Empowering Teens With Essential Financial Literacy Skills-Level 1
Designed for ages 14-18 this weekly live Level 1 financial literacy class teaches consumer spending skills, banking basics, budgeting, checking/savings accounts, debt/credit basics, educational financial aid, and basic insurance skills.
Clint Heyworth, M.A./J.D.
Average rating:
5.0
Number of reviews:(1)
New on Outschool
What's included
1 live meeting
40 mins in-class hours per weekMastery Evaluation
1 hour per week. I utilize Kahoots and Everfi, both interactive platforms that offer insights into students' mastery levels. These insights are instrumental in refining our in-class discussions. I am pleased to offer these assessments.Certificate of Completion
includedClass Experience
US Grade 9 - 12
Beginner Level
Prepare to step into the financial world with confidence. Let’s make money management a breeze! Join us each week for a live engaging financial literacy workshop designed specifically for teens. Led by a seasoned teacher and banking attorney with 20 years of experience, this class will cover: 10/30 CONSUMER SKILLS-Practice making informed purchasing decisions. 10/06 SMART MONEY HABITS-Discover ways to manage money effectively in everyday 11/13 BUDGETING Set short term and long-term financial goals and create a personal 11/20 CHECKING ACCOUNTS-Explore the features and benefits of a checking account. THANKSGIVING 12/04 SAVINGS ACCOUNTS-Develop skills to select the best options for financial goals 12/11 CREDIT AND DEBT BASICS-Examine credit, debt, and avoiding predatory loans 12/18 EDUCATION ROI-Evaluate the return on investment of higher education. CHRISTMAS NEW YEARS 01/05 EDUCATION/FINANCIAL AID-advantages/disadvantages of funding higher ed. 01/12 EXPLORING JOBS/CAREERS-career paths, self-employment, and compensation 01/19 BEGINNING EMPLOYMENT-Navigate choices and paperwork for a new job. 01/22 INSURANCE BASICS-Learn the risk management strategy role Insurance plays 01/29 FINANCIAL PLANNING: Investing for Life, Growing Wealth 02/05 TAX SIMULATION: Filing Taxes, Tax Credits, Taxes for Gig Workers 02/12 DIGITAL BANKING: Identity Theft and Fraud Protection, P2P Transactions 12/19 CRYPTOCURRENCY: Blockchain/Cryptocurrency and Digital Assets This is an ongoing class so when we finish, we can start back at the beginning for anyone who missed any of the earlier discussions. Since the classes do not build on each other, learners can attend without stress even if they are unable to make every week. I was responsible for building the compliance and educational tools for Greenlight, Square Cash App, Robinhood and other leading companies that you and your learner know. Throughout the course, I'll share personal experiences dealing with data breaches, federal examiners, and class action attorneys, alongside insights from collaborations with some amazing business partners.
Learning Goals
Consumer Skills: Students practice making informed purchasing decisions, compare product reviews, and learn about different payment methods. Smart Money Habits: Students explore money management techniques, track spending, and differentiate between wants and needs.
Other Details
Parental Guidance
Students are required to create accounts with Everfi and Kahoot for both in-class and out-of-class activities. These accounts are included in the Outschool fees without any extra charges.
Joined August, 2024
5.0
1reviews
New on Outschool
Teacher expertise and credentials
3 Degrees
Juris Doctor in Finance from Georgia State University College of Law
Master's Degree in English Language and Literature from University of Tennessee
Bachelor's Degree in Education from Clarks Summit University
With 20 years of experience as a consumer finance attorney, I have managed legal and compliance departments for companies that offer a wide range of heavily regulated consumer finance products, encompassing all aspects of financial transactions available to consumers. My responsibilities included the development of compliant products, employee training, consumer interactions, complaint resolution, law enforcement reporting, and handling examination requests. I have also actively overseen more than 200 independent audits from state, federal, and third-party entities, ensuring compliance in areas such as:
1. **Equal Credit Opportunity Act (ECOA)**: Overseen by the **Consumer Financial Protection Bureau (CFPB)**.
2. **Home Mortgage Disclosure Act (HMDA)**: Also overseen by the **CFPB**.
3. **Electronic Fund Transfers Act (EFTA)**: Overseen by the **CFPB**.
4. **Fair Debt Collection Practices Act (FDCPA)**: Overseen by the **CFPB**.
5. **Truth in Lending Act (TILA)**: Overseen by the **CFPB**.
6. **Truth in Savings Act (TISA)**: Overseen by the **CFPB**.
7. **Real Estate Settlement Procedures Act (RESPA)**: Overseen by the **CFPB**.
8. **Fair Credit Reporting Act (FCRA)**: Overseen by the **Federal Trade Commission (FTC)**.
9. **Privacy of Consumer Financial Information (GLB Act)**: Overseen by the **FTC**.
10. **Payday, Vehicle Title, and Certain High-Cost Installment Loans Rule**: Also overseen by the **CFPB**.
I have had the privilege of presenting and teaching at institutions such as the FDIC, Federal Reserve Bank, and OFAC, a branch of the US Treasury. My work has been published in numerous articles on the subjects taught in this class, and I am eager to share my real-life experiences with your learners.Reviews
Live Group Class
$10
weekly1x per week
40 min
Completed by 1 learner
Live video meetings
Ages: 14-18
2-16 learners per class
