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Life Skills

Money Smart Teens: How to Create a Spending Plan to Manage Money

A 4-week financial literacy course that thoroughly explains the steps needed to create a proper spending plan that will enable learners to manage money (a.k.a budget), overcome obstacles, and successfully achieve their financial goals.
Shelia Trevino
21 total reviews for this teacher
Completed by 3 learners
Class
45 minutes
per class
Once per week
over 4 weeks
14-18
year olds
4-12
learners per class
per learner - per class

How does a "Multi-Day" course work?

Meets multiple times at scheduled times
Live video chats, recorded and monitored for safety and quality
Discussions via classroom forum and private messages with the teacher
Great for engaging projects and interacting with diverse classmates from other states and countries

How Outschool Works

Available Times

Pacific

Mon, Oct 17

Oct 17 – Nov 7 (4 weeks)
Mondays
2:00 – 2:45 PM
 Enroll

Thu, Oct 20

Oct 20 – Nov 10 (4 weeks)
Thursdays
8:00 – 8:45 AM
 Enroll
Don't see a time that works for you?

Description

Class Experience

Students will learn how to create a monthly Spending Plan (a.k.a budget) and how to use it to effectively manage their money to prepare for emergencies and to achieve their goals.
From 2001 to 2003, I attended DePaul University in Chicago, IL. My major was Finance in the School of Commerce. The courses I completed include Business Calculus, Accounting, and Economics. 

From 2013 to 2015, I was employed as a Certified Pre-Purchase Housing Counselor. Below are some of the certifications I received during that time:
- Closing the Financial Literacy Gap through Student Loan Counseling
- Delivering Effective Financial Education
- Financial Management: Building Competency in Housing Counseling
- FreddieMac Credit Smart
- Homebuyer Education Methods: Training The Trainer
- Homeownership Counseling Certification: Principles, Practices and Techniques
- Mortgage Lending Fundamentals for Homeownership Professionals
- Mortgage Math Made Simple for Homeownership Professionals
- National Industry Standards for Homeownership Education and Counseling Code of Ethics and Conduct
- Understanding Credit Reports and Credit Scoring
- eHome America Homebuyer Education Course

The training I received taught me to review credit reports and focus on areas that needed improvement. I was also taught how to teach others effective ways to utilize a Spending Plan to review income vs. expenses. Through the use of a Spending Plan, I taught clients how to take control of their finances by removing unnecessary expenses to pay off debt and save for an emergency fund, maintenance fund, and down payment on a house.

From the year 2015 to the present, I have been an active licensed Real Estate Agent. I have held a license in Illinois, Wisconsin, and Texas. The courses I have to take to get licensed include finance, specifically how to calculate principal mortgage payments, interest, taxes, and insurance. Every 2 years, I must take continuing education classes to renew my license. In those continuing education classes, I have taken courses in finance.
Each week learners will receive an assignment. Learners may need assistance from parents or guardians, especially if they do not have their own income or expenses. It may take an hour or more each week to complete the assignments, as learners will have to track expenses and create their own plan.
In addition to the Outschool classroom, this class uses:
45 minutes per week in class, and an estimated 1 - 2 hours per week outside of class.
YouTube and Google Slides are used during class in screen share view only.

Teacher

Shelia Trevino
🇺🇸
Lives in the United States
Bringing Skills to Life
21 total reviews
26 completed classes

About Me

I offer Financial Literacy and Spanish classes to learners.

FINANCIAL LITERACY:
Financial Literacy is an important topic that I feel is often overlooked. If adequately educated on Financial Literacy, once youths become adults, they are better... 
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