Foundations in Personal Finance for High School Students by Dave Ramsey

In this 12 week course, we will follow the curriculum for "Foundations in Personal Finance for High School Students" by Dave Ramsey.  This class will be taught in the Zoom classroom, using a number of methods including teacher-led lecture and discussions, as well as using videos from the "Foundations in Personal Finance for High School Students" to help enhance student understanding of the topics being taught by the teacher.  Additionally, we will be utilizing readings and activities found on the online application for the "Foundations in Personal Finance" page prior to each weeks class to prepare the students to actively participate in the in-class learning.  The teacher will utilize the Outschool Classroom for the posting of out of class discussion topics as well as the students will be assigned several tasks to complete that will need to be uploaded to the Outschool classroom at various points during the 12 weeks.

The 12 week schedule will be as follows:

Week 1:  Introduction to Personal Finance- An Introduction to personal finance, as well as a discussion of use of credit in American money management.
Week 2:  Savings- Importance of saving, how to save, and the 3 reasons to save.
Week 3:  Budgeting- Learning the process of budgeting and how to create a successful budget.
Week 4:  Debt- Identifying how people use debt and how devastating it can truly be.  Identify the concept and purpose of a credit score and consumer debt organizations.
Week 5:  Life After High School- Discussion of education and career options, as well as how to avoid debt and build cash flow.
Week 6:  Consumer Awareness- How consumer behaviors, effect buying power.
Week 7:  Bargain Shopping- The importance of bargain shopping as part of a successful financial plan.
Week 8:  Investing and Retiring- Discussion of types of investments and guidelines for investing.
Week 9:  Insurance- Identifies the purpose of financial risk management as well as the appropriate and most cost-effective risk management strategies.
Week 10:  Money and Relationships- A look at the differences in various people attitudes and values toward handling money and personal finance.
Week 11:  Career and Taxes- Pursuing your career in your strengths and different types of taxes.
Week 12:  Giving- The importance of giving of your time, money and talents to serve others.

*This class will be taught with the permission of Ramsey Education, as well as the teacher has his certification to teach this course for Ramsey Education.