金融數學2（完整課程）

Students always want to know "When will we ever use this!"  Financial Math is a great way to help students make connections from mathematics to the real world.  

This class is perfect for high schoolers or mature middle schoolers, whether homeschool, public school, or private school, looking for a full math course.

In this 21-week course (with two sessions per week), students will learn more complex mathematical topics that apply to everyday life such as managing checking and savings accounts, understanding credit cards and loans, owning a home, investing, and paying taxes.

Students will engage weekly in interactive learning and be evaluated by assignments and online assessments at the end of the chapter to help parents determine learning outcomes.  These evaluations are done via Google Forms and if grades are desired, uploaded to Google Classroom.

Here is a breakdown of what to expect every week.

WEEK 1
BANK ACCOUNTS
Chapter 1 Lesson 1 – Savings Account
Chapter 1 Lesson 2 – ATM and Debit Cards

WEEK 2
Chapter 1 Lesson 3 – Simple and Compound Interest
Chapter 1 Lesson 3 – Simple and Compound Interest

WEEK 3
Chapter 1 Lesson 4 – Using a Bank Account Register
Chapter 1 Review – Bank Accounts

WEEK 4
BORROWING MONEY
Chapter 2 Lesson 1 –  Credit Cards
Chapter 2 Lesson 2 –  Credit Reports and Credit Applications


WEEK 5
Chapter 2 Lesson 3 –  Taking out a Loan
Chapter 2 Review –  Borrowing Money

WEEK 6
PAYING FOR A HOME
Chapter 3 Lesson 1 – Types of Leases
Chapter 3 Lesson 2 – Renters’ Rights and Responsibilities
Chapter 3 Lesson 3 –Renter’s Insurance

WEEK 7
Chapter 3 Lesson 4 – Cost of Buying a Home
Chapter 3 Lesson 5 – Mortgages


WEEK 8
Chapter 3 Lesson 6 – Homeowner’s Insurance
Chapter 3 Lesson 7 –Property Tax

WEEK 9
Chapter 3 Lesson 8 – Utility Costs
Chapter 3 Review  – Paying for a Home

WEEK 10
INVESTING
Chapter 4 Lesson 1 – Certificates of Deposit
Chapter 4 Lesson 2 – Stocks

WEEK 11
Chapter 4 Lesson 3 – Bonds
Chapter 4 Lesson 4 –Mutual Funds

WEEK 12
Chapter 4 Lesson 5 – Money Market
Chapter 4 Lesson 6 – Retirement Planning

WEEK 13
Chapter 4 Review – Investing
TAXES
Chapter 5 Lesson 1 – Income Taxes

WEEK 14
Chapter 5 Lesson 2 – W-2 Form
Chapter 5 Lesson 3 – Tax Form 1040 EZ

WEEK 15
Chapter 5 Lesson 4 – Tax Form 1040A
Chapter 5 Lesson 5 – Itemized Deductions

WEEK 16
Chapter 5 Review – Taxes
MAINTAINING A CAR
Chapter 6 Lesson 1 – Buying a Car

WEEK 17
Chapter 6 Lesson 2 – Paying for a Car
Chapter 6 Lesson 3 – Auto Insurance

WEEK 18
Chapter 6 Lesson 4 – Gas Costs
Chapter 6 Lesson 5 – Selling a Vehicle

WEEK 19
Chapter 6 Review – Maintaining a Car
PERSONAL FINANCE
Chapter 7 Lesson 1 – Wants vs. Needs

WEEK 20
Chapter 7 Lesson 1 – Establishing a Budget
Chapter 7 Lesson 1 – Determining Net Worth


WEEK 21
Chapter 7 Lesson 1 – Bankruptcy
Chapter 7 Review – Personal Finances
Final Review

COURSE TEXTBOOK
This course utilizes the following workbook as our textbook: 
Financial Math, Book 2, 1st Edition
ISBN-10‏: ‎ 1419034383

PRIOR KNOWLEDGE
Students should know how to add, subtract, multiply, divide decimals, and convert from a percent to a decimal.