우리 삶 속의 돈 - 저축, 지출, 공유 - 금융 지식 - 자금 관리 여름 캠프

In this 2 day course students will build core personal finance skills and learn real-world strategies to effectively manage their personal finances. By the end of this course, students will have a basic understanding of personal finance topics and a foundation in the skills necessary to successfully navigate the financial responsibilities that exist in life.
Money Management

Lesson 1: Money Personality & Importance of Saving
Discuss their personal financial decision-making process
    -Identify their money personality based on personal behavior and choices
    -Analyze financial decisions and the influence of personal/external factors
   -Importance of saving money

 Why Saving Is Important
     - Students will be able to:
     - Explain why saving is important
     - Explain what it means to “pay yourself first” and why it’s beneficial
   Activity - Set a Savings Plan Goals  - Create a list of short, medium, and long-term savings goal

Budgeting -Learn how to distinguish between needs and wants and how to budget for both.
    - Prioritize goals and values when faced with spending decisions
    - Practice making financial decisions centered around savings goals
    - Assess emotional and financial tradeoffs
Activity - Students will create budget plan by creating 3 envelopes for Save-Spend-Share

Lesson 2: Consumer Skills
Checking Accounts / Different Types of Payments
    -Explain the difference between multiple types of payment
    -Evaluate the risk of using peer-to-peer payment apps
    -Decide which type of payment is best in different situations
Activity - Students will learn to write a check, balance their checking account

Credit -Learn about responsible borrowing habits with loans and credit cards. Factors that affect your credit score.
Borrowing Money
    -Evaluate the pros and cons of borrowing money
    -Propose alternative ways of helping someone rather than lending them money
    -Create a repayment plan
    -Adjust a repayment plan when on party is unable to follow through
Activity - What does it really cost? Students will learn what it actual cost to buy something on credit.

Personal Finance Decision Making  -Learn about decision making, trade offs, and the importance of setting goals
Consumer Skills -Learn banking basics and smart consumer skills like utilizing discounts and comparison shopping
Saving - Learn about the importance of saving and how to build strong saving habits
Any required experience or knowledge learners need? 

No prior knowledge is needed.