How to Adult (Financial Literacy)
Learn all of the things school doesn't teach you, from writing a check to paying your taxes. Includes roleplaying and research elements to customize this course to each student.
Melissa Quijano M. Ed.
Average rating:
4.9
Number of reviews:(536)
What's included
6 live meetings
6 in-class hoursHomework
1-2 hours per week. Students must keep up with their register throughout the class. This includes integrating daily spending, like Starbucks runs. Students should submit their up to date register before each class.Class Experience
How do I pay my taxes? What are checks? Why is the APR on this credit card 40% (and also what is APR)? Answer all these questions and more in this class. In this class, students will learn how to manage their finances. Students will keep a running record of all of the money coming in and out of their budgets. How will the budget be set? Well, students will spend the first day of class researching entry level salaries for a job they might like to have, as well as the cost for an apartment and rental, in the location of their choosing. Students will roleplay as if they just got a job and moved out of their parents house for the first time. Students will be given a sheet to track everything. Each day will look like this: -Introduce a financial life skill -Discuss how it is used and why -Answer any questions -Refer to how our fictional financial situation is going. Go over any questions/hurdles -Pull an "oh snap" card- these cards are real life situations that young adults encounter- such as minor injuries, wedding parties, and more. Though each class will focus on something specific, we will discuss budgeting and saving throughout. Students are expected to look at their finances daily throughout the course. They should record their real life expenses (such as coffee purchases, going out to eat, cell phone bill) even if someone else paid on their behalf (such as a carer.) Students will have to do some basic math throughout class- feel free to use a calculator. Schedule: Day 1: Research jobs, apartments. Day 2: All about checks and checking accounts Day 3: Opening and managing a credit card Day 4: Cars: Owning, Financing, and Leasing Day 5: Mortgages Day 6: Income Tax In between meetings, I will post a random "oh snap" prompt that they will have to integrate into their finances. This class is great for students to get an idea of what managing finances is actually like. It is customized to their interests, so it will not feel generic. This class is best for students who live/plan to live in the United States upon adulthood.
Learning Goals
Students will gain confidence about managing finances.
Students will learn how to write and cash a check.
Students will gain understanding about credit.
Students will learn about taxes.
Syllabus
6 Lessons
over 6 WeeksLesson 1:
Research jobs, apartments.
60 mins online live lesson
Lesson 2:
All about checks and checking accounts
60 mins online live lesson
Lesson 3:
Opening and managing a credit card
60 mins online live lesson
Lesson 4:
Cars: Owning, Financing, and Leasing
60 mins online live lesson
Other Details
Supply List
There are 2 documents in the classroom that students must print. Students should have them, plus a calculator and a pen/pencil for each class.
2 files available upon enrollment
Language of Instruction
English
External Resources
Learners will not need to use any apps or websites beyond the standard Outschool tools.
Joined July, 2019
4.9
536reviews
Teacher expertise and credentials
2 Degrees
Master's Degree in Education from CUNY College of Staten Island
Bachelor's Degree in English from CUNY Brooklyn College
I have a Master's Degree in Adolescent Social Studies Education. My inspiration and interest in this topic come from my 12th grade math class; unlike most math classes in high school, this class was solely dedicated to learning real life math. From there, I went on to teach financial literacy in elementary schools, and I am excited to teach this to young adults so they can feel confident about money. I have taught so many of my friends (and my husband- who has an engineering degree!) how to do simple things like write checks. I hope that with this class that will happen less often in the future! Reviews
Live Group Course
$95
for 6 classes1x per week, 6 weeks
60 min
Completed by 32 learners
Live video meetings
Ages: 13-17
3-8 learners per class
