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Financial Literacy and Personal Finance Math for Teens Semester 1 Full Course

In this 8-lesson self-paced course, teens will learn the essentials of money management, such as how to create and manage a budget. They’ll also gain an understanding of the dangers of credit and learn how to make good consumer choices.
Daysha Rae, M.Ed
Average rating:
4.9
Number of reviews:
(540)
Popular
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Class
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What's included

8 pre-recorded lessons
8 weeks
of teacher support
1 year access
to the content
Homework
1 hour per week. For each lesson, learners will be assigned an enrichment task to do based on that lesson's topic.
Letter Grade
No formal assessment will be given, but if it is desired at the request of a parent, I can provide a formal grade report. Just let me know if that is something you'd like! If your learner needs a formal grade, they must do all of the enrichment activities!

Class Experience

📚 THIS IS A SELF-PACED CLASS
I'll be here to review your progress and provide personalized feedback Fridays and Sundays for up to 8 weeks. This flexible learning structure is perfect for those taking the course at their own pace.

***This is the semester 1 course, and I also offer a semester 2 self-paced course***

Dive into the world of personal finance with this financial literacy self-paced course, specially designed for teens eager to gain independence and master their money management skills. This self-paced course covers everything from the basics of budgeting to the complexities of credit scores and buying your first car. Through these lessons, teens will explore interactive lessons, engaging video content, and practical exercises that bring financial concepts to life.

⏳ This course is designed with your busy schedule in mind. "Self-Paced" means you can learn at your own pace, anytime, anywhere 🕒🏠. Each week, pre-recorded video lessons and enrichment activities are released that can be completed at a time that suits you best.


Lesson Topics:
📅 Lesson 1: Introduction to Budgeting Basics - Learn the foundations of smart money management, including how to create budgets and analyze spending to stay on track.

💵 Lesson 2: Understanding Pay Stubs - Decode the details of pay stubs to understand earnings, taxes, and deductions.

🏦 Lesson 3: Banking Essentials - Explore the ins and outs of banking, including how to choose the right bank and account type for your needs as well as how online banking and bill pay work.

✍ Lesson 4: Writing Checks and Deposit Slips - Master the traditional art of writing checks and filling out deposit slips accurately and securely.

🔍 Lesson 5: Balancing a Bank Account - Discover the importance of monitoring and reconciling your bank account to keep your finances in check.

💳 Lesson 6: Debit Cards, Credit Cards, and Interest - Navigate the world of plastic money, understanding the benefits, risks, and how interest rates work.

📈 Lesson 7: The Power of Credit Scores - Learn how credit scores are calculated, why they matter, and how to improve them.

🚗 Lesson 8: Buying a Car - Equip yourself with the knowledge to make informed decisions when financing and purchasing your first car.

🚀 Join the Financial Learning Journey:
This course goes beyond traditional finance education; it’s a step towards empowering your teen with the tools they need for financial independence and success. Let me help guide your teen and set the foundation for a financially savvy future!
Learning Goals
Students will improve their understanding of personal finance and how it directly relates to them now or in the future and apply that knowledge.
learning goal

Syllabus

Curriculum
Follows Teacher-Created Curriculum
8 Lessons
over 8 Weeks
Lesson 1:
Budgeting Basics
 Introduction to Budgeting Basics - Learn the foundations of smart money management, including how to create budgets and analyze spending to stay on track. 
Lesson 2:
Understanding Pay Stubs
 Decode the details of pay stubs to understand earnings, taxes, and deductions. 
Lesson 3:
Banking Essentials
 Explore the ins and outs of banking, including how to choose the right bank and account type for your needs as well as how online banking and bill pay work. 
Lesson 4:
Writing Checks and Deposit Slips
 Master the traditional art of writing checks and filling out deposit slips accurately and securely. 

Other Details

Supply List
A notebook, writing utensil, and calculator are required for this class.  Any handout, notes, or worksheet will be provided for the students before each class in the classroom.
External Resources
Learners will not need to use any apps or websites beyond the standard Outschool tools.
Sources
I use the High School Financial Planning Program as supplemental materials for this course and have approval to use it.
Joined June, 2020
4.9
540reviews
Popular
Rising Star
Profile
Teacher expertise and credentials
North Dakota Teaching Certificate in English/Language Arts
Master's Degree in Education from College of St. Scholastica
Bachelor's Degree in Music from Jamestown College
Bachelor's Degree in Secondary Education from Jamestown College
Bachelor's Degree in Finance from Jamestown College
Bachelor's Degree in English Language and Literature from Jamestown College
I have been teaching teens for over 25 years and hold a Bachelor’s Degree in Finance in addition to degrees in English, Writing, Music, and a Master’s Degree in Education. My courses are designed to bridge the gap between academic knowledge and real-world financial skills, addressing the lack of practical resources available to prepare teens for their financial futures.

Throughout my teaching career, I have developed courses focused on equipping learners with essential skills such as budgeting, understanding credit, managing debt, navigating taxes, and planning for major life milestones like renting an apartment or buying a car. My approach emphasizes real-life applications, ensuring that learners not only understand the concepts but also feel confident applying them in everyday situations!

I am passionate about empowering teens to make informed financial decisions and take charge of their futures. My teaching style is patient and encouraging, with a focus on simplifying complex topics into manageable, actionable steps. These courses are designed for all types of learners and abilities, offering a supportive environment where learners can gain practical knowledge and build confidence in their financial skills.

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Self-Paced Course
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$18

weekly or $140 for all content
8 pre-recorded lessons
8 weeks of teacher support
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1 year of access to the content

Completed by 79 learners
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Ages: 13-17

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