Money. Money. Money: The Financial Literacy Ongoing Class

Financial literacy is a crucial skill that every learner should acquire to prepare themselves for the future. Unfortunately, it is often overlooked in traditional school curricula. Understanding how money works, the importance of early savings, and how to avoid significant financial pitfalls are essential aspects of financial literacy.

In this ongoing class, we will explore a variety of financial topics each week to empower students with the necessary knowledge and skills. Through a combination of lectures, discussions, videos, games, and activities, we will make these sometimes-challenging topics more accessible and engaging.

Throughout the course, learners will cover important subjects such as:
1. Budgeting: Understanding the significance of budgeting, creating a budget, tracking income and expenses, and making informed spending decisions.
2. Investing: Exploring the world of investments, including stocks, bonds, mutual funds, and other investment vehicles. Learning about long-term financial planning and the potential risks and rewards associated with investing.
3. Saving: Emphasizing the importance of saving money, the power of compounding, setting financial goals, and implementing effective saving strategies.
4. Borrowing: Gaining insights into various types of borrowing, such as loans and credit cards. Discussing responsible borrowing practices, credit scores, and the potential risks of excessive debt.

By focusing on these key topics, learners will develop a strong foundation in financial literacy. They will be equipped with the knowledge and tools to make informed financial decisions, promoting financial well-being and independence.

Join this ongoing class to expand your understanding of personal finance and cultivate valuable skills that will last you a lifetime!



Wednesday class
Nov 21 Student Loans
Nov 27 Auto loans
Dec 4 Mortgages
Dec 11 Credit Report
Dec 18 Earning Money (Career Paths)/Debt Management
Dec 25 No class
Jan 1  No class
Jan 8 Earning Money (Career Paths)
Jan 22 Saving Versus Investing (compound interest, types of investments, and risk)
Jan 29  No class
Feb 5 Investing (Stock Market)
Feb 12 Investing (Stocks)
Feb 19 Investing (Bonds and Funds) 
Feb 26 Investment game
March 5 Cryptocurrency
March 12 Investing for Retirement
March 19 Managing Risk when Investing
March 26  Modern Investing 
April 2 Intro to Insurance
April 9 Auto Insurance and Home Owners Insurance
April 16  Health Insurance
April 23 Taxes
April 30 Taxes and Pay Stubs
May 7 How to file taxes and understanding tax savings
Mary 14 Consumer Skills: Money and Social Media
May 21 Scams and Fraud
May 28  Paying for College
June topics: Careers and Alternatives to College, Entrepreneurship, How money works
 
Class will continue in June and beyond. Topics will be updated closer to the date. 





Topics the class will cover also include:
Taxes
 What is money
Budgeting (need versus wants)
Budgeting part 
 Borrowing and Loans
The power of saving (compound interest)
credit cards
credit card continued
 credit score
Checking and saving account 
 student loans
 Credit prepayment strategies
Credit Report and Credit Scores
 Budgeting Strategies
 Why Budget and Budgeting Basics
 No Class
 Budgeting Game
 No class
  Intro to Credit 
 Debt management
 Credit Score
Saving versus Investing
 No class
 Investing Part One
 Investing Part Two 
 Investing Part Three




I also offer versions of this class as self-paced class and a condensed summer camp.