大人になる101：現実世界で成功するために10代に必要な生活と金融スキル

Are you ready to level up and tackle life like the hero you are? 𝐀𝐝𝐮𝐥𝐭𝐢𝐧𝐠 𝟏𝟎𝟏 𝐢𝐬 𝐲𝐨𝐮𝐫 𝐮𝐥𝐭𝐢𝐦𝐚𝐭𝐞 𝐠𝐮𝐢𝐝𝐞 𝐭𝐨 𝐦𝐚𝐬𝐭𝐞𝐫𝐢𝐧𝐠 𝐭𝐡𝐞 𝐫𝐞𝐚𝐥 𝐰𝐨𝐫𝐥𝐝. Whether you’re saving for your first apartment, learning to decode credit scores, or prepping to manage your time like a pro, this class gives you the tools to succeed.

Here’s the best part: this ongoing course is flexible! We meet once a week, and each week brings a fresh, practical topic to explore. Jump in at any time—there’s no need to start at the beginning. I’ll post the week’s topic in the classroom at the start of each week, so you’ll always know what’s coming next.

𝙇𝙚𝙩’𝙨 𝙜𝙚𝙩 𝙨𝙩𝙖𝙧𝙩𝙚𝙙 𝙤𝙣 𝙩𝙪𝙧𝙣𝙞𝙣𝙜 𝙡𝙞𝙛𝙚’𝙨 𝙘𝙝𝙖𝙡𝙡𝙚𝙣𝙜𝙚𝙨 𝙞𝙣𝙩𝙤 𝙮𝙤𝙪𝙧 𝙜𝙧𝙚𝙖𝙩𝙚𝙨𝙩 𝙬𝙞𝙣𝙨!

𝐄𝐦𝐩𝐨𝐰𝐞𝐫𝐢𝐧𝐠 𝐓𝐞𝐞𝐧𝐬:
🌟 Confidence in Adulthood: Teens will gain the confidence and skills to navigate adult life successfully.
💬 Personalized Guidance: As a parent and educator, I bring firsthand experience to guide teens through these important life lessons.

𝐑𝐞𝐚𝐥-𝐖𝐨𝐫𝐥𝐝 𝐑𝐞𝐚𝐝𝐢𝐧𝐞𝐬𝐬:
🏠 Life Skills: Dive into crucial life tasks like apartment hunting, budgeting, and time management.
💼 Career Preparation: Learn how to fill out job applications, ace interviews, and understand paychecks.
💳 Financial Literacy: Master the use of debit and credit cards, understand credit scores, and navigate online banking.
🛍️ Smart Consumer Skills: Become a savvy shopper with tips on using apps, coupons, and calculating savings.
📊 Budgeting Techniques: Explore different budgeting methods like Zero-Based Budgeting and the 50/30/20 rule with practical scenarios.
📈 Understanding Credit Scores: Discover the importance of credit scores, how they are calculated, and their impact on future financial opportunities.
💰 Navigating Income Taxes: Demystify the process of filing taxes, understanding tax forms, and effectively managing tax-related financial responsibilities.
🚗 Car Buying Essentials: Learn the ins and outs of buying a car, from negotiating prices to understanding loans and interest rates.
🛡️ Insurance Insights: Gain knowledge about different types of insurance, why they're important, and how to choose the right coverage for your needs.
📝 Practical Writing Skills: Learn email etiquette, addressing envelopes, and writing checks.
🧺 Daily Living Skills: Tackle everyday tasks like laundry, basic cleaning, and reading medicine labels.
🌐 Digital Literacy: Spotting fake news, understanding digital platforms, and more.

𝐂𝐨𝐮𝐫𝐬𝐞 𝐇𝐢𝐠𝐡𝐥𝐢𝐠𝐡𝐭𝐬:
*Each week focuses on a different topic, with a hands-on approach including interactive activities and useful handouts.
*An open, encouraging environment where questions and inquisitive minds are welcomed.
*Topics are revisited as needed to ensure thorough understanding.

As a parent who has recently guided both my son and daughter through their transition into adulthood, I've experienced firsthand the challenges and gaps in practical knowledge they faced. From the basics of filling out an apartment application and managing finances to the complexities of time management and budgeting, I saw the essential skills that weren't addressed in their formal education. This realization was a turning point for me, inspiring me to create this course. Drawing on my adult children's experiences and my own, plus hands-on activities, I provide relatable, real-life examples of navigating the challenges of the class topics.

My goal is to share these crucial life lessons, combining my personal insights with professional expertise, to prepare teens for the realities of adult life. Adulting 101 isn't just a course; it's a collection of the essential wisdom and skills I wish my adult children had learned sooner, now offered to help your teen navigate the exciting journey of adulthood with confidence and success!

𝑺𝒆𝒍𝒇-𝒑𝒂𝒄𝒆𝒅 𝒍𝒆𝒂𝒓𝒏𝒊𝒏𝒈 𝒐𝒑𝒕𝒊𝒐𝒏𝒔 𝒂𝒓𝒆 𝒂𝒍𝒔𝒐 𝒂𝒗𝒂𝒊𝒍𝒂𝒃𝒍𝒆! Besides the regular ongoing, weekly class, I also teach Adulting 101 and Adulting 102 self-paced courses for those who want a flexible schedule or want to work at their own pace.

𝐔𝐩𝐜𝐨𝐦𝐢𝐧𝐠 𝐒𝐞𝐜𝐭𝐢𝐨𝐧𝐬 𝐚𝐧𝐝 𝐓𝐨𝐩𝐢𝐜𝐬 𝐔𝐩𝐝𝐚𝐭𝐞𝐝 𝐌𝐨𝐧𝐭𝐡𝐥𝐲  (𝐋𝐢𝐬𝐭𝐞𝐝 𝐢𝐧 𝐂𝐒𝐓):
👉𝗕𝗿𝗮𝗻𝗱-𝗻𝗲𝘄 𝘀𝗲𝗰𝘁𝗶𝗼𝗻 𝐬𝐭𝐚𝐫𝐭𝐞𝐝 𝗪𝗲𝗱𝗻𝗲𝘀𝗱𝗮𝘆, 𝗙𝗲𝗯𝗿𝘂𝗮𝗿𝘆 𝟭𝟮𝘁𝗵!!

𝐓𝐮𝐞𝐬𝐝𝐚𝐲𝐬 𝟑:𝟎𝟎
February 25: Shopping for Food on a Budget/Meal Planning
March 4: How to Negotiate Salary & Benefits – Strategies for advocating for fair pay and benefits at a job/comparing job options
March 11: No class
March 18: Filing Taxes 101 – Basics of W-4s, W-2s, 1099s, and how to file taxes
March 25: Voting & Civic Engagement – How to register, why it matters, how local government affects daily life
April 1: Keeping a Bank Register/Managing a Debit Card– Track spending, deposits, and balances accurately
April 8: Time Management: Prioritize tasks, set goals, and manage time effectively
April 15: Adulting Scenarios: What Would You Do? Navigate work, social, and family dilemmas
April 22: Writing Thank Yous: Express gratitude with clear, thoughtful messages
April 29: Important Documents: Keep or Toss? What to save, where, and for how long


𝐓𝐮𝐞𝐬𝐝𝐚𝐲𝐬 𝟒:𝟎𝟎
February 25: Email Etiquette
March 4: Careers and Cost of Living
March 11: No Class
March 18:  Loans
March 25: Buying a Car
April 1: Insurance Basics: Part 1
April 8: Car Insurance 
April 15: Tipping Etiquette
April 22: Basics of Investing Options
April 29: What are Stocks and Understanding How to Read the Stock Market Crash Course

𝐖𝐞𝐝𝐧𝐞𝐬𝐝𝐚𝐲𝐬 𝟏:𝟎𝟎 *𝙩𝙝𝙞𝙨 𝙞𝙨 𝙖 𝙗𝙧𝙖𝙣𝙙-𝙣𝙚𝙬 𝙨𝙚𝙘𝙩𝙞𝙤𝙣!
February 26: Credit Cards
March 5:  Credit Scores
March 12: No Class
March 19: Email Etiquette
March 26: Budgeting Basics
April 2: Banking Basics
April 9: Reading a Pay Stub (gross pay, net pay, deductions)
April 16: Online Safety and Scams
April 23: Shopping for Food on a Budget/Meal Planning
April 30: What are Loans and How Do They Work?

𝐖𝐞𝐝𝐧𝐞𝐬𝐝𝐚𝐲𝐬 𝟒:𝟎𝟎 *𝙩𝙝𝙞𝙨 𝙞𝙨 𝙖 𝙗𝙧𝙖𝙣𝙙-𝙣𝙚𝙬 𝙨𝙚𝙘𝙩𝙞𝙤𝙣!
February 26- Reading a Pay Stub
March 5- Credit Cards and How Interest Works
March 12- No Class
March 19-Credit Scores
March 26- Budgeting Basics
April 2: Apartments Part 1
April 9: Apartment Bathroom Budgeting + lease
April 16: Renter’s Insurance
April 23: Banking Basics
April 30: Loans

𝐅𝐫𝐢𝐝𝐚𝐲𝐬 𝟏𝟎:𝟎𝟎
February 28: Shopping for Food on a Budget/Meal Planning
March 7: How to Negotiate Salary & Benefits – Strategies for advocating for fair pay and benefits at a job/comparing job options
March 14: No Class
March 21:  Filing Taxes 101 – Basics of W-4s, W-2s, 1099s, and how to file taxes
March 28:  Voting & Civic Engagement – How to register, why it matters, how local government affects daily life 
April 4: Important Documents: Keep or Toss? What to save, where, and for how long
April 11: Time Management: Prioritize tasks, set goals, and manage time effectively
April 18: Adulting Scenarios: What Would You Do? Navigate work, social, and family dilemmas
April 25: Job Interviewing Scenarios