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成為金錢大師:青少年個人理財營

班級
Mrs. Kim
平均評分:
5.0
評論數量:
(2)
Outschool 新內容
在這個為期五天的充滿活力的課程中,學生將獲得現在和將來有效管理財務的基本技能。涵蓋的主題包括了解銀行帳戶和信用卡、破解薪資詳細資訊等等!
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課堂經歷

英語程度 - 未知
美國等級 8 - 11
Beginner - Advanced 等級
5 lessons//1 Week
 Week 1
Lesson 1
Introduction to Personal Finance
In this foundational lesson, students will be introduced to the essential concepts of personal finance and budgeting. Through interactive discussions and activities, they will explore their own financial goals and challenges. The lesson will cover the basics of budgeting, including understanding income sources, differentiating between expenses, and the importance of saving. Students will actively participate in creating a sample budget for a given scenario.
Lesson 2
Understanding Income, Taxes, and Paychecks
This lesson focuses on equipping students with the necessary skills to read and manage their paychecks effectively. They will learn about the components of a paycheck, including and deductions such as taxes and benefits. Students will calculate their take-home pay after deductions, gaining practical insights into budgeting with real-world financial constraints. Discussions will emphasize strategies for maximizing income through education and for students to make informed financial decisions.
Lesson 3
Banking Essentials: Savings and Checking Accounts
In this session, students will delve into the fundamentals of banking, like savings and checking accounts. They will learn the differences between these accounts, including features such as interest rates and transaction capabilities. Students will simulate opening mock savings or checking accounts online, gaining practical experience in managing basic banking operations. Discussions will highlight the importance of saving for both short-term and long-term financial goals.
Lesson 4
Using Credit Wisely: Credit Cards and Credit Scores
This lesson educates students on the responsible use of credit cards and introduces them to the basics of credit scores. They will learn about the benefits and risks associated with credit cards, including interest rates and fees. Students will analyze scenarios to differentiate between responsible and irresponsible credit card use. The session will also cover factors that influence credit scores. By understanding these concepts, students will be equipped to make informed decisions.
Lesson 5
Introduction to Investing and Interest Rates
In the final lesson, students will be introduced to the fundamentals of investing and understanding interest rates. Students will explore investment calculators to comprehend the concept of compound interest and its impact on savings and investments over time. Discussions will focus on strategies for researching and selecting investments based on risk tolerance and financial goals. Students will have a foundational understanding of investing and be able to make informed investment decisions.
這門課是在 英語講授的。
  • Students will learn to create and manage a personal budget effectively.
  • Students will understand how to read and manage their paychecks, including deductions.
  • Students will gain knowledge of banking essentials such as savings and checking accounts.
  • Students will comprehend the basics of credit scores and strategies for building good credit.
  • Students will be introduced to the fundamentals of investing, including types of investments and compound interest.
I bring over a decade of hands-on experience in the personal finance sector, where I've worked closely with entrepreneurs and small businesses dedicated to helping consumers achieve financial stability by paying off debt and building savings. My insights have been shared through reputable publications such as Chime, Credit Sesame, and Due.com, where I've contributed articles aimed at empowering individuals with practical financial advice.

In my personal journey, I've successfully managed to pay off significant debts, including credit cards and student loans, and achieved financial milestones such as purchasing cars outright—all while supporting my family on a single income. These experiences have not only honed my expertise in budgeting, saving, and investing but have also deepened my understanding of the challenges individuals face in managing their finances effectively. My main goal is to teach students how to avoid the mistakes I, and many others my age, have made over the years with our finances. 

I am passionate about sharing this knowledge to empower teens with essential financial literacy skills. Through interactive and practical lessons, I aim to equip students with the tools and insights they need to navigate their financial futures confidently, from budgeting basics to understanding credit and starting their investment journey.
2 - 4 每週課外時間
作業
頻率: 3-6 throughout the class
回饋: Available upon request
細節:
Projects
頻率: 1-2 throughout the class
回饋: Available upon request
細節:
Certificate of Completion
頻率: Available upon request
細節:
Yes, this class can support unique learning needs! I incorporate multi-sensory learning techniques, such as visual aids, interactive activities, and hands-on practice, as well as flexible pacing, clear and concise instructions, and breaks.
This class does not require any prerequisites. 
For this budgeting camp, learners will not need any specific supplies beyond a notebook or paper and a pen or pencil to take notes and participate in activities. All curriculum materials and resources will be provided by the instructor.
除了 Outschool 教室外,本課程也使用:
No parental guidance is needed during the class, but parents are encouraged to work with their students afterward to ensure they utilize the class time effectively and apply what they've learned.
For this course, the curriculum draws upon a variety of reputable sources such as educational websites (e.g., Investopedia, Consumer Financial Protection Bureau), practical guides on personal finance (e.g., "Personal Finance for Dummies" by Eric Tyson), and articles from financial institutions (e.g., Wells Fargo, Bank of America) that provide accurate and accessible information relevant to the topics covered.
已加入 April, 2024
5.0
2評論
Outschool 新內容
教師檔案
Hello! 

I'm Mrs. Kim or just Teacher Kim and I am so excited to be a part of the Outschool community. I'm passionate about guiding and supporting children, adolescents, and teenagers with diverse abilities on their journey to adulthood. 

As a... 
團體課

US$60

用於 5 課程
每週上課 x 5 次, 1 週
55 分鐘

即時視訊會議
年齡: 13-17
2-8 每班學員人數

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