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お金の達人になろう: ティーン向けパーソナルファイナンスキャンプ

クラス
Mrs. Kim
平均評価:
5.0
レビュー数:
(2)
New on Outschool
このダイナミックな 5 日間のクラスでは、学生は現在および将来にわたって財務を効果的に管理するための必須スキルを習得します。扱われるトピックには、銀行口座とクレジットカードの理解、給与明細の解読などが含まれます。
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このクラスで学べること

英語レベル - 不明
米国の学年 8 - 11
Beginner - Advanced レベル向け
5 lessons//1 Week
 Week 1
Lesson 1
Introduction to Personal Finance
In this foundational lesson, students will be introduced to the essential concepts of personal finance and budgeting. Through interactive discussions and activities, they will explore their own financial goals and challenges. The lesson will cover the basics of budgeting, including understanding income sources, differentiating between expenses, and the importance of saving. Students will actively participate in creating a sample budget for a given scenario.
Lesson 2
Understanding Income, Taxes, and Paychecks
This lesson focuses on equipping students with the necessary skills to read and manage their paychecks effectively. They will learn about the components of a paycheck, including and deductions such as taxes and benefits. Students will calculate their take-home pay after deductions, gaining practical insights into budgeting with real-world financial constraints. Discussions will emphasize strategies for maximizing income through education and for students to make informed financial decisions.
Lesson 3
Banking Essentials: Savings and Checking Accounts
In this session, students will delve into the fundamentals of banking, like savings and checking accounts. They will learn the differences between these accounts, including features such as interest rates and transaction capabilities. Students will simulate opening mock savings or checking accounts online, gaining practical experience in managing basic banking operations. Discussions will highlight the importance of saving for both short-term and long-term financial goals.
Lesson 4
Using Credit Wisely: Credit Cards and Credit Scores
This lesson educates students on the responsible use of credit cards and introduces them to the basics of credit scores. They will learn about the benefits and risks associated with credit cards, including interest rates and fees. Students will analyze scenarios to differentiate between responsible and irresponsible credit card use. The session will also cover factors that influence credit scores. By understanding these concepts, students will be equipped to make informed decisions.
Lesson 5
Introduction to Investing and Interest Rates
In the final lesson, students will be introduced to the fundamentals of investing and understanding interest rates. Students will explore investment calculators to comprehend the concept of compound interest and its impact on savings and investments over time. Discussions will focus on strategies for researching and selecting investments based on risk tolerance and financial goals. Students will have a foundational understanding of investing and be able to make informed investment decisions.
このクラスは 英語で教えられます。
  • Students will learn to create and manage a personal budget effectively.
  • Students will understand how to read and manage their paychecks, including deductions.
  • Students will gain knowledge of banking essentials such as savings and checking accounts.
  • Students will comprehend the basics of credit scores and strategies for building good credit.
  • Students will be introduced to the fundamentals of investing, including types of investments and compound interest.
I bring over a decade of hands-on experience in the personal finance sector, where I've worked closely with entrepreneurs and small businesses dedicated to helping consumers achieve financial stability by paying off debt and building savings. My insights have been shared through reputable publications such as Chime, Credit Sesame, and Due.com, where I've contributed articles aimed at empowering individuals with practical financial advice.

In my personal journey, I've successfully managed to pay off significant debts, including credit cards and student loans, and achieved financial milestones such as purchasing cars outright—all while supporting my family on a single income. These experiences have not only honed my expertise in budgeting, saving, and investing but have also deepened my understanding of the challenges individuals face in managing their finances effectively. My main goal is to teach students how to avoid the mistakes I, and many others my age, have made over the years with our finances. 

I am passionate about sharing this knowledge to empower teens with essential financial literacy skills. Through interactive and practical lessons, I aim to equip students with the tools and insights they need to navigate their financial futures confidently, from budgeting basics to understanding credit and starting their investment journey.
授業以外に週あたり 2 - 4 時間の学習が期待されます
課題
頻度: 3-6 throughout the class
フィードバック: Available upon request
詳細:
Projects
頻度: 1-2 throughout the class
フィードバック: Available upon request
詳細:
Certificate of Completion
頻度: Available upon request
詳細:
Yes, this class can support unique learning needs! I incorporate multi-sensory learning techniques, such as visual aids, interactive activities, and hands-on practice, as well as flexible pacing, clear and concise instructions, and breaks.
This class does not require any prerequisites. 
For this budgeting camp, learners will not need any specific supplies beyond a notebook or paper and a pen or pencil to take notes and participate in activities. All curriculum materials and resources will be provided by the instructor.
このクラスでは、Outschool内のクラスルームに加えて、以下を使用します。
No parental guidance is needed during the class, but parents are encouraged to work with their students afterward to ensure they utilize the class time effectively and apply what they've learned.
For this course, the curriculum draws upon a variety of reputable sources such as educational websites (e.g., Investopedia, Consumer Financial Protection Bureau), practical guides on personal finance (e.g., "Personal Finance for Dummies" by Eric Tyson), and articles from financial institutions (e.g., Wells Fargo, Bank of America) that provide accurate and accessible information relevant to the topics covered.
参加しました April, 2024
5.0
2レビュー
New on Outschool
プロフィール
Hello! 

I'm Mrs. Kim or just Teacher Kim and I am so excited to be a part of the Outschool community. I'm passionate about guiding and supporting children, adolescents, and teenagers with diverse abilities on their journey to adulthood. 

As a... 
グループクラス

¥60

5 クラス分
週に5回、 1 週間
55 分

オンラインライブ授業
年齢: 13-17
クラス人数: 2 人-8 人

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