This class is taught in English.

Advanced Budgeting
Goal: Develop a comprehensive monthly budget and monitor finances effectively.

Investing Strategies
Goal: Understand various investment options of an investment portfolio.

Credit Scores and Reports
Goal: Comprehend the significance of credit scores and interpret credit reports.

Credit Cards
Goal: Understand responsible credit and credit use.

Student Loans
Goal: Understand student loan options and repayment plans.

Renting vs. Buying
Goal: Evaluate the advantages and disadvantages of renting and homeownership.

Financial Independence
Goal: Prepare to live independently and manage personal finances responsibly.

Job Search and Interviews
Goal: Master job search skills, create effective resumes, and excel in interviews.

Taxes for Young Adults
Goal: Grasp tax obligations for part-time jobs and effectively file a personal tax return.

Entrepreneurship and Business
Goal: Start and manage a small business, including business planning and financial management.

Health Insurance
Goal: Understand different health insurance plans and navigate the healthcare system.

Car Financing and Ownership
Goal: Make informed decisions about buying, leasing, or financing a car.

Retirement Planning
Goal: Grasp the basics of retirement accounts and the importance of early retirement planning.

Understanding Mortgages
Goal: Comprehend mortgage types, calculate mortgage payments, and assess terms.

Investing in Real Estate
Goal: Understand investment in real estate, including property management and rental income.

Financial Responsibility
Goal: Develop ethical and responsible financial decision-making skills.

Charitable Giving and Philanthropy
Goal: Recognize the importance of giving back and learn responsible philanthropy.

Financial Technology (FinTech)
Goal: Master the use of online banking, mobile payment apps, and understand digital wallets.

Estate Planning
Goal: Learn about a will, understand the probate process, and consider inheritance and estate taxes.

Global Financial Literacy
Goal: Comprehend international economics and global financial markets, and understand geopolitical impacts on personal finances.

These learning goals provide clear objectives for each class, ensuring that students acquire essential financial knowledge and skills appropriate to their age group.

Hello! My name is Amy.
I am so happy to see that you are interested in my class.
Let me tell you a bit about me:

I am so excited about online learning and teaching. My passions encompass education, communications, and technology! Of course, you can read all about me in my Teacher Profile, but here is a little to get you started: 
_____________________________
 👩🏻‍🎓My Educational Background and Expertise👩🏻‍🎓
💫 Licensed teacher in the State of Minnesota
💫 Bachelor's Degree in Early Childhood (specialized in Birth to Grade 3) & Elementary Education (K-6)
💫 Masters in Education in Curriculum & Instruction with a minor in Science, Technology, Engineering, Arts, and Mathematics (STEAM)
💫 Graduate Certificate in Online Teaching and Learning
💫Graduate Level: Information and Communication Technology
_____________________________

🌎 Work & Life Experience 🌎

19 Years of Classroom Experience
🔸11 years in Early Childhood Settings (Prek & Kindergarten)
🔸8 years in Public Education (Kindergarten & 6th Grade)
🔸Afterschool Engineering Club Teacher
🔸Owner and Director of STEAM Summer Enrichment Program for Elementary Aged Students 
🔸Credentialed Online Teacher since 2011
🔸Completed over 5,000 one-to-one ESL Online Classes
🔸TESOL
🔸Child Care Director Credential
🔸Approved Trainer for Adult Education Topics since 2013
🔸4 Years & Counting Homeschooling Mom

Homework Offered
Optional Homework:

**Week 1: Advanced Budgeting**
- Homework: Create a detailed monthly budget for the family, considering income and expenses.

**Week 2: Investing Strategies**
- Homework: Research a publicly traded company and present an investment case for it.

**Week 3: Credit Scores and Reports**
- Homework: No Homework

**Week 4: Credit Cards**
- Homework: Analyze credit card offers and choose the best option, considering interest rates and fees.

**Week 5: Student Loans**
- Homework: Research student loan options and simulate a sample loan repayment plan.

**Week 6: Renting vs. Buying**
- Homework: Compare the costs of renting and buying a home in a specific location.

**Week 7: Financial Independence**
- Homework: Create a personal finance plan for moving out, including rent, utilities, and food expenses.

**Week 8: Job Search and Interviews**
- Homework: Prepare a resume and cover letter for a part-time job or internship application.

**Week 9: Taxes for Young Adults**
- Homework: Complete a practice tax return for a part-time job or income from chores.

**Week 10: Entrepreneurship and Business**
- Homework: Develop a simple business plan for a hypothetical small business idea.

These weekly homework assignments are designed to reinforce the concepts covered in each class and encourage practical application of financial knowledge. They vary in complexity to suit the age group and level of the class.
0 - 1 hours per week outside of class
Assessments Offered
In-class discussion with polls, and quizzes.
Grades Offered

As an educator, I am committed to supporting students with unique learning needs by creating an inclusive and adaptive learning environment. I employ differentiated instruction, using visual aids, hands-on activities, and technology.