Money Smarts 101: Building Your Financial Foundation
With teaching credentials in two states, a Bachelor's in Science, a Master's in Education, and over 10 years of teaching experience, I bring expert-led, engaging learning to your homeschool student in the convenience of your home!
What's included
4 live meetings
3 in-class hoursHomework
1 hour per week. Homework is optionalCertificate of Completion
includedClass Experience
Beginner Level
This course is Part 1 of a 3-part Financial Literacy series. Students must complete 101 before enrolling in 102 (Intermediate Financial Skills) and 103 (Advanced Financial Strategies). Each course builds on the previous one, ensuring a scaffolded learning experience that grows with the student's understanding and application of financial principles. What will be taught? This course will teach the foundational principles of financial literacy, emphasizing critical thinking and practical application. Students will learn how to manage money effectively, develop budgeting skills, understand saving and investing, and explore real-world financial systems. What topics will you cover? This four-week course builds financial literacy one step at a time, teaching students the fundamentals of money, budgeting, saving, and economic systems while equipping them with skills to handle real-world financial challenges. Engagement (Hook): Start with a question or scenario that sparks curiosity. Explanation: Teach concepts using multimedia tools. Exploration: Hands-on activities like budgeting exercises or financial simulations. Evaluation: Reflect and assess understanding through quizzes, discussions, or journaling. Elaboration: Apply the learned concepts to real-world scenarios or problems. How will you teach? I will employ science-based learning strategies: Inquiry-Based Learning: Encourage students to ask big questions like, “Why do people save money instead of spending it?” or “How does inflation affect me?” Use real-life problems to guide exploration. Active Learning: Use interactive tools, group discussions, and simulations to help students explore concepts hands-on. Example: Simulate a classroom marketplace to understand earning and spending. Multimodal Teaching: Combine visual aids (slides, videos), auditory tools (discussions, lectures), and kinesthetic activities (budgeting on apps or paper). Align activities with how students best process information, using tools like Practical Money Skills Games. Scaffolded Learning: Start simple and layer complexity as students gain confidence (e.g., move from identifying expenses to creating a budget). What's your teaching style? My teaching style is: Facilitative and Collaborative: Students are co-creators of their learning journey. I guide rather than dictate, promoting ownership of their financial understanding. Exploratory and Experimental: I encourage experimentation (e.g., mock investments) and reflection on outcomes to solidify learning. Interactive and Dynamic: By integrating diverse teaching methods like games, role-playing, and digital tools, I keep lessons engaging and relatable.
Learning Goals
Creating: Design solutions, models, and projects to demonstrate understanding
Evaluating: Assess evidence and draw conclusions from scientific investigations.
Syllabus
4 Lessons
over 4 WeeksLesson 1:
Week 1: Introduction to Financial Literacy
Students will define financial literacy, understand the concept of money, and identify forms of financial exchange.
45 mins online live lesson
Lesson 2:
Week 2: Budgeting Basics
Students will define a budget, categorize expenses, and practice creating a simple budget.
45 mins online live lesson
Lesson 3:
Week 3: Smart Saving Strategies and Spending Priorities
Students will differentiate between needs and wants, understand the importance of saving, and develop a strategy for balancing spending categories.
45 mins online live lesson
Lesson 4:
Week 4: Earning and Spending Money
Students will understand earning money through jobs, responsible spending, and making decisions in a marketplace.
45 mins online live lesson
Other Details
Learning Needs
I am dedicated to helping every student succeed. With 10 years of experience accommodating IEPs, 504 plans, ADHD, dyslexia, ASD, and more, I’m here to ensure your learner thrives! Please reach out to discuss their needs.
External Resources
In addition to the Outschool classroom, this class uses:
Sources
I Want More Pizza: Real World Money Skills For High School, College, And Beyond (optional)
Teacher expertise and credentials
2 Teaching Certificates
Florida Teaching Certificate in Science
California Teaching Certificate in Science
2 Degrees
Master's Degree in Education from California State Polytechnic University, Pomona
Bachelor's Degree in Biology/Biological Sciences from University of California at Davis
High School Chemistry: 1.5 years, teaching foundational and advanced concepts in chemistry.
Anatomy and Physiology (High School): 1 year, covering detailed human body systems and their functions.
Engineering with an Emphasis on Programming (Middle School): 1 year, introducing students to programming fundamentals and engineering concepts.
8th Grade Physical Science: 3 years, fostering inquiry-based learning in concepts of physics and chemistry.
High School Environmental Science: 1 year, educating students on environmental issues and sustainable practices.
Research Experience: University of California at Davis: Dept of Neurological Surgery (March 2004 - March 2006). David Geffen School of Medicine, University of California at Los Angeles: Dept Brain Research Institute (04/2006 - 04/2007). University of California at Irvine: Dept of Molecular Biology and Biochemistry (08/2007 - 06/2009). California State University at Los Angeles: Dept of Natural Science (08/2009-06/2011).
Reviews
Live Group Course
$20
weekly or $80 for 4 classes1x per week, 4 weeks
45 min
Live video meetings
Ages: 12-17
2-18 learners per class