Personal Finance: Money Skills for Life and Work Semester Course, 15 Yr Teacher

Semester long, life and money skills! 

This class may meet the ESA structure requirements for your state. Please let us know if we can support you with this. 

Students deserve to learn about money! 🎓💰 We'll cover the five key ideas of financial literacy: earning, budgeting, saving, protection, and investing.

In this "course" version of my extremely popular (and effective) camp, we'll build skills each week to "skill" students seeking to become more financially literate. 

Each lesson includes a detailed skill packet that provides students with an opportunity to apply their skills. These packets are self-contained and designed to be completed independently for ease of learning. When relevant, key ideas are explained to support video content, and if appropriate answer keys are included.



🚗Within the course we'll cover key ideas such as: 💳

the importance of getting a job, how to open a savings account, credit scores, positive spending decisions, insurance (home, car, health), an overview of taxes, as well as an introduction to financial investing.

This course is like the ultimate treasure map (sometimes called Life 101 by kids and parents) guiding them towards financial independence and wealth creation.

In each lesson we'll unlock a series of key topics that, when pieced together, will set students on the path to financial freedom! 🚀

Topics covered

💡 Introduction, Overview, and Opportunity Cost
💼 Getting a Job and Earning Money
📊 Budgeting and Tracking
🏦 Banks, Savings Accounts, and Checking Accounts
💳 Credit Cards vs. Debit Cards
📈 Credit Scores
💸 Loans
🛡️ Insurance
💰 Taxation
📉 Financial Investing: Statistics and Data
🎯 Financial Investing: Strategy and Risk Threshold
🚀 Entrepreneurship Basics
🧾 How to Read a Paycheck
🏠 How to Buy a House
🤝 How to Negotiate and Advocate for Yourself
🩺 Health and Wellness Basics
⏳ Time Management and Goal Setting

Note on content 📝

This class teaches financial skills that are broadly applicable in various regions of the globe, where individuals have access to retail and commercial banking services and market or mixed economies. While an attempt will be made to explain ideas so all students can understand, hyper local examples and command based systems fall outside these financial skills. The course has an implicit bias that wealth accumulation is societally acceptable and for those enrolled an objective as it pertains to their personal finances.

Specifically, this class recognizes the ability to lend money at interest as a core concept within the financial world. It represents the importance of individuals being able to accumulate private property to pursue financial independence. 

How will class be taught?

Each week we'll: 

a) reinforcement of key principles
b) introduce a key financial literacy concept per the syllabus
c) provide examples and a tool for use as appropriate

Each class starts with 5 minutes (max) of tech onboarding time. 

Then we have at least 30 minutes of content and discussion.

Class Policies 📚

Classes are taught as a combination lecture and discussion, encouraging student participation.

Late arrivals will be admitted at the discretion of Mr. Scott.