$16
per class
How Credit Cards Work & Banking Basics (Interest Rates, Late Fees & Rewards)
Completed by 17 learners
Ages 10-15
Live One-Time Class
Average rating:
4.8
Number of reviews:(270 reviews)
Live video meetings
Meets once
2-9 learners per class
55 min
What's included
1 live meeting
55 mins in-class hoursClass Experience
We will learn the difference between a credit card and a charge card. In class, we will be reviewing an actual credit statement and discuss the important sections. In addition, we will talk about real purchases and decide if the student can afford to purchase based on their income. Understanding about bank transactions and credit card charges will help students become responsible and debt free adults. Learning includes slides, discussion and lecture. -What is the average interest rate banks charge customers? -Should I get a charge card or credit card? -When can I apply for a credit card? -What are reward based credit cards? -What does it mean to have a credit card limit? -Should I pay the minimum balance or the pay the balance off it full? -What happens if I pay my credit card bill late?
Learning Goals
Students will improve their understanding of banking and credit cards.Other Details
External Resources
Learners will not need to use any apps or websites beyond the standard Outschool tools.
Meet the teacher
Teacher expertise and credentials
2 Degrees
Master's Degree from University of Phoenix
Bachelor's Degree from Cal state Dominguez
I have taught financial literacy including economics, real estate, and investing in securities for over 15 years. Reviews
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