Week 1: Gross Income
-Calculate straight-time pay
-Calculate overtime pay
-Calculate total pay
-Calculate total pay on a piecework basis
-Determine salary per pay period
-Calculate straight commission and determine gross pay
Week 2: Net Income
-Determine the amount withheld for federal income tax
-Compute state taxes on a straight percent basis
-Compute the amount withheld for Social Security and Medicare taxes
-Calculate the deduction for group insurance
-Calculate net pay per pay period
Week 3: Recordkeeping
-Compute the average monthly expenditure
-Use records of past expenditures to prepare a monthly budget sheet
-Compare the amount budgeted to actual expenditures
-Explain how budgeting can be used to reach your financial goals
-Create a salary-based budget
Week 4: Checking Accounts
-Compute the total checking account deposit
-Write a check
-Calculate the balance in a check register
-Calculate the current balance on a checking account bank statement
-Reconcile a check register with a bank account statement
-Compute online banking charges and update the check register
Week 5: Savings Accounts
-Complete a savings account deposit slip and compute the total deposit.
-Fill out a savings account withdrawal slip
-Compute the new balance of a savings account statement
-Calculate simple interest and the amount
-Determine the compound interest and the amount
-Calculate the interest for daily compounding
Week 6: Cash Purchases
-Compute sales tax
-Calculate the total purchase price
-Determine the unit price
-Find the best buy based on unit price
-Calculate an item’s final price after using a coupon or receiving a rebate
-Find the dollar amount of the markdown
-Compute the sale price when the markdown rate is known
Week 7: Charge Accounts & Credit Cards
-Correctly use the three basic components of a loan: principal, interest rate, term
-Differentiate between amortized installment loans and revolving credit lines
-Calculate the new balance on a charge account
-Compute the finance charge by using the unpaid-balance method
-Compute the finance charge based on the average-daily-balance method-new purchases included
Week 8: Loans
-Compute the maturity value and interest rate of a single-payment loan
-Calculate the down payment and the amount financed on an installment loans
-Calculate the monthly payment, total amount repaid, and finance charge on an installment loan
-Calculate the payment to interest, payment to principal, and new balance
-Compute the final payment when paying off an installment loan
-Determine the annual percentage rate of a loan using a table and a formula
Week 9: Vehicle Transportation
-Compute the sticker price of a new vehicle
-Calculate the dealer’s cost of a new vehicle
-Calculate the average retail price or wholesale price of a used vehicle
-Use tables to compute the annual premium for vehicle insurance
-Compute the total cost per mile of operating and maintaining a vehicle
-Calculate the total cost of leasing a vehicle
-Calculate the cost to rent a vehicle and the cost per mile to drive a rented vehicle
Week 10: Housing Costs
-Compute the mortgage loan amount
-Use a table or formula to determine the monthly patent, the total amount paid, and the total interest charged
-Calculate the total closing costs
-Compute the allocation of the monthly payment to principal and interest and the new principal
-Calculate the assessed value and real estate taxes for a home
-Determine the amount of coverage for homeowners insurance
-Calculate the average monthly cost of renting a home, and compare the total costs of renting to the total costs of owning a home
Week 11: Insurance
-Compute health insurance premiums
-Calculate the amount the patient pays for health care
-Utilize tables to compute the annual premium for term life insurance
-Apply tables to data to compute the annual premiums for three types of life insurance
Week 12: Investments
-Calculate the total cost of a stock investment
-Calculate the profit or loss from a stock sale
-Compute the annual dividend and annual yield of a stock investment
-Compute the loading charge, number of shares purchased, and profit or loss when you sell a mutual fund
-Compute the annual interest and annual yield of a bond investment
-Compute the required minimum distribution and the penalty for early withdrawal from an individual retirement account

I am from the United States and have been teaching various business, marketing, and finance courses for 13 years. I have taught both at the high school and collegiate level. I teach both in person and online but online is my favorite! I have a Bachelor's degree in Marketing and Business Information Technology Education, a Masters in Business Administration and a PhD in Online Education. 
I am very excited to work with all of you through Outschool!

Homework Offered
Assessments Offered
Grades Offered