How to use ESA funds to homeschool in Arizona
Unlock personalized homeschooling with public funds through Arizona’s ESA program—learn who qualifies, what’s covered, and how to budget wisely.
Arizona’s Empowerment Scholarship Account program has opened the door to new possibilities for families who homeschool. Instead of covering every resource out of pocket, you now have the option to use public funds to build a learning plan that truly fits your child’s needs.
From core curriculum to enrichment tools and specialized support, ESA funds make it easier to customize how, what, and where your child learns. But they also come with important rules, especially when homeschooling is your chosen path.
If you're exploring how to make the most of ESA while homeschooling, this guide will walk you through the essentials, including rules, eligibility, and how to plan your spending wisely. With flexible platforms like Outschool, it’s easier to mix and match resources that align with your child’s learning style and your Arizona ESA budget.
What is the Arizona Empowerment Scholarship Account program?
Arizona’s Empowerment Scholarship Account (ESA) program, managed by the Arizona Department of Education, gives families more control over how their child learns. With public funds made available through the program, you can create an education plan that works outside of district or charter schools. Whether that means online classes, tutoring, or a custom curriculum, ESA helps make it possible.
If you're considering using ESA for homeschooling or other alternatives, here's a glance at what you should know:
Who’s eligible:
K-12 students residing in Arizona
Preschool students with an IEP, MET, or 504 plan
Funding details:
Families receive 90% of the per-student base funding the state provides to charter schools
Typical awards for students using the universal program range from $7,000 to $8,000 annually. Students with a qualifying disability evaluation will receive increased funding.
What it covers:
Curriculum, textbooks, and online courses
Private school tuition
Tutoring and therapy services
Testing fees and educational tech
Program conditions:
No income cap or enrollment limit
Families must educate in core subjects: reading, grammar, math, social studies, and science
Students may not be simultaneously enrolled in public or charter schools
Should not accept a scholarship under Arizona’s tax-credit scholarship programs (STO)
Fund management:
Families submit expenses via ClassWallet
ESA accounts may be audited to ensure funds are used appropriately
This program is a strong option for Arizona families looking to build a flexible, self-directed learning path with state support.
Understanding Arizona’s ESA laws for homeschoolers
In Arizona, using ESA funds to educate your child at home looks a lot like homeschooling—but it’s not legally the same. When you sign an ESA contract, your child is classified as receiving “nonpublic instruction” through the program. That changes how you interact with the state and what’s required of you as a parent.
Here’s how ESA participation differs from traditional homeschooling under Arizona law:
No affidavit required: ESA families do not submit a homeschool affidavit to the county superintendent. If one was filed previously, it must be withdrawn.
State-recognized agreement: The signed ESA contract takes the place of the homeschool affidavit and outlines required academic subjects.
Instructional standards: Parents must ensure their child receives education in reading, grammar, math, social studies, and science, per A.R.S. §15-2402(B)(1).
No dual enrollment: Students may not be enrolled in public or charter schools
Fund management required: All ESA funds are managed through ClassWallet, with mandatory receipt submissions and audit readiness.
These guidelines help families understand their legal responsibilities while accessing public funding. With a clear understanding of the rules, you can confidently plan and track your child’s education through the ESA program.
What’s the Arizona ESA program application process?
You don’t need to jump through hoops to apply for Arizona’s ESA program. The application stays open all year, and it only takes a few key steps to get started.
Here’s how the process works:
Start your application on the official ESA portal and upload the required documents—your child’s birth certificate and proof of residency.
Confirm program guidelines, including not enrolling in public or charter school programs and declining any other state education scholarships.
Sign the ESA contract, which outlines your agreement to educate your child in core subjects and manage funds responsibly.
Wait for processing. It usually takes up to 30 days to process an application, and it takes another 3 weeks to finalize and fund your account.
Use ClassWallet to manage your ESA dollars. This platform acts as your payment hub for tuition, curriculum, and other qualified expenses.
Once approved, most families receive between $7,000–$8,000 annually, depending on eligibility. Students with special education plans may qualify for additional funding. ESA funds are public dollars and are distributed in four installments over the course of the academic year.
What can homeschoolers pay for with Arizona ESA funds?
Once you're approved for ESA, you’ll have access to public funds that can support a wide range of educational needs. For homeschool families, this opens the door to a more personalized approach, so long as your purchases follow the program’s rules.
Here are some examples of what ESA funds can cover:
Curriculum and instructional materials: Textbooks, lesson plans, and educational kits.
Tutoring and teaching services: Provided by approved educators.
Online classes and learning platforms: Including nonpublic virtual schools or accredited programs.
Therapies and support services: Such as speech or occupational therapy, when educational in nature. (Specific to students with a qualifying disability category.)
Technology for learning: Laptops, tablets, microscopes, or calculators used primarily for schoolwork.
Educational supplies: Tools like math manipulatives, science kits, or art materials.
All purchases must be submitted and approved through ClassWallet. You must save receipts and document how each expense supports your child’s education.
What Arizona ESA funds can’t be used for
ESA funds are meant to support your child’s education directly. That means the state has very specific rules about what’s not allowed. To keep your account in good standing (and avoid repayments or suspension), it’s important to steer clear of purchases that don’t meet those standards.
Here are expenses that ESA funds cannot be used for:
Computer hardware and technology for non-educational use: This includes TVs, phones, video game consoles, and entertainment devices—even if your child uses them during free time.
Food, lodging, or personal items: Meals, overnight accommodations, and non-educational household goods aren’t covered.
Gift cards or cash equivalents: ESA funds cannot be exchanged for credit, store value, or cash.
Rebates or refunds from vendors: Vendors can’t give back any portion of ESA funds to families, either directly or as future credit.
Unapproved vendors or services: All purchases must come from vendors that meet ESA standards and have the proper qualifications, licensing, or accreditation.
When in doubt, check with ClassWallet or review the Arizona ESA Parent Handbook before you buy. Being spending compliant ensures your child’s education stays fully funded and uninterrupted.
Smart ways to budget and track ESA spending
Managing ESA funds might feel like a big responsibility at first, especially when you're juggling curriculum choices, supply lists, and learning goals. But with a clear game plan and a few simple routines, you can stay in control of your budget and confidently cover everything your homeschool setup needs.
Here are smart ways to stay on top of your ESA budget:
Start with your annual award amount: Use your official Arizona ESA funding total to outline a rough yearly budget. Divide it across subject areas, support services, and other essentials based on your child’s learning plan.
Prioritize core expenses first: Make sure curriculum, core subject tools, and key educational services are covered before exploring extras like enrichment programs or specialty supplies.
Use a simple tracking tool: A spreadsheet, budgeting app, or template can help you log purchases, note receipt dates, and monitor your remaining balance by quarter.
Break your spending into quarters: Arizona ESA funds are distributed four times a year, so pacing your purchases helps avoid shortages later in the year.
Keep receipts and documentation organized: Store all receipts in one place—digitally or physically—and make notes on how each item relates to your child’s education.
Review ClassWallet regularly: Check your account for transaction statuses, pending reimbursements, and fund availability. The more familiar you are with the platform, the smoother your purchases will go.
Adjust your plan as needed: Learning needs can shift over time. Revisit your budget every few months to adjust categories or reallocate unused funds.
With a bit of planning, ESA families can stretch their dollars to support a well-rounded, flexible home education experience, without scrambling to meet deadlines or rules.
Integrating Outschool into your ESA-funded homeschool plan
If you're using ESA funds to build a personalized homeschool plan, Outschool can be a helpful piece of the puzzle. As an approved vendor in Arizona, Outschool offers live online classes that meet ESA eligibility requirements, making it easier to diversify your child’s learning experience without stepping outside program rules.
You can use your ESA funds through ClassWallet to enroll in Outschool’s wide range of classes, from core subjects like math and science to creative electives like animation, foreign languages, or music. This flexibility allows families to round out their curriculum with expert-led instruction and real-time engagement, all from home.
Just be sure to select classes from your approved vendor list and follow standard ESA purchasing guidelines through ClassWallet.
Frequently asked questions (FAQs)
Getting started with Arizona’s ESA program can raise a few questions, especially if you’re using it for homeschool instruction. Here are some of the most common things families may want to know:
Can I still be considered a homeschooler if I use the Arizona ESA program?
Not under Arizona law. Once you enroll in the ESA program, you're no longer classified as a homeschooler in the traditional legal sense. ESA students are considered to be receiving “nonpublic instruction” through a state scholarship program.
How much funding can I get through the Arizona ESA?
Most families receive between $7,000 and $8,000 per school year. Students with special education needs may qualify for more, based on their IEP, MET, or 504 plan.
Is there an income limit to qualify for the Arizona ESA?
No. Arizona’s ESA program does not have an income limit.
Can I use Arizona ESA funds for online classes or extracurriculars?
Yes—if they’re from approved vendors and directly support your child’s education. This can include curriculum, tutoring, online courses, music lessons, and more.
What happens if I accidentally use Arizona ESA funds on something that’s not allowed?
Unapproved spending could require repayment or lead to removal from the program. Always check with the Arizona Department of Education's guidelines before making a purchase.
Do I need to reapply every year for my child to stay eligible?
Arizona ESA contracts must be renewed each year, but it’s not the same as reapplying. If your child already has an ESA, you’ll be considered a renewing student, not a new applicant. Renewal paperwork typically becomes available around spring each year.
Do Arizona ESA funds roll over if they’re not spent all in one year?
Yes, unused ESA funds can roll over from one quarter or school year to the next. However, families are still expected to actively use their funds to provide an education in core subjects. Accumulated funds may be reviewed during audits, so it’s best to use them regularly and responsibly.
Making the most of ESA for home learning
With the right mix of planning and support, Arizona’s ESA program can help you create a homeschool path that’s both flexible and sustainable. From application to quarterly budgeting, you’ve got tools at your fingertips—and a lot of freedom to work with.
If you're in a state like Arizona, where Outschool is an approved vendor, you can explore live online classes that align with your child’s learning goals. It’s an easy way to enrich your homeschool plan with meaningful, flexible learning led by experienced teachers.
