Financial Life Skills for Teens: Income Taxes, Loans, & Investing

𝙏𝙝𝙞𝙨 𝙘𝙤𝙪𝙧𝙨𝙚 𝙬𝙖𝙨 𝙙𝙚𝙨𝙞𝙜𝙣𝙚𝙙 𝙛𝙤𝙧 𝙩𝙚𝙚𝙣𝙨 𝙬𝙝𝙤 𝙬𝙖𝙣𝙩 𝙩𝙤 𝙢𝙖𝙠𝙚 𝙨𝙢𝙖𝙧𝙩 𝙛𝙞𝙣𝙖𝙣𝙘𝙞𝙖𝙡 𝙘𝙝𝙤𝙞𝙘𝙚𝙨 𝙖𝙣𝙙 𝙖𝙫𝙤𝙞𝙙 𝙢𝙤𝙣𝙚𝙮 𝙢𝙞𝙨𝙩𝙖𝙠𝙚𝙨 𝙣𝙤𝙬 𝙖𝙣𝙙 𝙡𝙖𝙩𝙚𝙧 𝙞𝙣 𝙡𝙞𝙛𝙚!

💡 This class is part of my 𝙍𝙚𝙖𝙡-𝙒𝙤𝙧𝙡𝙙 𝙈𝙖𝙩𝙝 & 𝙋𝙚𝙧𝙨𝙤𝙣𝙖𝙡 𝙁𝙞𝙣𝙖𝙣𝙘𝙚 𝙛𝙤𝙧 𝙏𝙚𝙚𝙣𝙨 𝙨𝙚𝙧𝙞𝙚𝙨—custom-built to help teens gain practical money skills, confidence, and independence. Each class stands alone and can be taken in any order or simultaneously, but together they create a full-year learning path that prepares teens for real-life financial decisions. 

𝙏𝙝𝙚 𝙛𝙪𝙡𝙡 𝙨𝙚𝙧𝙞𝙚𝙨 𝙞𝙣𝙘𝙡𝙪𝙙𝙚𝙨:
• 𝐂𝐨𝐧𝐬𝐮𝐦𝐞𝐫 𝐌𝐚𝐭𝐡 𝐋𝐢𝐟𝐞 𝐒𝐤𝐢𝐥𝐥𝐬 𝐟𝐨𝐫 𝐓𝐞𝐞𝐧𝐬: 𝐁𝐮𝐝𝐠𝐞𝐭𝐢𝐧𝐠, 𝐁𝐚𝐧𝐤𝐢𝐧𝐠 & 𝐒𝐦𝐚𝐫𝐭 𝐒𝐩𝐞𝐧𝐝𝐢𝐧𝐠  
• 𝐅𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐋𝐢𝐟𝐞 𝐒𝐤𝐢𝐥𝐥𝐬 𝐟𝐨𝐫 𝐓𝐞𝐞𝐧𝐬: 𝐈𝐧𝐜𝐨𝐦𝐞 𝐓𝐚𝐱𝐞𝐬, 𝐋𝐨𝐚𝐧𝐬 & 𝐈𝐧𝐯𝐞𝐬𝐭𝐢𝐧𝐠  
•𝐀 𝐓𝐞𝐞𝐧’𝐬 𝐆𝐮𝐢𝐝𝐞 𝐭𝐨 𝐏𝐞𝐫𝐬𝐨𝐧𝐚𝐥 𝐅𝐢𝐧𝐚𝐧𝐜𝐞: 𝐂𝐫𝐞𝐝𝐢𝐭 𝐒𝐜𝐨𝐫𝐞𝐬 & 𝐑𝐞𝐚𝐥-𝐖𝐨𝐫𝐥𝐝 𝐄𝐱𝐩𝐞𝐧𝐬𝐞𝐬

This interactive course (formerly listed as Consumer Math Semester 2) dives into the financial responsibilities that come with adulthood, like reading a utility bill, understanding loan terms, calculating car expenses, and filing basic income taxes. Teens will also explore different types of insurance, investing fundamentals, and shop for food on a budget. 𝙄 𝙖𝙢 𝙝𝙚𝙧𝙚 𝙩𝙤 𝙜𝙪𝙞𝙙𝙚 𝙮𝙤𝙪𝙧 𝙩𝙚𝙚𝙣 𝙩𝙝𝙧𝙤𝙪𝙜𝙝 𝙩𝙝𝙚𝙨𝙚 𝙚𝙨𝙨𝙚𝙣𝙩𝙞𝙖𝙡 𝙛𝙞𝙣𝙖𝙣𝙘𝙞𝙖𝙡 𝙖𝙣𝙙 𝙡𝙞𝙛𝙚 𝙨𝙠𝙞𝙡𝙡𝙨!

𝐂𝐨𝐮𝐫𝐬𝐞 𝐅𝐨𝐫𝐦𝐚𝐭:
This particular course meets once per week for 12 weeks. I structure every lesson with the "I do, we do, you do" approach, helping to increase learner confidence with practice problems on guided notes. Each week, I also provide a practical enrichment activity to do, based on the week’s lesson.  I am happy to give feedback on those activities and can also provide a formal grade report at the conclusion of the course if requested by parents 🙂
𝙄 𝙖𝙡𝙨𝙤 𝙤𝙛𝙛𝙚𝙧 𝙨𝙚𝙫𝙚𝙧𝙖𝙡 𝙨𝙚𝙡𝙛-𝙥𝙖𝙘𝙚𝙙 𝙘𝙤𝙣𝙨𝙪𝙢𝙚𝙧 𝙢𝙖𝙩𝙝 𝙖𝙣𝙙 𝙛𝙞𝙣𝙖𝙣𝙘𝙞𝙖𝙡 𝙡𝙞𝙩𝙚𝙧𝙖𝙘𝙮 𝙘𝙤𝙪𝙧𝙨𝙚𝙨 𝙛𝙤𝙧 𝙩𝙝𝙤𝙨𝙚 𝙬𝙝𝙤 𝙥𝙧𝙚𝙛𝙚𝙧 𝙢𝙤𝙧𝙚 𝙛𝙡𝙚𝙭𝙞𝙗𝙞𝙡𝙩𝙮 𝙖𝙣𝙙 𝙨𝙩𝙞𝙡𝙡 𝙝𝙖𝙫𝙚 𝙩𝙚𝙖𝙘𝙝𝙚𝙧 𝙛𝙚𝙚𝙙𝙗𝙖𝙘𝙠!

𝐄𝐦𝐩𝐨𝐰𝐞𝐫𝐢𝐧𝐠 𝐓𝐞𝐞𝐧𝐬:
🌍 Real-World Applications: This course brings math to life with practical scenarios, helping teens see the value in learning these vital skills.
🔢 Essential Skills: Teens will enhance their basic math skills, including practical applications in real-world situations.
📚 Literacy and Critical Thinking: We go beyond numbers to develop reading and analytical skills through engaging math problems.

𝑺𝒚𝒍𝒍𝒂𝒃𝒖𝒔 𝑺𝒖𝒎𝒎𝒂𝒓𝒚 (𝒄𝒍𝒊𝒄𝒌 𝒐𝒏 𝑺𝒚𝒍𝒍𝒂𝒃𝒖𝒔 𝒕𝒐 𝒈𝒆𝒕 𝒂 𝒃𝒓𝒆𝒂𝒌𝒅𝒐𝒘𝒏 𝒐𝒇 𝒆𝒂𝒄𝒉 𝒘𝒆𝒆𝒌'𝒔 𝒕𝒐𝒑𝒊𝒄𝒔):

𝐖𝐡𝐚𝐭 𝐓𝐞𝐞𝐧𝐬 𝐖𝐢𝐥𝐥 𝐆𝐚𝐢𝐧:
💪 Confidence in managing real-life financial scenarios.
🧠 Enhanced Literacy and Critical Thinking Skills in practical contexts.
🌟 Independence and Preparedness for future financial responsibilities.

𝐒𝐞𝐚𝐦𝐥𝐞𝐬𝐬 𝐋𝐞𝐚𝐫𝐧𝐢𝐧𝐠 𝐏𝐚𝐭𝐡:
The three courses in the series—𝘾𝙤𝙣𝙨𝙪𝙢𝙚𝙧 𝙈𝙖𝙩𝙝 𝙇𝙞𝙛𝙚 𝙎𝙠𝙞𝙡𝙡𝙨 𝙛𝙤𝙧 𝙏𝙚𝙚𝙣𝙨, 𝙁𝙞𝙣𝙖𝙣𝙘𝙞𝙖𝙡 𝙇𝙞𝙛𝙚 𝙎𝙠𝙞𝙡𝙡𝙨 𝙛𝙤𝙧 𝙏𝙚𝙚𝙣𝙨, 𝙖𝙣𝙙 𝘼 𝙏𝙚𝙚𝙣’𝙨 𝙂𝙪𝙞𝙙𝙚 𝙩𝙤 𝙋𝙚𝙧𝙨𝙤𝙣𝙖𝙡 𝙁𝙞𝙣𝙖𝙣𝙘𝙚—work together to give teens a complete, real-world financial education. Each course can be taken on its own, in any order, but together they provide a well-rounded foundation in money management, smart decision-making, and everyday life skills that prepare teens for independence.