These personalized one-on-one sessions focus on financial literacy from the learner’s perspective: How does money fit into YOUR life? Using real-life scenarios and interactive role-playing exercises, students will explore budgeting, saving, and investing. Practical applications include planning trips, managing a personal budget, and understanding financial decision-making. Learners can choose to attend one session or build their knowledge through multiple lessons.

Expert Instruction: Mrs. Alyx (Alexandra Valdal), a Canadian Certified Financial Planner (CFP) professional and experienced financial advisor, brings a wealth of international teaching expertise from Canada, England, and Japan. Her classes range from preschool to college-level, ensuring age-appropriate and impactful learning.
This class is suitable for learners worldwide, and no prior experience with money management is required. An optional pre-class questionnaire allows sessions to be customized to your learner’s specific goals and interests.

Key Topics Covered (based on learner goals and progression):

-Money Basics: Understanding money’s role in everyday life. Exploring how money is earned, saved, and spent.

-Needs vs. Wants: Differentiating essentials from discretionary spending and building decision-making skills for purchases.

-Budgeting Essentials: Tracking income and expenses, creating a simple budget. Incorporating savings goals and planning for unexpected costs.

-Savings and Compound Interest: The importance of saving early and often and the power of compound interest to grow wealth over time.

-Introduction to Investing: Basics of stocks, bonds, mutual funds, etc. Understanding risks, rewards, and long-term planning.

-Entrepreneurship and Earning: How to earn money and exploring business concepts.

-Giving/Sharing: How charitable giving or sharing with the community fits into financial planning and the impact of giving back.

-Payments, Debt, Borrowing: Differences between cash, debit, and credit. Responsible use of credit and building good financial habits.

For teens, we can address topics such as taxes, student loans, and car ownership.

Each session will use interactive activities, real-world examples, and age-appropriate tools for learning. These one-on-one lessons align with the student's pace and interests to foster a strong foundation for lifelong financial success.