Personal Finance
All of the things a student needs to know about earning money, creating a budget, managing their finances and risk.
Heather DeGeorge, MAT, PMP
Average rating:
4.5
Number of reviews:(238)
What's included
12 live meetings
10 in-class hoursClass Experience
This course will walk students through preparing for their financial future from choosing a career (with guidance of a career aptitude test and salary data), to understanding their paycheck deductions, creating and managing a budget, planning for their short- and long-term needs, and providing for their longer term goals. The course is part lecture, part research and part discussion. Students will begin to see the impact of their decisions, and the risks involved in common life decisions. Students who struggle with fractions, decimals and multiplication may find some of the course content challenging. They are more than welcome to use calculators, but need to conceptually understand how to do the calculations to use the calculator. Topics covered will include: * Earning Power and Careers (earning potential, career plan, life stages, employee benefits, take-home pay, lifestyle) * Money Management (goal setting, decision making, spending plan & budget, money management tips) * Credit Concepts regarding Borrowing (application process, loans, credit cards, costs, credit score, debt, rights & responsibilities) * Saving and Investing (options, risks & rewards, time value of money, diversification) * Banking and Credit Unions (account types, fees, service options, transaction tracking, automation, identify protection) * Insurance (risk management, costs-claims, insurance types, coverage decisions, insurability factors) Homework will include mostly research and assignments related to their personal life plans facilitated through the course. Students will need internet access to do their work each week and should plan to spend 1-2 hours/week on homework.
Other Details
Parental Guidance
Parents should know that the career students choose to work through during the course will teach them a lot about what they think life will be like with their chosen career. The goal is for the students to see the impact of decisions. Sometimes, they learn through this course that the path they desire comes with some life impacts they won't enjoy! I ask that parents be open-minded about their students choices during the course.
Parents should be open to hearing information on topics that they may or may not have been exposed to in their financial life. I am always available by e-mail to clarify anything that may sound "off" coming from your student--but I HEAVILY encourage families to discuss course topics at home once they are covered in class!
Supply List
BASIC calculator (should be available during class) Single subject notebook (70-100 pages) or 20-40 pages of lined paper for note-taking Writing utensil Access to the internet (home or library) intermittently to look up information (not during class time)
External Resources
Learners will not need to use any apps or websites beyond the standard Outschool tools.
Sources
Students will be given links to various online resources to investigate.
Joined November, 2018
4.5
238reviews
Teacher expertise and credentials
2 Teaching Certificates
New Jersey Teaching Certificate in Elementary Education
Illinois Teaching Certificate in Secondary Education
Master's Degree in Education from New Jersey City University
My entire career has been spent managing money of companies (big and small) and volunteering to help people with budget creation and management for the last 20 years. I speak often about children and money; and have a passion for ensuring the next generation is better prepared for their financial life than generations prior. Reviews
Live Group Class
$140
for 12 classes1x per week, 12 weeks
50 min
Completed by 8 learners
Live video meetings
Ages: 13-18
5-15 learners per class
