ミリオネア・ヘッドスタート: うまくいく予算を立てる (そして無駄にならない)

This single-session class will teach students how to accomplish their financial goals by understanding the connection between our habits and how we view ourselves. In this course, students will learn what budgeting is and the core components of a personal budget, such as an emergency fund and planning for expenses. We will define these and other financial concepts and explore why they are important. Students will gain a practical understanding of identity-based budgeting and other habit-forming techniques, which they will use to connect their financial goals to the people they are and the people they want to become. Students will also learn how to how to achieve complete financial independence (including earning their first million) no matter what career path they choose to pursue.

This will be a lecture style class. Student participation will be encouraged, and student input, especially with regards to students’ goals, will drive our discussion. Students will be provided with a handout during class, which we will use to facilitate this discussion. No previous knowledge or experience will be required. 

FAQs:
What is a budget?
A budget is a strategy for making financial decisions that are aligned with your goals. Having one makes it a lot easier to get what you want using what you already have. There are many budgeting strategies, but this is what they all boil down to.
Why should I care?
If you have specific things you want to do with your life, a budget will help. No one needs a budget to be successful, but having one makes it much easier to manage stress and allows you to understand the decisions you make every day, but don’t think about.
Isn’t budgeting boring?
It can be! It also doesn’t have to be, and much of this class will focus on how to make budgeting feel good instead of feeling like a drag.
I hate budgeting. It’s stressful and confusing. 
That’s not really a question, but you’re definitely in the majority! When most people think of budgeting, they think of giant excel spreadsheets and worrying about whether you’ve spent too much money on Starbucks this month. That’s unfortunate, because with the right budget, you’ll be able to go to Starbucks (or go to restaurants, or buy video games, or rent the same movie 12 times) as much as you want - you just won’t have to feel stressed out when you do. The point of a budget isn’t to make your life harder or more stressful, it’s to make it easier to make decisions that you feel good about.