Foundations in Personal Finance for Middle School by Dave Ramsey - Flex Class

In this 6 week course, we will follow the curriculum for "Foundations in Personal Finance for Middle School Students" by Dave Ramsey.  This class will be taught in the Zoom classroom, using a number of methods including teacher-led lecture and discussions, as well as using videos from the "Foundations in Personal Finance for Middle School Students" to help enhance student understanding of the topics being taught by the teacher.  Additionally, the teacher will utilize the Outschool Classroom for the posting of out of class discussion topics and directed questions that the students will be responsible for answering, as well as the students will be assigned a number of assignments and tasks to complete that will need to be uploaded to the Outschool classroom at various points throughout the 6 weeks of the class (these activities are listed within the weeks topic below).

The 6 schedule will be as follows:

Week 1:  Saving & Budgeting- An introduction to personal finance, including a look at saving and the 3 reasons to save.  Additionally we will discuss budgeting, what it is and how to build a budget. **Students will complete a brief student budget and submit it to the teacher for review to ensure that they understand the idea of how to budget and the importance of budgeting for things such as spending, savings, and giving.
Week 2:  Credit & Debit- Identifying what credit and debit are, how a credit score affects personal finance and how to avoid debt.  **Students will complete a series of middle school age-appropriate case studies in understanding the pitfalls of succumbing to debt. 
Week 3:  Education, Careers, & Entrepreneurship- We will explore education and career options, including how education can effect earning potential. **Student will send feedback to the teacher through the Outschool classroom and the Outschool messaging in regard what their career goals maybe, if they have begun to think about them.
Week 4:  Investment, Insurance, & Identity Theft- Understanding of investing and rules of investing, insurance and options, and the impact of identity theft of your life.  **Students will complete a brief exercise sent by the teacher to ensure that they understand the concepts behind compounding interest/return.
Week 5:  Global Economics- Build an understanding of the movement of goods and services, as well as the concepts of supply and demand.  **Students will send the teacher a list of items (8-10) that they use everyday, including the country of their origin, this assignment will help the students understand the connectedness of the world in global trade.
Week 6:  Marketing & Consumerism- Introduction to consumer spending and habits, and the role of marketing on consumer spending.


*This class will be taught with the permission of Ramsey Education, as well as the teacher has his certification to teach this course for Ramsey Education.