金融リテラシー - 実生活スキル - 大人になる101（神経発達障害のある学習者向け）

Embark on a comprehensive journey with our all-inclusive package! Dive into the world of finances, earning, saving, and investing while navigating through real-life adult scenarios in this engaging and interactive course.

Financial literacy, the cornerstone of this program, empowers individuals with the essential skills to manage and invest money effectively.

This Financial Literacy – Real Life Skills – Adulting 101 course teaches students essential money management skills through budgeting, credit, investing, employment, and financial risk topics. Designed to be neurodivergent-friendly, the class uses hands-on simulations, visual supports, and simplified, structured lessons to build confidence and independence. Students learn real-world financial skills in a supportive and engaging environment!

Through hands-on activities, students will simulate real-world financial scenarios, managing virtual checking, savings, and credit card accounts, practicing timely bill payment, and making wise spending choices. Reflecting on my own experience and that of many adults, I recognize the gap in financial education provided in traditional schooling. This program aims to bridge that gap, empowering students with the knowledge and skills they need for financial success.

I am thrilled to introduce this transformative and interactive tool into our classroom, paving the way for a brighter, financially literate future for all our students. Let's embark on this journey together and unlock the doors to financial empowerment!"

G E T T I N G   S T A R T E D (New enrolled students should complete these assignments in the simulation) 
Topic 1:  Introduction of Budget Simulation - Budget Game Actions
📝Assignment: Watch Video - Budget Game Overview
📝Assignment: Watch Video - Credit Score Tutorial
📝Assignment: Watch Video - Net Worth
📝Assignment: Watch Video - Quality of Life
📝Assignment: Watch Video - Savings Goals
📝Assignment: Watch Video - Your Weekend Choice
📝Assignment: Budget Game - Study
📝Assignment: Budget Game - Transfer Money
📝Assignment: Budget Game - Earn More Money
📝Assignment: Budget Game - Household
📝Assignment: Budget Game - Socialize
📝Assignment: Budget Game - Credit Card Purchase
📝Assignment: Budget Game - Credit Card Payment
📝Assignment: Budget Game - Complete a Full Month

We will begin each lesson with an introduction to the weekly topic, have a classroom discussion and then work within the simulation program.  The schedule is flexible to support student learning. If any changes are needed, I will communicate updates to parents and students in advance.

C L A S S  S T R U C T U R E
Welcome to Class (5 minutes)
Weekly Financial Report (5 minutes)
Weekly Class Topic (20minutes)
Financial Lab Simulation (15 minutes)

COURSE  OUTLINE / SCHEDULE
UNIT 1:  BUDGETING, SAVING AND SPENDING (Weeks 1–8)
Week of September 07   🌟 Course Overview + Pre-Test + Intro to Budgeting
Week of September 14  🧠 Needs vs Wants + Jump$tart Reality Check + Budget Game
Week of September 21  💰 Understanding Money & Wealth + Compound Interest
Week of September 28  📊 Spending and Saving Plans + Pay Yourself First
Week of October 05  🎨 Create a Savings Comic Strip + Budget Game
Week of October 12  ⚡ Spending Shocks, Receipts, and Budgeting Apps
Week of October 19  📱 Smart Purchasing: Phone Plans & Budgeting for a Trip
Week of October 26 🏡 Long-Term Saving + Buying a Home

UNIT 3:  CREDIT CARDS AND DEBT (Weeks 9–15)
Week of November 02  💳 Intro to Credit: Credit Cards, Interest Rates, Credit Reports
Week of November 09  🔍 What Would You Do? (Scenarios) + Budget Game
Week of November 16 🚗 Buying a Car + Good vs Bad Debt + Loan Calculators
Week of November 23 – No Class (Thanksgiving Week)
Week of November 30  💼 Other Loans: Student Loans, Mortgages, Short-Term Financing
Week of December 07  🧾 Understanding Credit Card Statements + Predatory Lending
Week of December 14  💡 Managing Debt: Consolidation, Negotiation, Debt Myths
Week of December 21 – No Class (Winter Break)
Week of December 28 – No Class (Winter Break)
Week of January 04 ⚖️ Bankruptcy + Budget/Stock Game Midpoint Review

UNIT 2:  INTRODUCTION TO INVESTING (Weeks 16–22)
Week of January 11 📈 What is a Stock? Ticker Symbols + Stock Game Launch
Week of January 18  💸 Why Invest? + NYSE + Inflation + Team Portfolio Check-In
Week of January 25 📊 How to Read Stock Quotes + Find Trading Ideas
Week of February 01  🎯 Personal Investing Goals + Building a $100k Portfolio
Week of February 08 💼 ETFs, Mutual Funds, Bonds + Compare Companies
Week of February 15 🔄 Managing Your Portfolio: Diversification & Strategy
Week of February 22 📉 The Business Cycle + Portfolio Report + Budget Game

UNIT 4:  EMPLOYMENT AND INCOME (Weeks 23–28)
Week of March 01 💼 Career Development + Income Types + MyNextMove
Week of March 08 🏦 Banks, Credit Unions, Automatic Payments, Pay Stubs
Week of March 15 📄 Taxes: Tax Forms, Deductions, Sales Tax
Week of March 22  🧑‍💼 Job Search: Resume, Interviews, Internships
Week of March 29 – No Class (Spring Break)
Week of April 05 🏆 Building Wealth + Retirement Planning
Week of April 12 🤝 Responsible Income & Spending + Consumer Rights

UNIT 5: FINANCIAL RISK AND INSURANCE(Weeks 29–34)
Week of April 19 🛡️ Insurance Basics + Intro Video + Contracts + Risks
Week of April 26 🏠 Liability Insurance: Homeowners, Renters, Auto
Week of May 03 ❤️ Health & Life Insurance + Finish Investment Portfolios
Week of May 10 🧠 Decision Making & Fraud Protection
Week of May 17 📂 Managing Financial Records + Reconciliation
Week of May 24 🎓 Life After Graduation: Business, Wills, Post-Test
Week of May 31 & Week of June 7th
Supplement Topics (Weeks 35–38)
🚀 Starting Your Own Business: Entrepreneurship 101
⚠️ Bankruptcy Deep Dive + Course Wrap-Up Presentations


By the end of this course, students will feel more confident managing money, making smart financial decisions, and planning for their futures. Our goal is to build real-life skills in a supportive environment where every learner can succeed!

NOTE TO PARENTS:  This is an interactive classroom, with guidance from teacher.  Students will have the opportunity to interact, socialize while learning to becoming financial responsible with their choices.  

Notice: Educational Content Only

This course is crafted purely for learning purposes and is not a source of financial, investment, tax, or legal guidance. Through lessons and a stock market simulation program, the instructor aims to teach students about market dynamics, investment concepts, and economic theories. No advice is given on specific investments or financial actions.

Participation in the stock market simulation or any real-world trading with actual money is entirely the choice of students and their guardians. Success is not promised, and all financial activities carry inherent risks. Students are encouraged to investigate thoroughly and consult a certified financial advisor before pursuing any real investment opportunities.

By joining this course, you recognize that the instructor and course organizers are not accountable for any financial consequences arising from decisions you make based on the educational material or simulation experience.