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Financial Literacy

We'll learn consumer spending skills, banking basics, budgeting, checking and savings accounts, debt and credit basics, educational financial aid, and basic insurance skills. As a banking attorney for 20 years I'm ready to lead this class.
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What's included

1 live meeting
40 mins in-class hours per week
Mastery Evaluation
1 hour per week. I utilize Kahoots and Everfi, both interactive platforms that offer insights into students' mastery levels. These insights are instrumental in refining our in-class discussions. I am pleased to offer these assessments.

Class Experience

US Grade 9 - 12
The world is changing FAST and how we save, spend and even what money is changes almost daily.  In this ongoing class we will cover the basics and learner questions about Consumer Skills, Smart Money Habits, Budgeting, Checking and Savings Accounts, Credit and Debt Fundamentals, Return on Investment in Education, Financial Aid, Career Exploration, Starting Employment, Fundamentals of Insurance, Identity Theft, Peer-to-Peer Payment Systems, and Cryptocurrency.

Learners will access a complimentary EVERFI® account provided by Blackbaud® to complete an interactive assessment that prepares them for the upcoming class topic.

Classes will kick off with a scenario or story, presented through an engaging mix of games, quizzes, and puzzles related to the topic. The aim is to create a highly interactive, hands-on, and digital learning experience.

Participants will engage in an interactive online assessment, either solo or in breakout groups, followed by a collective recap involving discussion questions or a class-wide challenge.

My teaching approach is discussion-centric and interactive, yet I remain considerate of individual learning preferences and styles. Throughout the course, I'll share personal experiences dealing with data breaches, federal examiners, and class action attorneys, alongside insights from collaborations with business partners such as Square Cash App, Robinhood, Revolut, and Greenlight.
Learning Goals
Consumer Skills: Students practice making informed purchasing decisions, compare product reviews, and learn about different payment methods. ​
Smart Money Habits: Students explore money management techniques, track spending, and differentiate between want
learning goal

Other Details

Parental Guidance
Students are required to create accounts with Everfi and Kahoot for both in-class and out-of-class activities. These accounts are included in the Outschool fees without any extra charges.
External Resources
In addition to the Outschool classroom, this class uses:
Joined August, 2024
New on Outschool
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Teacher expertise and credentials
Juris Doctor in Finance from Georgia State University College of Law
Master's Degree in English Language and Literature from University of Tennessee
Bachelor's Degree in Education from Clarks Summit University
With 20 years of experience as a consumer finance attorney, I have managed legal and compliance departments for companies that offer a wide range of heavily regulated consumer finance products, encompassing all aspects of financial transactions available to consumers. My responsibilities included the development of compliant products, employee training, consumer interactions, complaint resolution, law enforcement reporting, and handling examination requests. I have also actively overseen more than 200 independent audits from state, federal, and third-party entities, ensuring compliance in areas such as:

1. **Equal Credit Opportunity Act (ECOA)**: Overseen by the **Consumer Financial Protection Bureau (CFPB)**.
2. **Home Mortgage Disclosure Act (HMDA)**: Also overseen by the **CFPB**.
3. **Electronic Fund Transfers Act (EFTA)**: Overseen by the **CFPB**.
4. **Fair Debt Collection Practices Act (FDCPA)**: Overseen by the **CFPB**.
5. **Truth in Lending Act (TILA)**: Overseen by the **CFPB**.
6. **Truth in Savings Act (TISA)**: Overseen by the **CFPB**.
7. **Real Estate Settlement Procedures Act (RESPA)**: Overseen by the **CFPB**.
8. **Fair Credit Reporting Act (FCRA)**: Overseen by the **Federal Trade Commission (FTC)**.
9. **Privacy of Consumer Financial Information (GLB Act)**: Overseen by the **FTC**.
10. **Payday, Vehicle Title, and Certain High-Cost Installment Loans Rule**: Also overseen by the **CFPB**.

I have had the privilege of presenting and teaching at institutions such as the FDIC, Federal Reserve Bank, and OFAC, a branch of the US Treasury. My work has been published in numerous articles on the subjects taught in this class, and I am eager to share my real-life experiences with your learners.

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Live Group Class
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$15

weekly
1x per week
40 min

Live video meetings
Ages: 14-18
2-10 learners per class

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