Money Smart Teens: How to Create a Spending Plan to Manage Money (FLEX)
A 4-week financial literacy course that thoroughly explains the steps needed to create a proper spending plan that will enable learners to manage money (a.k.a budget), overcome obstacles, and successfully achieve their financial goals.
21 total reviews for this teacher
No live meetings
Over 4 weeks
learners per class
per learner - per week
How does a "Flex" course work?
No scheduled live video chats
Discussions via classroom forum and private messages with the teacher
Great if your learner prefers independent pacing or is uncomfortable with live video chat
Don't see a time that works for you?
In this 4-week class, teens will learn how to develop a Spending Plan to manage their money. Some people call it a Budget, but I call it a Spending Plan because it has a positive connotation, therefore being more effective and giving learners control over their finances instead of letting their finances control them. On Mondays at 8am CST I will post a pre-recorded instruction video along with the assignment to be completed after viewing the video. Assignments are not required to be turned...
Students will learn how to create a monthly Spending Plan (a.k.a budget) and how to use it to effectively manage their money to prepare for emergencies and to achieve their goals. The skills learned in this class will help learners be confident that they can have a great financial future.
From 2001 to 2003, I attended DePaul University in Chicago, IL. My major was Finance in the School of Commerce. The courses I completed include Business Calculus, Accounting, and Economics. From 2013 to 2015, I was employed as a Certified Pre-Purchase Housing Counselor. Below are some of the certifications I received during that time: - Closing the Financial Literacy Gap through Student Loan Counseling - Delivering Effective Financial Education - Financial Management: Building Competency in Housing Counseling - FreddieMac Credit Smart - Homebuyer Education Methods: Training The Trainer - Homeownership Counseling Certification: Principles, Practices and Techniques - Mortgage Lending Fundamentals for Homeownership Professionals - Mortgage Math Made Simple for Homeownership Professionals - National Industry Standards for Homeownership Education and Counseling Code of Ethics and Conduct - Understanding Credit Reports and Credit Scoring - eHome America Homebuyer Education Course The training I received taught me to review credit reports and focus on areas that needed improvement. I was also taught how to teach others effective ways to utilize a Spending Plan to review income vs. expenses. Through the use of a Spending Plan, I taught clients how to take control of their finances by removing unnecessary expenses to pay off debt and save for an emergency fund, maintenance fund, and down payment on a house. From the year 2015 to the present, I have been an active licensed Real Estate Agent. I have held a license in Illinois, Wisconsin, and Texas. The courses I have to take to get licensed include finance, specifically how to calculate principal mortgage payments, interest, taxes, and insurance. Every 2 years, I must take continuing education classes to renew my license. In those continuing education classes, I have taken courses in finance.
Each week learners will receive an assignment. Learners may need assistance from parents or guardians, especially if they do not have their own income or expenses. It may take an hour or more each week to complete the assignments, as learners will have to track expenses and create their own plan.
No live meetings, and an estimated 1 - 2 hours per week outside of class.
YouTube and Google Slides are used in pre-recorded videos in screen share view only.
Bringing Skills to Life
🇺🇸Lives in the United States
21 total reviews
26 completed classes
I offer Financial Literacy and Spanish classes to learners. FINANCIAL LITERACY: Financial Literacy is an important topic that I feel is often overlooked. If adequately educated on Financial Literacy, once youths become adults, they are better...