돈법 101
주 1회 반복되는 이 수업에서는 직불카드, 대출 계약, 신용 보고서, 신용 신청, 채무 추심, 사기, 불만 처리 및 선불카드를 관장하는 법률을 공부하며 8주마다 수업을 반복합니다.
새로운 선생님
무엇이 포함되어 있나요?
1개의 라이브 미팅
주당 수업 45 분 시간Homework
I will offer a completion assessment based on the number of subjects covered upon requrest.Certificate of Completion
포함됨보고계신 지문은 자동 번역 되었습니다
수업 소개
영어레벨 - A2
The class will cover the following topics on a rotating basis that will repeat every 8 weeks meeting one time a week: 1) Electronic Funds Transfer Act (EFTA)/Regulation E-Debit Cards/ACH; 2) Truth in Lending Act (TILA)/Regulation Z-Loan Disclosures/Loan Agreements; 3) Fair Credit Reporting Act (FCRA)/Regulation V-Credit Reports; 4) Equal Credit Opportunity Act (ECOA)/Regulation B-Apply For Credit; 5) Fair Debt Collection Practices Act/Regulation F-Debt Collectors; 6) Financial Scams and Fraud Prevention; 7) Complaints and Disputes-CFPB; 8) Prepaid Card Rule-Prepaid Cards. Every meeting covers a different body of law but stands on its and does NOT require attendance or knowledge of the other subject areas. In class we will cover the statute or the regulation for that day by first learning where to find it online. We will learn who it applies to, what protections or obligations are identified in it and what recourse is available if it is violated. We may watch short videos, or I will lead a discussion to get students this information. In class we will encounter a consumer with a problem that students will solve using that day's law either in a breakout group or on their own. Finally, we will come back together and discuss our solutions.
학습 목표
Students will learn the Electronic Funds Transfer Act (EFTA)/Regulation E-Debit Cards/ACH.Students will learn the Truth in Lending Act (TILA)/Regulation Z-Loan Disclosures/Loan Agreements
그 외 세부 사항
학부모 가이드
Students will utilize a complimentary Kahoot account for some activities outside of class and for class participation.
Outschool 외 필요 앱/웹사이트
이 수업에서는 아웃스쿨 교실 외에도 다음의 툴을 사용합니다:
출처
Students will access online resources using my Symbaloo Consumer Finance Webmix. https://www.symbaloo.com/home/mix/13ePC5JWPC.
가입일: August, 2024
새로운 선생님
교사 전문성 및 자격증
3 정도
법학박사 금융 Georgia State University College of Law에서
석사 학위 영어영문학 University of Tennessee에서
학사 학위 교육 Clarks Summit University에서
With 20 years of experience as a consumer finance attorney, I have managed legal and compliance departments for companies that offer a wide range of heavily regulated consumer finance products, encompassing all aspects of financial transactions available to consumers. My responsibilities included the development of compliant products, employee training, consumer interactions, complaint resolution, law enforcement reporting, and handling examination requests. I have also actively overseen more than 200 independent audits from state, federal, and third-party entities, ensuring compliance in areas such as:
1. **Equal Credit Opportunity Act (ECOA)**: Overseen by the **Consumer Financial Protection Bureau (CFPB)**.
2. **Home Mortgage Disclosure Act (HMDA)**: Also overseen by the **CFPB**.
3. **Electronic Fund Transfers Act (EFTA)**: Overseen by the **CFPB**.
4. **Fair Debt Collection Practices Act (FDCPA)**: Overseen by the **CFPB**.
5. **Truth in Lending Act (TILA)**: Overseen by the **CFPB**.
6. **Truth in Savings Act (TISA)**: Overseen by the **CFPB**.
7. **Real Estate Settlement Procedures Act (RESPA)**: Overseen by the **CFPB**.
8. **Fair Credit Reporting Act (FCRA)**: Overseen by the **Federal Trade Commission (FTC)**.
9. **Privacy of Consumer Financial Information (GLB Act)**: Overseen by the **FTC**.
10. **Payday, Vehicle Title, and Certain High-Cost Installment Loans Rule**: Also overseen by the **CFPB**.
I have had the privilege of presenting and teaching at institutions such as the FDIC, Federal Reserve Bank, and OFAC, a branch of the US Treasury. My work has been published in numerous articles on the subjects taught in this class, and I am eager to share my real-life experiences with your learners.리뷰
실시간 그룹 수업
매주
US$15
주당 1회
45분
실시간 화상 수업
연령: 14-18
수업당 학습자 2-10 명
