬𝐞𝐬 This interactive course (formerly listed as Consumer Math Semester 2) dives into the financial responsibilities that come with adulthood, like reading a utility bill, understanding loan terms, calculating car expenses, and filing basic income taxes. Teens will also explore different types of insurance, investing fundamentals, and shop for food on a budget. 𝙄 𝙖𝙢 𝙝𝙚𝙧𝙚 𝙩𝙤 𝙜𝙪𝙞𝙙𝙚 𝙮𝙤𝙪𝙧 𝙩𝙚𝙚𝙣 𝙩𝙝𝙧𝙤𝙪𝙜𝙝 𝙩𝙝𝙚𝙨𝙚 𝙚𝙨𝙨𝙚𝙣𝙩𝙞𝙖𝙡 𝙛𝙞𝙣𝙖𝙣𝙘𝙞𝙖𝙡 𝙖𝙣𝙙 𝙡𝙞𝙛𝙚 𝙨𝙠𝙞𝙡𝙡𝙨! 𝐂𝐨𝐮𝐫𝐬𝐞 𝐅𝐨𝐫𝐦𝐚𝐭: This particular course meets once per week for 12 weeks. I structure every lesson with the "I do, we do, you do" approach, helping to increase learner confidence with practice problems on guided notes. Each week, I also provide a practical enrichment activity to do, based on the week’s lesson. I am happy to give feedback on those activities and can also provide a formal grade report at the conclusion of the course if requested by parents 🙂 𝙄 𝙖𝙡𝙨𝙤 𝙤𝙛𝙛𝙚𝙧 𝙨𝙚𝙫𝙚𝙧𝙖𝙡 𝙨𝙚𝙡𝙛-𝙥𝙖𝙘𝙚𝙙 𝙘𝙤𝙣𝙨𝙪𝙢𝙚𝙧 𝙢𝙖𝙩𝙝 𝙖𝙣𝙙 𝙛𝙞𝙣𝙖𝙣𝙘𝙞𝙖𝙡 𝙡𝙞𝙩𝙚𝙧𝙖𝙘𝙮 𝙘𝙤𝙪𝙧𝙨𝙚𝙨 𝙛𝙤𝙧 𝙩𝙝𝙤𝙨𝙚 𝙬𝙝𝙤 𝙥𝙧𝙚𝙛𝙚𝙧 𝙢𝙤𝙧𝙚 𝙛𝙡𝙚𝙭𝙞𝙗𝙞𝙡𝙩𝙮 𝙖𝙣𝙙 𝙨𝙩𝙞𝙡𝙡 𝙝𝙖𝙫𝙚 𝙩𝙚𝙖𝙘𝙝𝙚𝙧 𝙛𝙚𝙚𝙙𝙗𝙖𝙘𝙠! 𝐄𝐦𝐩𝐨𝐰𝐞𝐫𝐢𝐧𝐠 𝐓𝐞𝐞𝐧𝐬: 🌍 Real-World Applications: This course brings math to life with practical scenarios, helping teens see the value in learning these vital skills. 🔢 Essential Skills: Teens will enhance their basic math skills, including practical applications in real-world situations. 📚 Literacy and Critical Thinking: We go beyond numbers to develop reading and analytical skills through engaging math problems. 𝑺𝒚𝒍𝒍𝒂𝒃𝒖𝒔 𝑺𝒖𝒎𝒎𝒂𝒓𝒚 (𝒄𝒍𝒊𝒄𝒌 𝒐𝒏 𝑺𝒚𝒍𝒍𝒂𝒃𝒖𝒔 𝒕𝒐 𝒈𝒆𝒕 𝒂 𝒃𝒓𝒆𝒂𝒌𝒅𝒐𝒘𝒏 𝒐𝒇 𝒆𝒂𝒄𝒉 𝒘𝒆𝒆𝒌'𝒔 𝒕𝒐𝒑𝒊𝒄𝒔): 𝐖𝐡𝐚𝐭 𝐓𝐞𝐞𝐧𝐬 𝐖𝐢𝐥𝐥 𝐆𝐚𝐢𝐧: 💪 Confidence in managing real-life financial scenarios. 🧠 Enhanced Literacy and Critical Thinking Skills in practical contexts. 🌟 Independence and Preparedness for future financial responsibilities. 𝐒𝐞𝐚𝐦𝐥𝐞𝐬𝐬 𝐋𝐞𝐚𝐫𝐧𝐢𝐧𝐠 𝐏𝐚𝐭𝐡: The three courses in the series—𝘾𝙤𝙣𝙨𝙪𝙢𝙚𝙧 𝙈𝙖𝙩𝙝 𝙇𝙞𝙛𝙚 𝙎𝙠𝙞𝙡𝙡𝙨 𝙛𝙤𝙧 𝙏𝙚𝙚𝙣𝙨, 𝙁𝙞𝙣𝙖𝙣𝙘𝙞𝙖𝙡 𝙇𝙞𝙛𝙚 𝙎𝙠𝙞𝙡𝙡𝙨 𝙛𝙤𝙧 𝙏𝙚𝙚𝙣𝙨, 𝙖𝙣𝙙 𝘼 𝙏𝙚𝙚𝙣’𝙨 𝙂𝙪𝙞𝙙𝙚 𝙩𝙤 𝙋𝙚𝙧𝙨𝙤𝙣𝙖𝙡 𝙁𝙞𝙣𝙖𝙣𝙘𝙚—work together to give teens a complete, real-world financial education. Each course can be taken on its own, in any order, but together they provide a well-rounded foundation in money management, smart decision-making, and everyday life skills that prepare teens for independence.
Learning Goals
Students will improve both their literacy and mathematical skills while applying those skills to real-life scenarios they will encounter in their adult lives.
Syllabus
Curriculum
Follows Teacher-Created Curriculum12 Lessons
over 12 WeeksLesson 1:
Understanding Utility Bills
This lesson explores how to read utility bills, recognize common charges, and learn practical ways to reduce household energy and water costs.
45 mins online live lesson
Lesson 2:
Insurance Basics
During this lesson, teens will break down the essentials of insurance, discovering different types, how policies work, and why coverage matters.
45 mins online live lesson
Lesson 3:
Calculating Insurance Costs
In this session, teens will dive into real-world examples of insurance premiums, analyzing what factors raise or lower costs and how to make smart choices.
45 mins online live lesson
Lesson 4:
Buying a Car
This lesson walks teens through the car-buying process—from creating a budget and comparing vehicles to negotiating prices and understanding auto loans.
45 mins online live lesson
Other Details
Supply List
Learners should come with paper, a writing utensil, and a calculator. All other supplies will be provided in the classroom for each class.
External Resources
Learners will not need to use any apps or websites beyond the standard Outschool tools.
Meet the teacher
Teacher expertise and credentials
North Dakota Teaching Certificate in English/Language Arts
5 Degrees
Master's Degree in Education from College of St. Scholastica
Bachelor's Degree in English Language and Literature from Jamestown College
Bachelor's Degree in Finance from Jamestown College
Bachelor's Degree in Secondary Education from Jamestown College
Bachelor's Degree in Music from Jamestown College
I have been teaching teens for over 25 years and hold a Bachelor’s Degree in Finance in addition to degrees in English, Writing, Music, and a Master’s Degree in Education. My courses are designed to bridge the gap between academic knowledge and real-world financial skills, addressing the lack of practical resources available to prepare teens for their financial futures.
Throughout my teaching career, I have developed courses focused on equipping learners with essential skills such as budgeting, understanding credit, managing debt, navigating taxes, and planning for major life milestones like renting an apartment or buying a car. My approach emphasizes real-life applications, ensuring that learners not only understand the concepts but also feel confident applying them in everyday situations!
I am passionate about empowering teens to make informed financial decisions and take charge of their futures. My teaching style is patient and encouraging, with a focus on simplifying complex topics into manageable, actionable steps. These courses are designed for all types of learners and abilities, offering a supportive environment where learners can gain practical knowledge and build confidence in their financial skills.
Reviews
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