Leyes del dinero 101
En esta clase recurrente una vez por semana, estudiaremos las leyes que rigen: Tarjetas de débito, Acuerdos de préstamo, Informes de crédito, Solicitudes de crédito, Cobro de deudas, Estafas, Quejas y tarjetas prepagas y repetiremos las clases cada 8 semanas.
Nuevo en Outschool
Qué está incluido
1 reunión en vivo
45 minutos horas de clase por semanaTarea
I will offer a completion assessment based on the number of subjects covered upon requrest.Certificado de finalización
incluidoExperiencia de clase
Nivel de inglés - A2
The class will cover the following topics on a rotating basis that will repeat every 8 weeks meeting one time a week: 1) Electronic Funds Transfer Act (EFTA)/Regulation E-Debit Cards/ACH; 2) Truth in Lending Act (TILA)/Regulation Z-Loan Disclosures/Loan Agreements; 3) Fair Credit Reporting Act (FCRA)/Regulation V-Credit Reports; 4) Equal Credit Opportunity Act (ECOA)/Regulation B-Apply For Credit; 5) Fair Debt Collection Practices Act/Regulation F-Debt Collectors; 6) Financial Scams and Fraud Prevention; 7) Complaints and Disputes-CFPB; 8) Prepaid Card Rule-Prepaid Cards. Every meeting covers a different body of law but stands on its and does NOT require attendance or knowledge of the other subject areas. In class we will cover the statute or the regulation for that day by first learning where to find it online. We will learn who it applies to, what protections or obligations are identified in it and what recourse is available if it is violated. We may watch short videos, or I will lead a discussion to get students this information. In class we will encounter a consumer with a problem that students will solve using that day's law either in a breakout group or on their own. Finally, we will come back together and discuss our solutions.
Metas de aprendizaje
Students will learn the Electronic Funds Transfer Act (EFTA)/Regulation E-Debit Cards/ACH.Students will learn the Truth in Lending Act (TILA)/Regulation Z-Loan Disclosures/Loan Agreements
Otros detalles
Orientación para padres
Students will utilize a complimentary Kahoot account for some activities outside of class and for class participation.
Recursos externos
Además del aula de Outschool, esta clase utiliza:
Fuentes
Students will access online resources using my Symbaloo Consumer Finance Webmix. https://www.symbaloo.com/home/mix/13ePC5JWPC.
Se unió el August, 2024
Nuevo en Outschool
Experiencia y certificaciones del docente
3 Grado
Juris Doctor en Finanzas desde Georgia State University College of Law
Maestría en Lengua Inglesa y Literatura desde University of Tennessee
Licenciatura en Educación desde Clarks Summit University
With 20 years of experience as a consumer finance attorney, I have managed legal and compliance departments for companies that offer a wide range of heavily regulated consumer finance products, encompassing all aspects of financial transactions available to consumers. My responsibilities included the development of compliant products, employee training, consumer interactions, complaint resolution, law enforcement reporting, and handling examination requests. I have also actively overseen more than 200 independent audits from state, federal, and third-party entities, ensuring compliance in areas such as:
1. **Equal Credit Opportunity Act (ECOA)**: Overseen by the **Consumer Financial Protection Bureau (CFPB)**.
2. **Home Mortgage Disclosure Act (HMDA)**: Also overseen by the **CFPB**.
3. **Electronic Fund Transfers Act (EFTA)**: Overseen by the **CFPB**.
4. **Fair Debt Collection Practices Act (FDCPA)**: Overseen by the **CFPB**.
5. **Truth in Lending Act (TILA)**: Overseen by the **CFPB**.
6. **Truth in Savings Act (TISA)**: Overseen by the **CFPB**.
7. **Real Estate Settlement Procedures Act (RESPA)**: Overseen by the **CFPB**.
8. **Fair Credit Reporting Act (FCRA)**: Overseen by the **Federal Trade Commission (FTC)**.
9. **Privacy of Consumer Financial Information (GLB Act)**: Overseen by the **FTC**.
10. **Payday, Vehicle Title, and Certain High-Cost Installment Loans Rule**: Also overseen by the **CFPB**.
I have had the privilege of presenting and teaching at institutions such as the FDIC, Federal Reserve Bank, and OFAC, a branch of the US Treasury. My work has been published in numerous articles on the subjects taught in this class, and I am eager to share my real-life experiences with your learners.Reseñas
Clase grupal
15 US$
semanalmente1x por semana
45 min
Videoconferencias en vivo
Edades: 14-18
2-10 alumnos por clase
Asistencia financiera
Obtener la aplicación
Tutoría
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