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理財智慧 101:購買前三思是一項強大且有益的生活技能!

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玩
Karen Holland
平均評分:4.9評論數量:(37)
在這個研討會上,孩子們學習如何在購買之前快速研究可能購買的全部價值(例如包括銷售稅和運費)以及他們將在多大程度上使用和欣賞一件物品或體驗。
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課堂經歷

美國等級 6 - 9
Beginner - Intermediate 等級
這門課是在 English講授的。
Children actually experience that thinking before buying does NOT mean you never get to do or buy anything fun! It just means that you plan your spending in order to avoid being disappointed (buyer's remorse), reduce waste, and improve family harmony, all while protecting the planet! Because items purchased after more careful consideration actually get used, versus going into landfills.
My formal education is in Economics. I worked for a global bank as a Risk Analyst before my family was born. My family is now grown. I have been teaching kids how to think before they buy for over 8 years now - and I love it! Thinking before buying is the cornerstone of being money-smart because it allows school-aged children to practice getting and using (at first basic) financial information to make their lives better. Asking and answering simple questions about typical childhood purchases very naturally reveals that anyone can, and should want, to ask questions about money! This is why I believe giving kids the habit of thinking before buying is one of the best gifts ever. And - it's not that hard a gift to give. 

GiftingSense.org (we use the Gifting Sense DIMS SCORE® calculator in workshop) was recognized at both the 2022 and 2023 Money Awareness & Inclusion Awards: As one of the best Non-Profit School-Aged Financial Education Programs available today in 2022, and as the Runner-Up for the SKBI Sustainable Finance Literacy Prize in 2023.
提供的家庭作業
The only homework is that we ask children to come to workshop with a possible purchase in mind, and an image or photo of the item or experience in question. Every student receives a pdf summary of all the math and thinking they have done when calculating the DIMS - Does It Make Sense? Score for a possible purchase. They can embed an image into that summary, which is particularly helpful if they are going to forward it to out-of-town family members who may have asked what your son or daughter might like to receive for an upcoming holiday or birthday gift.
提供的評估
Before you know it, your kids will be asking themselves "What's the DIMS Score?" before placing an item on a wish-list. Your family will be able to discuss the pros and cons of possible purchases in a relaxed but structured fashion, because you'll be armed with all the relevant information, in advance of having to make a decision. Parents are shocked to see children change their minds about a possible purchase after calculating the DIMS Score. Kids are shocked to see how quickly their parents get behind a request when it is made in advance, with thought and manners. Fewer, better quality requests to spend, improves family harmony.
提供的成績
You children will be calculating the DIMS - Does It Make Sense? Score for possible purchases on the https://giftingsense.org/ website. Gifting Sense offers a free and safe online calculator that collects no personal information. If your children want to print off the shareable summary of all the math and thinking they have done, they will need access to a printer. Please visit the site to learn more. Please do not hesitate to ask any questions you may have.
除了 Outschool 教室外,本課程也使用:
"Money-Smarts 101: Thinking Before Buying Is A Powerful & Rewarding Life Skill" is designed for 10-14 year old learners. We help children practice asking & answering simple questions, about typical childhood purchases, before, any money is spent. This is a powerful experience as it allows kids to discover that it only takes minutes to answer the questions that can help them avoid disappointment, reduce waste, improve family harmony, and protect the planet!
We use Nearpod and the DIMS - DOES IT MAKE SENSE?® SCORE Calculator from GiftingSense.org in workshop. Please feel free to visit https://giftingsense.org/ and take a look at the Teacher Tab which contains a glossary you can download and print off. The Gifting Sense blog is another resource for parents and educators who are interested in helping children acquire early money-smarts. Please note that your child can calculate the DIMS SCORE® for any possible purchase as many times as they like after a workshop. 
平均評分:4.9評論數量:(37)
教師檔案
Hi! My name is Karen Holland. I'm a Mom, with an educational background in Economics (Honours Bachelor of Arts and Masters Degree), who worked for a global bank. I believe thinking before buying is the cornerstone of money-smarts. Why? Because... 
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