Insurance Fundamentals: Health, Auto, Home, Renters, Life Flex

Students will be able to:
Week 1: Insurance Fundamentals
-Explain the fundamental ways that insurance companies provide coverage
-Recognize the relationship between insurance premiums, deductibles, and coverage limits
Week 2: Health Insurance 101
-Understand the importance of having health insurance
-Identify the various costs affiliated with having health insurance
-Explain how health insurance works and the different types of plans available
-Understand how US government healthcare programs like Medicaid and CHIP work and who qualifies for them
-Explore steps they can take to lower their medical costs
Week 3: Finding a Health Insurance Plan
-Understand how Americans get their health insurance
-Explain the pros and cons of opting into your employer health plan vs buying your own
-Read the fine print on a health benefits form and shop around for a health insurance plan that works for you
-Determine what steps you can take if you are faced with expensive medical bills
Week 4: Auto Insurance
-Describe the main types of auto insurance policies
-Explain the relationship between deductibles, coverage limits, and premiums for auto insurance
-List factors that determine auto insurance premiums
-Determine legally required and recommended coverage levels
-Read the fine print of an insurance policy and determine what coverage is provided
-Identify steps to take immediately after an auto accident and successfully file a claim
Week 5: Home & Renters Insurance
-Distinguish the similarities and differences between renters and homeowners insurance
-Read the fine print of a rental insurance agreement and a homeowners insurance declaration page
-Appreciate why it is valuable to have insurance for your dwelling, regardless of whether you own or rent a home
Week 6: Other Types of Insurance
-Investigate other types of insurance, such as life insurance, long term disability, travel, extended warranties, cell phone, and pet insurance, and determine if they are worthwhile expenses
-Describe the cost and impact of larger societal forms of insurance

I am from the United States and have been teaching various business, marketing, and finance courses for 13 years. I have taught both at the high school and collegiate level. I teach both in person and online but online is my favorite! I have a Bachelor's degree in Marketing and Business Information Technology Education, a Masters in Business Administration and a PhD in Online Education. 
I am very excited to work with all of you through Outschool!

Exit ticket at the end of the lesson. Please let me know if you would like a letter grade or proficiency grade at the end of the course.

No live meetings, and maybe some time outside of class.