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Consumer Math & Personal Finance | High School Course 1/2 Credit | FLEX

In this 12 week course, we will bring mathematics down to earth and show how previously abstract financial concepts relate to our everyday lives!
Fiona
Average rating:
4.8
Number of reviews:
(431)
Star Educator
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Class

What's included

12 pre-recorded lessons
12 weeks
of teacher support
1 year access
to the content
Homework
4+ hours per week. Twelve (12) Non-Cumulative Tests (taken at the end of each week): Fill in, identifiers, definitions, matching etc. These exams will require you to not only memorize the information from the lectures, readings, etc., but also apply the ideas and concepts to other situations to ensure you truly have a handle of the information. There will be one paper. Students will choose their own topics, each requiring written approval from the instructor. Other miscellaneous assignments including, but not limited to: pop-quizzes, reading comprehension worksheets, and a letter-writing assignment.
Assessment
Submitted work will be assessed and graded Missed Exams and Late Papers: Outside of sudden illness and unforeseen circumstances, missed exams will receive a zero. If for some reason you will be absent on the day of the exam, arrangements to take the exam during a different class period must be made prior to the day of the exam. Papers will lose 10 (ten) points for every day they are late. Papers will only be accepted up to five (5) days past the due date. If you face circumstances that will prevent you from turning the paper in on time, please notify me in advance. I will determine what accommodations should be made on a case-by-case basis.
Grading
included

Class Experience

US Grade 9 - 12
⭐️This FLEX course is worth 1/2 a High School Credit ⭐️

AP, Honors Option: 
This class is taught at a standard level, however, I am able to offer additional work for placement. If you would like your student to take this class at an honors level - please contact me.

Welcome students! This Consumer Math course for high school students helps students bring mathematics down to earth and shows you how math is a practical, everyday skill!

This semester-long course is 100% online, taken asynchronously with no specific “live” sessions, or meeting time requirements. It will prepare students for university, and help them become independent learners! Asynchronous courses are great for students who prefer a flexible schedule! 

Bring mathematics down to earth---and show how abstract financial concepts relate to our everyday lives! Covering topics including budgeting, banking, investing, keeping tax records, and purchasing daily necessities, as well as bigger purchases such as cars and housing this course includes problems, charts, graphs, and clarifying illustrations. Knowing and using maths is necessary for every day - and this course proves it! Practical maths, and practical advice is what high school students crave! Our course portrays the American free enterprise system in a positive light. 

Throughout our course, students will learn how to manage their finances and gain sound personal financially literacy principles. 

⭐️ Weekly ⭐️
Each Monday a presentation will be posted to review concepts of the week’s topics, as well as a related assignment 
- Students will upload their assignments after completing 
- Students will be asked to respond to the discussion questions that will be posted in the classroom 

⭐️ Learning Goals and Topics ⭐️
- Learn to prepare for both short term and long term purchases, as well as incidentals
- Understand the basics of loans, interest and mortgages 
- Basics of investments 
- Basics of small businesses and entrepreneurships 
- Understand local, state, and federal taxes 

⭐️ Assignments and Grades ⭐️
Twelve (12) Non-Cumulative Tests (taken at the end of each week):
Fill in, identifiers, definitions, matching etc.
These exams will require you to not only memorize the information from the lectures, readings, etc., but also apply the ideas and concepts to other situations to ensure you truly have a handle of the information.
 
There will be one paper. Students will choose their own topic, each requiring written approval from the instructor.  
 
Other miscellaneous assignments including, but not limited to: pop-quizzes, reading comprehension worksheets, and a letter-writing assignment.

Learning Goals

Learn how to save money, invest, and build wealth 
Write and follow a budget
Set and achieve personal and career goals 
Become a wise consumer 
Understand different types of insurance
Learn to communicate about money 
Identify types of taxes and how they impact us
learning goal

Syllabus

3 Units
12 Lessons
over 12 Weeks
Unit 1: Introduction through First Exam
Lesson 1:
Introduction
 Introduction to Consumer Maths and Personal Finance:

This week is more of a primer to set expectations, define common terms that will be utilised throughout the semester, and help you navigate a Flex course. For some of you this may be your first time taking a course in this format, and that is quite alright. I have included instructions within the presentation on how to turn in homework that is given out each week. 
1 assignment
Lesson 2:
Debt, Interest Rates, Different Types of Loans
 Studying debt is a critical examination of the financial burden shouldered by individuals all throughout our communities. As the cost of living continues to rise, we may find it necessary to resort to loans to fund our everyday life. This debt can have profound and lasting implications on individuals' financial well-being, influencing career choices, lifestyle, and overall economic stability. 
Lesson 3:
Salaries, How to Save, Budgeting
 This week we are going to analyze how different types of salaries are calculated, how to save and budget. 
Lesson 4:
Taxes: Local, State, Federal & Exam 1
 Taxes! Everyone has to pay them, and almost nobody likes them! But what are they, really? Who pays what, and why? Where does all the money go…? Let’s explore. 
1 assignment

Other Details

External Resources
Learners will not need to use any apps or websites beyond the standard Outschool tools.
Joined June, 2021
4.8
431reviews
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Profile
Teacher expertise and credentials
Hello Outschool! I’m a homeschool graduate, homeschool teacher, and pianist!  

Proud to be an Outschool ACE educator! 

I teach Political Science, Spanish, Economics, Maths, Latin, and History at homeschool co-ops in the United States and the United Kingdom and I have run a private music studio for over 10 years, where I teach Classical piano and Music Theory.

At university I studied Political Science and Economics - and I hold a Bachelor’s Degree. Immediately after college I began working on Capitol Hill in Washington D.C., but found I was being called to be a teacher. Outside of teaching, my work experience includes extensive political work, including state and local campaigns, where I have organized large-scale fundraisers, shaped political messaging and run comprehensive marketing campaigns and demographic research. I continue this work in my spare time, as it is something I truly love. 

☀️ MY HOBBIES ☀️
In my spare time I enjoy hiking, farming, & travelling the world. I also love to learn languages (Spanish, French, Hebrew, Latin, Italian!) and learning about different cultures - I have been to more than 30 different countries, and next stop is…Croatia!

✅ MATH LESSONS ✅
Is your learner falling behind or struggling with math? Have you discovered your child has learning difference? I specialize in teaching mathematics in these instances. Together we will rebuild foundational maths concepts such as number sense and arithmetic concepts, and restore your learner’s confidence! 

🤩 LATIN LESSONS 🤩
I  have been teaching Latin for over 10 years to homeschoolers around the world! Latin enriches lives and makes learning languages more accessible to learners of all ages. For the last year I have been developing my courses by traveling all over the Roman Empire filming original footage. I also participated in a 2 week long archaeological dig at Vindolanda, uncovering the secrets that were left behind by the Ancient Romans and filming more special and amazing footage.
 

🎶 MUSIC LESSONS 🎶 
I take great pride in my piano studio! Over the past decade I have had the privilege of teaching over 100 children. My goal is to ensure that each student is able to grow to love and understand music. Every week, I work hard to tailor each lesson to my student’s unique learning style. I have a degree in piano performance, and believe in a holistic approach to the study of music, and music theory is an important part of that equation! All of my music students study music theory, and they will testify that it makes them better musicians! 

🌈  LEARNING DIFFERENCES 🌈 
Growing up, I was homeschooled student from K-12, with two disabled parents, which led me to be an independent and hard worker. I finished my High School at 16, and graduated college Summa Cum Laude.  I come from a neurodivergent family and have years of experience with students who have learning differences such as: ASD, Dyslexia, Dyspraxia, Dyscalculia, visual impairments, and hard of hearing. I know ASL 🤟 and am comfortable incorporating this into my lessons

👩‍🏫 TEACHING STYLE 👩‍🏫 
My goal is to take education out of the traditional “classroom” setting and make life-learning a possibility for every student. I never sought out to be an educator, but my experience in university and the professional world pushed me into the field of education - it’s not a job, it’s a passion - and I never “work” a single day!

I firmly believes that by making topics interesting, relatable, and fun - students can learn anything, at any age. I hope to turn your children into life long learners, who view every encounter as another opportunity to learn and grow as people. 

☀️ MY HOBBIES ☀️
In my spare time I enjoy hiking, farming, & travelling the world. I also love to learn languages (Spanish, French, Hebrew, Latin, Italian!) and learning about different cultures - I have been to more than 30 different countries, and next stop is…TAIWAN!

💫 Policies as of April 2023 💫 
* If Zoom kicks out the teacher, please wait up to 5 minutes. 

* If Zoom kicks out the whole class, please wait up to 5 minutes while trying to re-enter. If you are unable to get back in, please message me. I will work transfer you to another section. 

* Class recordings are upon request, only 

* Requests for transfer will only be accepted with a minimum of 24 hours' notice. If you request a transfer with less than 24 hours' notice, I will send you the class recording. This is necessary because, if you transfer without enough time to fill the spot you are transferring from, you are getting two spots in the class but only paying for one.

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$10

weekly
12 pre-recorded lessons
12 weeks of teacher support
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1 year of access to the content

Completed by 11 learners
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Ages: 13-18

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