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Metas financieras: un viaje de 5 meses hacia la educación financiera y el éxito
Experiencia de clase
Nivel de inglés: desconocido
Grado de EE. UU. 4 - 7
Nivel Beginner
In this class, students will learn the fundamentals of financial literacy, including budgeting, saving, earning money, investing, and managing financial challenges. They will create and work towards personal financial goals over the course of 17 weeks. How Is Your Class Structured? The class is structured into 17 weeks with two lessons per week. Each week focuses on specific topics, with lessons divided into interactive segments and practical exercises. The course is designed to be...
34 lessons//17 Weeks
Week 1Lesson 1Understanding MoneyBasics of money, types of currency, and value.Lesson 2Setting Financial GoalsImportance of financial goals and creating SMART goals.Week 2Lesson 3Creating a BudgetHow to create a budget, track income and expenses.Lesson 4Needs vs. WantsDifferentiating between needs and wants in budgeting.Week 3Lesson 5Importance of SavingWhy saving is important and different saving methods.Lesson 6Understanding InterestBasics of interest and how it affects savings.Week 4Lesson 7Ways to Earn MoneyJobs, allowances, and entrepreneurship options.Lesson 8Money Management ToolsTools and apps for managing money, including budgeting tools.Week 5Lesson 9Basics of TaxesWhat taxes are and why they are important.Lesson 10How Taxes Impact EarningsHow taxes affect income and budgeting.Week 6Lesson 11Comparing PricesHow to compare prices and make informed purchasesLesson 12Avoiding Impulse BuysStrategies to avoid impulse buying.Week 7Lesson 13Basics of InvestingWhat investing is, types of investments, and risk vs. return.Lesson 14Stocks and BondsUnderstanding stocks and bonds, their benefits, and risks.Week 8Lesson 15Exploring Mutual Funds and Real EstateIntroduction to mutual funds, real estate, and savings accounts.Lesson 16DiversificationImportance of diversification and creating a diversified portfolioWeek 9Lesson 17Common Financial ChallengesDiscussing debt, unexpected expenses, and financial emergencies.Lesson 18Debt ManagementUnderstanding types of debt and repayment strategies.Week 10Lesson 19Importance of Emergency FundsWhy having an emergency fund is crucial.Lesson 20Building an Emergency FundStrategies to build and maintain an emergency fund.Week 11Lesson 21Long-Term Financial PlanningPlanning for retirement and future goals.Lesson 22Setting Future Financial GoalsCreating long-term financial goals and planning.Week 12Lesson 23Assessing Financial GoalsReviewing and assessing progress towards financial goals.Lesson 24Adjusting Financial PlansMaking adjustments based on progress and new information.Week 13Lesson 25Committing to Financial PlansFinalizing and committing to financial plansLesson 26Creating a Budget Review PlanHow to review and adjust budgets periodically.Week 14Lesson 27Preparing Financial PresentationsHow to prepare and organize a presentation of financial plans.Lesson 28Reviewing Presentation ContentFinal review and practice of presentation content.Week 15Lesson 29Student PresentationsStudents present their financial journeys and plans.Lesson 30Feedback and ReflectionProvide feedback on presentations and reflect on learningWeek 16Lesson 31Key TakeawaysDiscussing key takeaways and lessons learned from the course.Lesson 32Planning for the FutureFinal reflections and planning for continued financial education.Week 17Lesson 33Review and EvaluationReviewing course content and evaluating understanding.Lesson 34Celebration and Next StepsCelebrating achievements and discussing next steps in financial education.
- Develop Personal Financial Goals: Students will set and articulate clear, achievable financial goals using the SMART criteria and create a personalized financial plan.
- Master Budgeting and Saving Techniques: Students will learn to create and manage a budget, track income and expenses, and implement effective saving strategies, including understanding the impact of interest.
- Understand and Apply Investment Basics: Students will grasp the fundamentals of investing, including various investment types, risk vs. return, and diversification, and apply these concepts to hypothetical scenarios.
Educational Background: Associate's degree in childcare and development: Understanding of child development, including how to design lessons that address the academic and developmental needs of students. Bachelor's degree in early childhood education: Specialization in STEM, ELA, and curriculum development, providing a strong foundation for teaching essential financial concepts in an age-appropriate manner. Master's degree in finance and global studies: In-depth knowledge of finance, budgeting, investing, and money management, which is critical for teaching advanced financial concepts and strategies. Professional Experience: 13 Years Teaching Experience: Extensive experience teaching children from ages 0 to 18 in various subjects, including ELA, STEM, and financial literacy components. 10 Years in Classroom Settings: Practical experience in physical classroom environments, providing a solid foundation for creating engaging and effective lessons. Experience in ESL Instruction: Several years of teaching English as a Second Language, demonstrating the ability to explain complex concepts in a clear and accessible way. Relevant Certifications: 120-Hour TESOL Certification: Training in teaching English and related skills, which enhances the ability to communicate financial concepts effectively to diverse learners. Additional Skills: Experience with Dyslexia: Comfortable working with children who have dyslexia, providing tailored support to ensure they understand financial concepts.
1 - 2 horas semanales fuera de clase
Evaluación de dominio
Frecuencia: 1-2 por semanaComentario: según sea necesarioDetalles: Feedback from Class Activities: Share feedback from class activities and discussions, including participation in group work and engagement with interactive exercises. Highlighting how these activities contribute to their learning and skill development. Final Project Presentation: At the end of the course, students will complete a final project where they present their financial plans and achievements. Parents are invited to attend these presentations to see their child's work and progress firsthand.Informe de progreso
Frecuencia: 1-2 durante toda la claseDetalles:Certificado de finalización
Frecuencia: 1 después de finalizar la claseDetalles:
This class supports dyslexia with visual aids, hands-on activities, and clear instructions. Flexible pacing and regular feedback ensure the material is accessible and engaging.
None
Notebook and Pen/Pencil - Typically around $2-$5 for a notebook and $1-$2 for pens/pencils. Calculator - Virtual/Phone/Physical
Además del aula de Outschool, esta clase utiliza:
Books: "The Total Money Makeover" by Dave Ramsey "Rich Dad Poor Dad for Teens" by Robert T. Kiyosaki Khan Academy - Personal Finance Khan Academy - Online Budgeting Tool Videos: "Financial Literacy for Kids" by TED-Ed "Understanding Compound Interest" - Khan Academy None of these 3rd party tools require a subscription, enrollment or an account. I, Pernethyia Harmon, the instructor of this class, will be the only one accessing these materials. I will use these materials as examples or for proven and factual financial information to support our weekly lessons. The information that these sources possess will not upset or scare learners. These sources are not required to be assessed outside of the class. All of these sources have been vetted properly and have an official rating that is age appropriate for the learners in this class.
Books "The Total Money Makeover" by Dave Ramsey Comprehensive guide on budgeting, saving, and managing money. "Rich Dad Poor Dad for Teens" by Robert T. Kiyosaki Financial principles and investment concepts tailored for a younger audience. Khan Academy - Personal Finance Khan Academy Personal Finance Free educational resources and lessons on personal finance and investing. Online Tools Khan Academy’s Interactive Budgeting Tool Khan Academy Budgeting Tool Interactive tools for practicing budgeting skills. Videos "Financial Literacy for Kids" - TED-Ed TED-Ed Financial Literacy Video A video explaining basic financial concepts in an engaging format. "Understanding Compound Interest" - Khan Academy Khan Academy Compound Interest Video An explanation of how compound interest works and its impact on savings.
Experiencia y certificaciones del docente
2 Grado
Maestría en Matemáticas desde Colorado State University
Licenciatura en Educación desde Park University
Hi! I am so excited that you have looked into my profile. ****My teaching philosophy focuses on educating the "whole" child. As an educator, my goal is to ensure that your child thrives, as they become aware of their strengths and abilities in...
Reseñas
Clase grupal
23 US$
semanalmente o 390 US$ por 34 clases2 x por semana, 17 semanas
35 min
Videoconferencias en vivo
Edades: 10-14
2-6 alumnos por clase
Asistencia financiera
Tutoría
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