$15

for all content

Self Paced - Money Matters: A Teen’s Introduction to Budgeting and Saving

New class

Ages 14-18

Self-Paced Class

teaches teens essential financial literacy skills, focusing on budgeting and saving in a relatable and engaging way. Learners will gain practical tools to manage their money wisely and make informed financial decisions for the future.

Pernethyia Harmon

Average rating:

4.7

Number of reviews:

(11 reviews)

1 pre-recorded lesson

1 week of teacher support

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1 year of access to the content

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Go at your own pace

Your learner can start learning when they want and progress at the speed that works best for them.

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About Learning Overview Schedule Teacher Reviews

What's included

1 pre-recorded lesson

1 week

of teacher support

1 year access

to the content

Assignments

1-2 hours per week. included

Certificate of Completion

1 after class completion

Class Experience

What Will Be Taught:

The basics of budgeting: income, expenses, and savings.

How to set realistic financial goals.
Strategies for saving and avoiding common money mistakes.

How is Your Class Structured?
Step 1: Introduction to money management through slides and relatable examples.
Step 2: Guided activities to create a budget, set savings goals, and identify expenses.
Step 3: Reflection and practice exercises to reinforce key concepts.

How Will You Teach?
The class includes pre-recorded video lessons, visual examples, and downloadable budget and savings templates. Teens can pause to complete activities at their own pace, with optional submission of their budgets for feedback.

What is Your Teaching Style?
My teaching style is practical, approachable, and encouraging. I use real-life scenarios to make financial concepts relatable and break down complex topics into manageable steps to build confidence in teens.

How Much Will Learners Get to Interact with You?
Learners can submit their completed budgets or questions for optional feedback and personalized tips.

Learning Goals

Learners will understand the importance of budgeting and saving.

Learners will create a personal budget and identify areas for saving.

Syllabus

1 Lesson

over 1 Week

Lesson 1:

Money Matters: Budgeting and Saving for Teens

 Get smart with your money! In this class, you’ll learn how to create a budget, set savings goals, and understand the basics of managing your money. By the end, you’ll have a personalized plan to start saving and spending wisely.

Other Details

Learning Needs

Vivid slides, charts, and visual examples of budgets and savings plans. Interactive activities like creating their own budget templates. Instructions broken into simple, actionable steps, w/ templates to prevent overwhelm

Parental Guidance

Students will not need to access any of the following tools, but will have visual access to these tools during the instructional period. I will use Canva and YouTube during the instructional period.

Pre-Requisites

Previous Classes or Skills: No prior financial knowledge is needed. Experience: Learners should be comfortable with basic math skills (e.g., addition, subtraction, and percentages).

Supply List

Printable budget and savings templates (provided in the class).
A calculator or access to a digital calculator.
A notebook or digital document for notes and additional planning.

Language of Instruction

English

External Resources

In addition to the Outschool classroom, this class uses:

Sources

YouTube will be used for example videos and concepts. Canva will be used for creation of worksheet or online "Dora" styled instructions.

Meet the teacher

Pernethyia Harmon

Joined July, 2019

4.7

11reviews

Profile

Teacher expertise and credentials

2 Degrees

Master's Degree in Mathematics from Colorado State University

Bachelor's Degree in Education from Park University

Bachelor's Degree in Education and Leadership 
Master's in Finance and Global Studies 

I have experience teaching financial literacy to teens in an engaging and practical way, helping them develop lifelong money management skills. My passion for financial education ensures students feel empowered to take control of their finances.