Life Skills

Stay Out of Debt and Get Smart About Money! Credit vs. Debit Cards, Credit Score for 13+

Learn how credit cards, debit cards, and credit score work so you can avoid getting into debt and financial trouble. This is a Personal Finance Class.
866 total reviews for this teacher
26 reviews for this class
Completed by 151 learners

60 minutes

per class

Meets once


year olds


learners per class

per learner

How does aOne-Timeclass work?

Meets once at a scheduled time
Live video chat, recorded and monitored for safety and quality
Great for exploring new interests and different styles of teachers

How Outschool Works

Available Times

Pacific Time

Wed Jun 1

Meet once (1 day)
10:30pm - 11:30pm
Outside 6am-10pm in your local time.

Mon Jun 13

Meet once (1 day)
4pm - 5pm

Wed Jul 6

Meet once (1 day)
4pm - 5pm

Don't see a time that works for you?


Class Experience

Students will learn how credit cards work and will be able to: 
•	Discuss the important features of credit card use: high-interest rates, penalties, effects on your credit score, protection against stolen cards/fraud, rewards, etc.
•	Explain why paying the minimum amount on your credit card bill is not financially responsible.
•	Identify several advantages of using credit cards
•	Identify several disadvantages of using credit cards 
As a tenured, certified Business Teacher I taught personal finance and classes on credit card use to young adults.  I know that many students, ages 14-18, do not understand credit card basics  (ex.  that interest is charged on unpaid balances ).  This lack of knowledge is unfortunate and can likely lead to young people making poor financial decisions and getting deep into debt.  That's why it's critical for young adults to learn how to use credit cards responsibly BEFORE they use a parental credit card or get one of their own.

Based on my extensive experience teaching this subject, I know how to make it interesting and memorable.  I use video clips and engaging handouts to make the content  easy to understand and remember.  This class is interactive, not lecture based, so students will have the opportunity to discuss, share experiences, and ask questions.  

This is a one session class so there is no homework!
 1 file available upon enrollment
A two-page handout will be provided by the teacher. This will be completed together in class and serve as a great future credit card reference for students. No materials need to be purchased by the students.
Learners will not need to use any apps or websites beyond the standard Outschool tools.
1 hour per week in class, and maybe some time outside of class.


Lisa Kornberg Certified, Tenured Business Teacher, MBA, Entrepreneur and Investor
866 total reviews
609 completed classes

About Me

Get $15 off all of my Stock Market and Cryptocurrency  and Business Battles courses- with coupon code KORNBMAYDAYS15. This coupon is valid until May 31, 2022. Just enter the coupon code at checkout.

I am a New York State Certified, Tenured... 
© 2022 Outschool, Inc.