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Winter Break Money Bootcamp: 3-Day Financial Skills for Teens (Grades 10-12)

In this 3-day Winter Break course, teens will learn essential financial skills like budgeting, goal-setting, and saving strategies to prepare for real-life financial decisions. Through interactive discussions and hands-on activities, studen
Pernethyia Harmon
Average rating:
4.7
Number of reviews:
(9)
Class

What's included

3 live meetings
2 in-class hours
Assignments
1 hour per week. 1-2 throughout the class
Certificate of Completion
1 after class completion

Class Experience

US Grade 9 - 12
What will be taught?
Students will learn practical financial skills, including analyzing spending habits, setting SMART financial goals, creating a personalized budget, and developing savings strategies for long-term success.

How is your class structured?
This class meets over three consecutive days, with 45-minute sessions each day. Each session includes a quick review, an engaging activity, a class discussion, and a takeaway assignment to reinforce learning.

How will you teach?
I will use interactive slides, real-world examples, and downloadable worksheets to make concepts relatable and easy to understand. Classes will incorporate guided activities, open discussions, and practical scenarios to connect lessons to real-life financial decisions.

What's your teaching style?
My teaching style is dynamic and student-focused, designed to empower learners through practical applications and interactive discussions. I foster an encouraging and inclusive environment where students feel comfortable sharing ideas and asking questions.

How much will learners get to interact with you?
Students will actively engage through live discussions, chat responses, and hands-on activities. I’ll provide personalized feedback and guidance during each session to ensure all students stay engaged and supported.

Learning Goals

Students will analyze spending habits to identify areas for improvement.
Students will set SMART financial goals tailored to their personal and future needs.
learning goal

Syllabus

3 Lessons
over 1 Week
Lesson 1:
Understanding Money Habits
 Analyze spending behaviors, identify common money pitfalls, and explore the impact of financial choices on long-term goals. 
40 mins online live lesson
Lesson 2:
Planning for the Future
 Learn how to set SMART financial goals, prioritize expenses, and explore strategies for saving toward major life milestones. 
40 mins online live lesson
Lesson 3:
Building a Realistic Budget
 Create a personalized budget for managing income, expenses, and savings while considering unexpected costs and financial flexibility. 
40 mins online live lesson

Other Details

Learning Needs
This class supports diverse learning needs, including ADHD, Dyslexia, and ASD, through visual aids, step-by-step instructions, and hands-on activities like budgeting. With a predictable routine, clear transitions, and optional
Parental Guidance
No content or safety warnings are needed for this class. All materials are age-appropriate, and no external tools or accounts are required.
Supply List
Notebook or lined paper
Pen or pencil
A calculator (optional but helpful for budgeting activities)

All other materials, including worksheets and class resources, will be provided by the teacher.
Language of Instruction
English
External Resources
In addition to the Outschool classroom, this class uses:
  • Youtube
Sources
We will use YouTube throughout the lessons, for video content related to the daily topics.
Joined July, 2019
4.7
9reviews
Profile
Teacher expertise and credentials
Master's Degree in Mathematics from Colorado State University
Bachelor's Degree in Education from Park University
Degrees: 

Associates in Early Childhood Education
Bachelor's in Education and Leadership
Master's in Finance and Global Studies 


I have extensive experience teaching financial literacy to children and teens, with over three years of teaching classes on budgeting, goal-setting, and money management in both homeschool and online settings. I currently teach a financial planning class for grades 6-9, focusing on practical skills like saving, budgeting, and decision-making.

Additionally, I am a parent and educator with over ten years of experience working with children and teens. My approach is hands-on and engaging, designed to make financial concepts relatable and easy to understand for learners of all ages.

Reviews

Live Group Course
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$45

for 3 classes
3x per week, 1 week
40 min

Live video meetings
Ages: 14-18
6-12 learners per class

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