探討青少年個人理財的基礎 - 持續（14-18 歲）

Embark on a journey to financial empowerment in my ongoing Outschool class, where we explore the intricacies of Personal Finance and its direct relevance to your life. Personal Finance is the key to a successful life beyond your parents' home, encompassing the pursuit of your unique financial goals, whether it's saving for a car, funding your college education, or planning for retirement (yes, it's never too early to start!).

Your actions, aspirations, and necessities all hinge on your income, expenses, and individual goals. Join me each week as we delve into specific topics related to Personal Finance. The best part? You can join at any time, as this class is cyclical, with each session standing alone.

🗓️ Upcoming Classes Starting January 9th, 2024:

🔍 Week 1 (Jan 9): Basic Financial Concepts
What is Money
Financial Decisions
Needs vs. Wants

🔍 Week 2 (Jan 16): Income Earning and Reporting
Invest in Yourself
Paycheck Basics
Getting Paid

🔍 Week 3 (Jan 23): Banking
Intro to Banks
Checking Accounts
Debit Transactions

🔍 Week 4 (Jan 30): Credit
Credit Basics
Credit Reports & Scores
Credit Card Features

🔍 Week 5 (Feb 6): Insurance
Types of Insurance
Health, Life, Auto, Property

🔍 Week 6 (Feb 13): Taxes
Tax Basics
Tax Structure
Employment Taxes

🔍 Week 7 (Feb 20): Life & Leisure
Housing
Transportation
Food
Leisure "FUN"

🔍 Week 8 (Feb 27): Investing & Saving
Choose to Save
Savings Tools
Fundamentals of Investing
Investing Tools

🔍 Week 9 (Mar 5): Budgeting
Statement of Financial Position
Income and Expense Statement
Spending Plans

After Week 9, we start over at Week 1. This is a cyclical course, and if you miss a class, no worries—I have pre-recorded sessions with comprehension worksheets available.

🌐 Follow me on social media: @cheerstofinancialfreedom

If the scheduled classes don't align with your family's timetable, message me through the Outlook platform—I'm happy to accommodate your schedule.

A bit about me: I'm a licensed Secondary Education Business and Marketing teacher based in the Los Angeles metro area, with a passion for teaching Personal Finance. Graduating from Arizona State University and Regent University, I bring real-world experience after 15 years in retail management. Currently caffeinated, a swim enthusiast, and a dreamer of returning to Paris!

⚠️ Important Notes:

I'm based in the US, and though I'll do my best to explain concepts relevant to other countries, my expertise is in US finance.
• All examples in this class will use US dollars.
• Reach out with any questions or concerns.

📚 Refund and Transfer Policies:
Please review the refund policy when enrolling. I don't provide refunds for no-shows or cancellations outside policy dates. For emergencies, reach out, and let's find the best resolution together. 🤝 #FinancialEducation #Outschool #PersonalFinanceForTeens #MoneyManagement #FinancialLiteracy #EmpowerYourFuture