How to Get Rich...Slowly: Investing 101 (Flex)
In this 6-week flex course, students will use the interactive platform Nearpod to learn about investing, compound interest, risk/return, the stock market, bonds, stocks, index funds, mutual funds, diversification, and saving for retirement.
Brooke Martinez
Average rating:
4.9
Number of reviews:(37)
What's included
Homework
Some homework assigned for week 5 as students will be completing a written report or presentation on an investment strategy. This should take approximately 45-60 minutes.Assessment
Exit ticket (10 question quiz) at the end of each lesson.Class Experience
In this flex course, students will learn about saving and investing, compound interest, inflation, risk and return, how the stock market works, bonds, stocks, index funds, mutual funds, diversification, and saving for retirement. We will use a variety of interactive tools in Nearpod to learn in a fun way. No previous experience is needed. Agenda: Week 1: Investment Basics *Investing Basics - Interactive Matching Game of common investing terms/definitions and student self-check on knowledge of basic investing concepts *Saving, Investing, and Speculating -Video with interactive questions *Compound Interest -Video with interactive questions -Use investment calculator to calculate the return on investment for 3 case studies *Inflation -Video -Graph with inflation calculator with questions *Determining Risk -Interactive page where students assess high and low risk investments -Students take an investment risk assessment to assess their own risk tolerance level *How to Begin Investing -Students given information on types of investments they can start as a teenager *Exit Ticket -Check for understanding questions Week 2: Intro to the Stock Market *How the Stock Exchange Works -Video with interactive questions *Initial Public Offerings (IPO) -Video with interactive questions *Private vs. Public Companies -Article with interactive check for understanding where students circle characteristics of public vs private companies *Stock Market Index -Video *How to Make Money on Stocks -Article -Interactive Case Study *Exit Ticket -Check for understanding questions Week 3: Bond Investing *How Bond Investing Works -Video with Interactive Questions *Facts About Bonds -Article with Interactive Check for Understanding *Different Types of Bonds -Article with Interactive Check for Understanding *Bond Ratings -Video with Interactive Questions *How to Buy Bonds -Article with Interactive Check for Understanding *Bond Mutual Funds -Article with Interactive Check for Understanding *Exit Ticket -Check for understanding questions Week 4: Stock Investing *Stocks 101 -Brainstorm Activity -Video with Interactive Questions *Return on Investment -Video with Interactive Questions -Math Check for Understanding (Draw It Feature) *Mutual Funds, Index Funds, and ETFs -Video with Interactive Questions *Active vs. Passive Funds -Video with Interactive Questions -Math Check for Understanding (Draw It Feature) *Choosing a Broker -Article with Interactive Check for Understanding -Students choose 5 stocks from their 10th birthday to track the history and return on investment *Exit Ticket -Check for understanding questions Week 5: Investment Strategies *Stock Investing Without Too Much Risk -Article with Interactive Check for Understanding *The Power of Diversification -Video with Interactive Questions *Asset Allocation -Excel worksheet activity *Why Young People Shouldn’t Hesitate to Invest -Article with Interactive Check for Understanding *The Psychology of Investing -Video with Interactive Questions *Robo Advisors -Video with Interactive Questions -Build your portfolio project where students design an investment strategy for a given scenario (homework) *Exit Ticket -Check for understanding questions Week 6: Investing for Retirement *Retirement Basics -Brainstorm Activity -Video with Interactive Questions -Articles with Interactive Questions *Can You Retire on Just Social Security? -Video with Interactive Questions -Article with Interactive Questions *What is a Pension? -Articles with Interactive Questions *Retirement Savings Goal -Video with Interactive Questions -Students will use a retirement calculator to answer questions for various scenarios *Types of Retirement Accounts -Video with Interactive Questions -Article with Interactive Questions *Dollar Cost Averaging -Interactive Case Study -Time to Climb Check for Understanding *Exit Ticket -Check for understanding questions BONUS Cryptocurrency & NFT Lesson! Keywords: financial literacy for students, financial literacy for beginners, financial literacy course, financial literacy for kids, importance of financial literacy for youth, why is financial literacy important, financial literacy program, investing app, investing market, investing for beginners, investing apps, how to start investing, investing in stocks, cryptocurrency to invest in, cryptocurrency market, cryptocurrency to buy, cryptocurrency app, cryptocurrency list, cryptocurrency news, cryptocurrency price, cryptocurrency exchange, nft marketplace, nft price, nft market, nft crypto art, nft explained, nft coin, nft meaning art, beeple nft, personal finance program, personal finance for students, personal finance for beginners, personal finance course, personal finance for kids, importance of personal finance for youth, why is personal finance important, personal finance program, personal finance basics, personal finance topics
Learning Goals
Students will be able to:
Week 1
*Match basic investing terms with their definitions.
*Recognize their level of knowledge on basic investing topics.
*Describe the differences between saving, investing, and speculating.
*Calculate compound interest.
*Explain inflation and how it relates to saving and investing.
*Calculate inflation using an inflation calculator.
*Distinguish the difference between high and low risk investments.
*Assess their own risk level through an investment risk assessment.
*Start a discussion with parents about various ways they can begin to invest as a teenager.
Week 2
*Describe how the stock exchange works and how it benefits companies and investors.
*Explain what a company has to gain from an IPO and what the company will lose by issuing stock.
*Categorize public and private company characteristics.
*Identify popular stock market indexes.
*Complete a case study that guides students through the process of buying, selling, and holding shares of a company.
Week 3
*Describe the difference between stocks and bonds.
*Define common bond terms.
*Distill the top 10 things to know about bonds to the most concise description they can.
*Calculate bond investments.
*Categorize municipal, corporate, treasury, and zero-coupon bonds.
*Assess a bonds risk.
*Summarize at least three ways they can purchase a bond.
*Analyze the benefits of buying a fund instead of individual bonds.
Week 4
*Brainstorm companies that would currently be good and/or bad to invest in.
*Analyze why it may be a good idea to mix stocks and bonds in an investment portfolio.
*Calculate return on investment.
*Differentiate between mutual funds, index funds, and ETFs.
*Calculate return on investment with passive vs. active funds.
*Collect data on 5 public companies during the students 10th birthday and compare to current adjusted closing prices and calculate return on investment.
Week 5
*Analyze millennials investment patterns.
*Explain how diversification protects investors.
*Extrapolate data from Vanguard portfolio allocation models.
*Practice asset allocation using an index fund and a bond fund.
*Describe why it is important to begin investing as early as possible.
*Discuss some of the psychological factors that impact investor's decision making.
*Compare and Contrast pros and cons of robo advisors and traditional financial advisors.
*Design an investment strategy via report or slideshow for a given scenario.
Week 6
*Demonstrate knowledge of basic retirement concepts.
*Use a retirement calculator to calculate the amount various people will have and how much they need to retire with the given circumstances.
*Categorize the characteristics of a pension, 401(k), traditional IRA, and Roth IRA.
*Calculate your retirement savings goal
*Explore how dollar cost averaging works through an interactive Time to Climb activity.
Other Details
External Resources
Learners will not need to use any apps or websites beyond the standard Outschool tools.
Joined March, 2021
4.9
37reviews
Teacher expertise and credentials
Utah Teaching Certificate in Secondary Education
I am from the United States and have been teaching various business, marketing, and finance courses for 13 years. I have taught both at the high school and collegiate level. I teach both in person and online but online is my favorite! I have a Bachelor's degree in Marketing and Business Information Technology Education, a Masters in Business Administration and a PhD in Online Education.
I am very excited to work with all of you through Outschool!Reviews
Live Group Class
$13
weekly or $75 for 6 weeks6 weeks
Completed by 11 learners
No live video meetings
Ages: 11-16
