weekly
含まれるもの
1 ライブミーティング
週あたりの授業時間数 45 分宿題:
週1時間. Additional assignments and simulation programs are available to students for a more comprehensive understanding of the topics discussed in class.テスト
Assessment via simulation programs are available to students for a more comprehensive understanding of the topics discussed in class.この文章は自動翻訳されています
このクラスで学べること
Financial choice and Consequences - All in one package!!! Finances , earning, saving, investing while navigating through adult life scenarios in this interactive course. Financial literacy is the ability to understand how to manage and invest money. In this ongoing class students participate is an interactive online virtual bank and investment simulation program that will immerse them in all things related to money. This Financial Literacy class creates an immersive experience for students to learn everything related to personal finance like savings, budgeting, paying bills, earning an income, investing and more. Students learn to navigate the ins and outs of personal finance and experience real world financial situations in a safe space, a classroom. Students experience real world money situations and navigate the ins and outs of everything related to personal finance like saving, budgeting, paying bills, earning income, investing and more. We live in a complicated financial system that is full of financial opportunity as well as financial traps, scams, and daily temptations to spend money. Students will experience actual financial situations with hands-on activities to learn how to manage virtual checking, savings and credit card accounts, invest, pay bills on time and spend wisely. Most adults, including myself, wish they had learned about managing their money in school and this program aims to do that. I'm so excited to add this interactive transformational tool to the classroom and have us all reap the benefits of a more financially literate future for our students. FINANCIAL LITERACY UNITS Unit 1: Unit Introduction - Budgeting, Saving, and Spending Unit 2: Introduction to Investing Unit 3: Credit Cards and Debt Unit 4: Employment and Income Unit 5: Financial Risks and Insurance Supplement Topic: Starting your Own Business Supplement Topic: Bankrutpcy C L A S S S T R U C T U R E Welcome to Class (5 minutes) Weekly Financial Report (5 minutes) Weekly Class Topic (20minutes) Financial Lab Simulation (15 minutes) 🌟S T A R T I N G S E P T E M B E R 2 0 2 4🌟 🚩 2024 - 2025 F U L L Y E A R C O U R S E T O P I C S S C H E D U L E 🚩 Topics rotate but students may join at anytime. G E T T I N G S T A R T E D (New enrolled students should complete these assignments in the simulation) Topic 1: Introduction of Budget Simulation - Budget Game Actions 📝Assignment: Watch Video - Budget Game Overview 📝Assignment: Watch Video - Credit Score Tutorial 📝Assignment: Watch Video - Net Worth 📝Assignment: Watch Video - Quality of Life 📝Assignment: Watch Video - Savings Goals 📝Assignment: Watch Video - Your Weekend Choice 📝Assignment: Budget Game - Study 📝Assignment: Budget Game - Transfer Money 📝Assignment: Budget Game - Earn More Money 📝Assignment: Budget Game - Household 📝Assignment: Budget Game - Socialize 📝Assignment: Budget Game - Credit Card Purchase 📝Assignment: Budget Game - Credit Card Payment 📝Assignment: Budget Game - Complete a Full Month Week of December 15: Budget Adjustments Week of December 22: Tracking Expenses & Emergency Funds Week of December 29: Financial Literacy Game Day SCHEDULE STARTING - 2025 JANUARY U N I T 2: I N V E S T I N G Week of January 5: Introduction to Investing and Understanding Financial Risks Week of January 12: Financial Planning, Investment Goals, and Investing Overview Week of January 19: How the Stock Market Works, Introduction to Stocks, and Understanding Stock Quotes Week of January 26: Financial Literacy Game Day Week of February 2: Stock Market Terms, Stock Market Games, and Researching Stocks Week of February 9: Company Research, Financial News, and Using Financial Reports Week of February 16: Evaluating Investment Strategies, Types of Securities, and Mutual Funds Week of February 23: Financial Literacy Game Day Week of March 1: Bonds, ETFs, and Real Estate Investments Week of March 8: Managing a Portfolio, Diversification, and Risk Management Week of March 15: Portfolio Review, Investment Tools, and Business Cycle Week of March 22: Economic Indicators, Impact on Investments, and Market Trends Week of March 29: Financial Literacy Game Day UNIT 3: CREDIT CARDS AND DEBT Week of April 1: Introduction to Credit, Credit Cards vs. Debit Cards, and Credit Reports Week of April 8: Credit Scores, Building Credit, and Buying a Car Week of April 15: Car Loans, Loan Terms, and Comparing Car Prices Week of April 22: Budgeting for a Car, Types of Loans, and Loan Application Process Week of April 29: Financial Literacy Game Day Week of May 6: Interest Rates, Repayment Plans, and Loan Management Week of May 13: Using Credit Cards, Credit Card Fees, and Credit Card Rewards Week of May 20: Credit Report Monitoring, Managing Debt, and Debt Consolidation Week of May 27: Financial Literacy Game Day UNIT 4: EMPLOYMENT AND INCOME Week of June 3: Career Planning and Income Types Week of June 10: Employment Rights and Job Opportunities Week of June 17: Earning Money and Using a Bank Week of June 24: Financial Literacy Game Day Week of July 1: Opening a Savings Account and Understanding Bank Fees Week of July 8: Bank Statements and Online Banking Week of July 15: Introduction to Taxes and Income Tax Week of July 22: Tax Deductions and Filing Taxes Week of July 29: Financial Literacy Game Day UNIT 5: FINANCIAL RISKS AND INSURANCE Week of August 5: Introduction to Insurance, Health Insurance, and Life Insurance Week of August 12: Property Insurance, Insurance Terms, and Liability Insurance Week of August 19: Auto Insurance, Homeowners Insurance, and Renters Insurance Week of August 26: Financial Literacy Game Day Week of September 2: Insurance Claims, Health Insurance Plans, and Life Insurance Policies Week of September 9: Disability Insurance, Long-Term Care Insurance, and Beneficiaries Week of September 16: Financial Decision Making, Avoiding Scams, and Financial Ethics Week of September 23: Protecting Personal Information, Financial Safety Nets, and Financial Records Week of September 30: Financial Literacy Game Day UNIT 1- BUDGETING AND SPENDING PLANS Week of October 7: Introduction to Budgeting, Budgeting Basics, and Setting Financial Goals Week of October 14: Personal Finance Apps, Creating a Simple Budget, and Understanding Money Week of October 21: Understanding Coins and Bills, Income Sources, and Financial Vocabulary Week of October 28: Personal Finance Lab Budget Game Week of November 4: Basic Math Skills for Finance, Saving Money, and Spending Wisely Week of November 11: Needs vs. Wants, Spending Plans, and Savings Goals Week of November 18: Maintaining a Budget, Budget Adjustments, and Tracking Expenses Week of November 25: Financial Literacy Game Day Week of December 2: Emergency Funds, Responsible Spending, and Researching Purchases Week of December 9: Price Comparisons, Shopping Wisely, and Understanding Discounts Week of December 16: Long-Term Savings, Simple Interest, and Future Planning Week of December 23: Financial Literacy Game Day U N I T C O U R S E D E S C R I P I T I O N UNIT 1: Budgeting and Spending Plans In this lesson we will be learning about both budgets and spending plans. We will be able to tell what the different parts of each are and when to use either. We will be looking at other peoples’ budgets and saving plans to evaluate how to create one. We will leave with the tools and the skills to create our own personal budget and spending plan. By the end of the unit, students should be able to... • Define budget and spending plan • Identify parts of a budget and spending plan • Create a personal and family budget • Allocate funds into different sub categories UNIT 2: Investing In this lesson we will be learning about the basics of investing. We will learn about different types of investments such as stocks, mutual funds and bonds. We will assess the different risks that come with each type of investment and determine when it is a good idea to invest. We will learn the importance of researching companies and investing based on what we know. We will learn how to identify our financial goals and how to create an investment portfolio that works toward them. Students will progress through Assignments and Assessments as part of the PersonalFinanceLab curriculum library, and begin building their portfolio in the PersonalFinanceLab Stock Game. Students will continue to progress through the PersonalFinanceLab Budgeting Game. By the end of the lesson, students will: ● Understand the basics of how to grow their wealth ● Identify various scams ● Understand the importance of not falling victim to a scam ● Protect themselves from financial scams UNIT 3: Credit Cards and Debt In this lesson we will learn about the basics of what a credit card is and the different responsibilities that come with owning a credit card. We will learn about what both a credit report and credit score are and the impact they have on someone's finances. We will be able to define key terms such as credit score and credit report. We will be able to determine different events that either improve or harm someone's credit. We will understand the purpose of a credit card and the responsibilities that come with owning a credit card. By the end of the lesson, students will: ● Define key terms such as credit score and credit report. ● Determine different events that either improve or harm someone's credit. ● Understand the purpose of a credit card. ● Understand the responsibilities that come with owning a credit card. ● Be able to implicitly and explicitly think about situations that will either improve or harm their credit and explain why. UNIT 4: Employment and Income In this lesson we will be learning about both income, compensation and employment. We will learn about the difference between direct and indirect compensation. We will have a basic understanding of income tax and the different ways of filing their taxes. We will learn some best practices for starting their career. We will learn about the importance of saving for retirement. By the end of the lesson, students will: ● Define different types of income ● Understand consumer and employment rights and responsibilities ● Understand debit cards and bank accounts ● Have a basic understanding of income tax ● Know how to develop a career plan that supports their long-term financial goals UNIT 5: Financial Risks and Insurance In this lesson we will be learning about financial decision making. ● We will learn how to protect ourselves against fraud and financial scams. ● We will learn the importance of mitigating financial risks. ● We will be able to identify common types of risks and basic risk management methods. ● We will learn the basics of insurance. By the end of the lesson, students will: ● Understand the concept of opportunity cost when making financial decisions ● Understand the financial risks of investing their money ● Understand the importance of insurance to mitigate risk Bankruptcy If you are severely behind on your bills and all other debt management plans have failed, the last option available is declaring bankruptcy. Starting a Business Building the next “big thing”. Being your own boss. Getting the full rewards for your work. There are a lot of reasons to start a business, but taking the plunge is a step entrepreneurs have to face if they plan on striking out on their own NOTE TO PARENTS: This is an interactive classroom, with guidance from teacher. Students will have the opportunity to interact, socialize while learning to becoming financial responsible with their choices. Topic schedule is subject to change, awaiting Outschool's update lesson plan to the platform. Students will each start the simulation as a part-time employee, goiong to college full-time. Then the students will have to pay bills, like adults do in real life. With your left over money, you can purchase experiences or items. This class is highly interactive simulating real life as adults making financial decisions. Students will learn they are free to choose what to with the money they earn but not free from the consequences of their choice, whether it is positive or negative result. How is your class structured? My class is structure to be a stress free, fun, and interactive learning environment to accommodate different learning styles and abilities. How will you teach? I will teach using slide presentation, interactive games and discussion for question and answer sessions. This is a student led hands on interactive class. What's your teaching style? I believe that every child learns differently. I do my best to accommodate individual learning styles. How much will learners get to interact with you and each other (mention specifics like: lecture, games, slides, video clips, discussion)? This class is highly interactive simulating real life as adults making financial decisions. Students will learn they are free to choose what to with the money they earn but not free from the consequences of their choice, whether it is positive or negative result. I teach with lecture format, visual aids and hands on activity. I will be available for questions and feedback through the classroom and direct messages. Any required experience or knowledge learners need? No prior knowledge is needed. Notice: Educational Content Only This course is crafted purely for learning purposes and is not a source of financial, investment, tax, or legal guidance. Through lessons and a stock market simulation program, the instructor aims to teach students about market dynamics, investment concepts, and economic theories. No advice is given on specific investments or financial actions. Participation in the stock market simulation or any real-world trading with actual money is entirely the choice of students and their guardians. Success is not promised, and all financial activities carry inherent risks. Students are encouraged to investigate thoroughly and consult a certified financial advisor before pursuing any real investment opportunities. By joining this course, you recognize that the instructor and course organizers are not accountable for any financial consequences arising from decisions you make based on the educational material or simulation experience.
学習到達目標
Students will experience actual financial situations with hands-on activities to learn how to manage virtual checking, savings and credit card accounts, invest, pay bills on time and spend wisely. Most adults, including myself, wish they had learned about managing their money in school and this program aims to do that. I'm so excited to add this interactive transformational tool to the classroom and have us all reap the benefits of a more financially literate future for our students.
その他の情報
保護者へのお知らせ
This class uses Personal Finance Lab and Nearpod. Students will receive a code to join the teachers class for various interactive activities prior to the lesson.
外部リソース
このクラスでは、Outschool内のクラスルームに加えて、以下を使用します。
提供:
教師の専門知識と資格
1 先生は教員免許を持っています
アーカンソー州 教員免許 中等教育で
2 先生は大学院の学位を持っています
修士号 Saint Peter's Universityから 教育 へ
修士号 Arkansas State Universityから 教育 へ
修士号 Arkansas State Universityから 教育 へ
2 先生は学士号を取得しています
学士号 Ithaca Collegeから 映画/映画/ビデオ研究 へ
学士号 Arkansas State Universityから 科学 へ
Apples2Zippers Learning Academy teachers are licensed and certified instructors with over 30 years of combined experience in the classroom. 🔗 https://outschool.com/teachers/apples2zippers?usid=22phBPHs&signup=true&authTrigger=follow_teacher&utm_campaign=share_leader_link
🍎 Mrs. Adamson - Hello, my name is Mrs. Adamson, I am the owner and founder of Apples2Zippers Learning Academy organization on Outschool. I have been teaching for 20 years. I am a state certified and licensed teacher PreK - 12th grade. I am licensed and certified educator in Business Technology & Business Education, Special Education Instructional Specialist, Family & Consumer Sciences, and a graduate of the Career and Technical Education Leadership Academy and ESL Instructor and certifications in TEFL/TESL/TESOL. I am also an entrepreneur, small business owner, travel agent, W!SE Financial Literacy Instructor, Serv-Safe Instructor, and I hold a Master's Degree in Education and a Bachelor's Degree in Radiology Health Management. I am an advocate of Career and Technical Education (CTE), life skill classes that are designed to provide students the knowledge and skills necessary for everyday living.
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