NOTE: THIS CLASS DOES NOT HAVE LIVE MEETINGS 

All in one package!!! Finances , earning, saving, investing while navigating through adult life scenarios in this interactive course. 
Financial literacy is the ability to understand how to manage and invest money. 

In this FLEX Financial Literacy class students participate is an online virtual bank and investment simulation program that will immerse them in all things related to money. This Financial Literacy class creates an immersive experience for students to learn everything related to personal finance like savings, budgeting, paying bills, earning an income, investing and more. Students learn to navigate the ins and outs of personal finance and experience real world financial situations in a safe space, a classroom. 
Students experience real world money situations and navigate the ins and outs of everything related to personal finance like saving, budgeting, paying bills, earning income, investing and more. We live in a complicated financial system that is full of financial opportunity as well as financial traps, scams, and daily temptations to spend money. 

Students will each apply for a classroom job and receive an hourly wage, or paycheck, for doing your job properly. Then the students will have to pay bills, like adults do in real life. With your left over money, you can purchase experiences or items.  This class is highly interactive simulating real life as adults making financial decisions.  Students will learn they are free to choose what to with the money they earn but not free from the consequences of their choice, whether it is positive or negative result.
Students will experience actual financial situations with hands-on activities to learn how to manage virtual checking, savings and credit card accounts, invest, pay bills on time and spend wisely. Most adults, including myself, wish they had learned about managing their money in school and this program aims to do that. I'm so excited to add this interactive transformational tool to the classroom and have us all reap the benefits of a more financially literate future for our students.

Lesson 1: Introduction to Financial Literacy 
Learning Objective: Students will be able to define financial literacy and understand how the interactive program will function in the classroom 
Activity - Create a Money Personality Quiz and Money Mind Map

Lesson 2: Profile & Resume Set Up
Learning Objective: Students will be able to identify personal qualities to write a resume
Activity - Character High Five Words - Students will create a high five hand on character words that describe them.

Lesson 3: Job Applications - How to complete a job application and apply for a Job. Interview
Learning Objective: Students will be able to leverage personal skills and experience to fill out a job application.

Lesson 4: Job Interview - Skills
Learning Objective: Students will be able to leverage personal skills and experience during a mock job interview based on the applications submitted in the previous lesson.
Activity - Mock Job Interview 

Lesson 5: All About Banking - Types of Accounts and Creating a Budget
Bills & Assets: Renting vs. Owning 
Learning Objective: Students will be able to explain how life costs money and the advantages and disadvantages of renting versus owning a home (your desk)
Activity 1 - Create a budget worksheet
Activity 2 - Students will receive their job and understand their income and monthly bills.   Students will have the opportunity to choose their bills based on the job of their current income; such as; rent, utility bills, cell phone, internet, car payment, entertainment, etc.

Lesson 6: All About Banking - Checking vs. Savings vs. Credit Accounts
Learning Objective: Students will be able to compare and contrast savings, checking and credit accounts by analyzing pictures to help determine meaning.

Lesson 7: All About Banking - Credit and Credit Score
Learning Objective: Students will be able to understand where American credit came from, how credit scores are calculated, and how personal decisions affect credit scores.

Lesson 8: Purchasing a Car/Mode of Transportation
Learning Objective: Students will be able to research and buy a car on PayGrade.io while learning about interest rates and taxes.

Lesson 9:Fundamental of  Investing - What and how do I invest my money?
Learning Objective: Students will be able to ….compare and contrast saving vs. investing goals. Students will be able to validate reasons why investing builds wealth overtime through a persuasive writing prompt.

Lesson 10: All About Fraud- Learn How to Protect Yourself
Learning Objective: Students will be able to explore different types of fraud, how better to protect themselves from criminals and what to do if their bank account has fraudulent activity.

Lesson 11 - Reflection of overall personal finance life skills learned in this course.  Students will create a reflection worksheet.

Students will be able to experience spontaneous situations in life that cost money and others that bring in money and begin to see the value of insuring against these situations. Insure It!

Additional Lesson:  All About Fraud- Learn How to Protect Yourself - Students will be able to explore different types of fraud, how better to protect themselves from criminals and what to do if their bank account has fraudulent activity.

Students will have the option to apply for the available jobs, where they will earn a income and learn how to manage their personal finances.  (Checking, Savings, 401K, investments, Stocks and Cryptocurrency) 

Available Jobs for students to apply for include:

Banker - $10.00 Hourly Pay
-Monitors the news log to make sure there are no errors in deposits and withdraws
-Applies custom bonuses and citations to students
-Deposits digital checks
-Helps assign bills
-Must Sign Confidentiality Agreement

Human Resources $10.00 Hourly Pay
-Assigns student jobs through interactive program
-Accepts or rejects student job applications
-Assists with password reset for students
-Assists in job training
-Must Sign Confidentiality Agreement

Entrepreneur $8 Hourly pay
-Adds items (name, description, picture) to the marketplace
-Creates and ends auctions
-Checks news log for accuracy in purchases
-Works with banker on any refunds requested

Personal Assistant/Attendance Tracker $ 8.00 Hourly Pay
-Must be on time or early to class to take attendance
-Quick Deposits money into student accounts when they login to zoom class 

Athletic Trainer $7.00 Hourly Pay
Provides a 2-3 minute stand and stretch break during direct instruction lessons on zoom (yoga pose, stretch, etc)
	
Technology Assistant $10.00 Hourly Pay
-Responds to students with technology issues via zoom chat 	
-Helps troubleshoot anything tech related

News Anchor $7.00 Hourly Pay 
- Once a week takes the first 5 minutes to share any interesting news from the week to the class

Mr/Mrs Bright Side $6.00 Hourly Pay
-Shares a quote, inspirational story for the first five minutes of class one day a week.

Virtual Tutor $8.00 Hourly Pay
-Work with students who have questions with content or need help completing work on time.
-Be an accountability buddy- check in with your peers to remind them when assignments are due

Operations Manager $15.00 Hourly Pay
-Help assist the HR and Banker in their daily tasks
-Provide support when they are overwhelmed with tasks
-Provide training to new employees
-Monitor their work and provide monthly reports to the teacher on their work performance

How is your class structured?
My class is structure to be a stress free, fun, and interactive learning environment to accommodate different learning styles and abilities.  

How will you teach?
I will teach using slide presentation, interactive games and discussion for question and answer sessions.

What's your teaching style?
I believe that every child learns differently.  I do my best to accommodate individual learning styles.  

How much will learners get to interact with you and each other (mention specifics like: lecture, games, slides, video clips, discussion)? This class is highly interactive simulating real life as adults making financial decisions.  Students will interact by working together in the classroom community of life scenarios.  Students must work together and interact with each other to successfully learn how to navigate real life skills.  Students will earn a wage by applying for a job, making sure their classmates are paid their wage on time etc.  Students will learn they are free to choose what to with the money they earn but not free from the consequences of their choice, whether it is positive or negative result.  I teach with lecture format, modeling, visual aids and hands on activity. 

NOTE: Students will create a final project of their responsibilities and what they learned in our classroom economy via video, ppt, slide, etc.

How much Interaction will students have with other classmates: Students must communicate and interact with each to successfully make their classroom community economy function.  Students must work together and interact with each other to successfully learn how to navigate real life skills.  Students will earn a wage by applying for a job, making sure their classmates are paid their wage on time etc. 

How much interaction will students have with teacher: 
Students will respond to discussion questions posted in the classroom weekly.  Students must respond to at least one of the messages from other students or myself. Students will be ask to share a presentation of their real life experience through a visual presentation using video source, google slides or PPT. Students will need to respond to each students presentation.  
As always, I will be available for questions and feedback through the classroom and direct messages.