$21
weeklyor $350 for 34 classes
Financial Goals: A 5-Month Journey to Financial Literacy and Success (13 - 18)L
Completed by 4 learners
Ages 13-18
Live Group Course
Average rating:
4.7
Number of reviews:(11 reviews)
Live video meetings
2x per week, 17 weeks
2-6 learners per class
30 min
What's included
34 live meetings
17 in-class hoursMastery Evaluation
1-2 hours per week. Feedback from Class Activities: Share feedback from class activities and discussions, including participation in group work and engagement with interactive exercises. Highlighting how these activities contribute to their learning and skill development. Final Project Presentation: At the end of the course, students will complete a final project where they present their financial plans and achievements. Parents are invited to attend these presentations to see their child's work and progress firsthand.Progress Report
1-2 throughout the classCertificate of Completion
1 after class completionClass Experience
US Grade 4 - 7
Beginner Level
In this class, students will learn the fundamentals of financial literacy, including budgeting, saving, earning money, investing, and managing financial challenges. They will create and work towards personal financial goals over the course of 17 weeks. How Is Your Class Structured? The class is structured into 17 weeks with two lessons per week. Each week focuses on specific topics, with lessons divided into interactive segments and practical exercises. The course is designed to be progressive, building on concepts from previous lessons to enhance understanding and application. How Will You Teach? Teaching methods include a mix of lectures, visual aids (charts and infographics), interactive activities, and practical exercises. Lessons will incorporate hands-on projects, group discussions, and real-world scenarios to make concepts relatable and actionable. What’s Your Teaching Style? My teaching style is engaging, supportive, and student-centered. I focus on making learning accessible and enjoyable through clear explanations, encouragement, and responsiveness to individual needs. I emphasize practical application and hands-on learning to reinforce concepts. How Much Will Learners Get to Interact with You? Students will interact with me through: Lectures: Brief, focused explanations of key concepts. Games and Activities: Engaging activities and simulations to practice financial skills. Slides and Visual Aids: Visual support to illustrate and reinforce learning. Video Clips: Relevant videos to demonstrate real-world applications. Discussions: Opportunities for students to share their thoughts, ask questions, and discuss concepts with peers and me.
Learning Goals
Develop Personal Financial Goals: Students will set and articulate clear, achievable financial goals using the SMART criteria and create a personalized financial plan.Master Budgeting and Saving Techniques: Students will learn to create and manage a budget, track income and expenses, and implement effective saving strategies, including understanding the impact of interest.Syllabus
34 Lessons
over 17 WeeksLesson 1:
Understanding Money
Basics of money, types of currency, and value. 30 mins online live lesson
Lesson 2:
Setting Financial Goals
Importance of financial goals and creating SMART goals. 30 mins online live lesson
Lesson 3:
Creating a Budget
How to create a budget, track income and expenses. 30 mins online live lesson
Lesson 4:
Needs vs. Wants
Differentiating between needs and wants in budgeting. 30 mins online live lesson
Other Details
Learning Needs
This class supports dyslexia with visual aids, hands-on activities, and clear instructions. Flexible pacing and regular feedback ensure the material is accessible and engaging.
Parental Guidance
Books:
"The Total Money Makeover" by Dave Ramsey
"Rich Dad Poor Dad for Teens" by Robert T. Kiyosaki
Khan Academy - Personal Finance
Khan Academy - Online Budgeting Tool
Videos:
"Financial Literacy for Kids" by TED-Ed
"Understanding Compound Interest" - Khan Academy
None of these 3rd party tools require a subscription, enrollment or an account. I, Pernethyia Harmon, the instructor of this class, will be the only one accessing these materials. I will use these materials as examples or for proven and factual financial information to support our weekly lessons.
The information that these sources possess will not upset or scare learners. These sources are not required to be assessed outside of the class.
All of these sources have been vetted properly and have an official rating that is age appropriate for the learners in this class.
Pre-Requisites
None
Supply List
Notebook and Pen/Pencil - Typically around $2-$5 for a notebook and $1-$2 for pens/pencils. Calculator - Virtual/Phone/Physical
External Resources
In addition to the Outschool classroom, this class uses:
Sources
Books
"The Total Money Makeover" by Dave Ramsey
Comprehensive guide on budgeting, saving, and managing money.
"Rich Dad Poor Dad for Teens" by Robert T. Kiyosaki
Financial principles and investment concepts tailored for a younger audience.
Khan Academy - Personal Finance
Khan Academy Personal Finance
Free educational resources and lessons on personal finance and investing.
Online Tools
Khan Academy’s Interactive Budgeting Tool
Khan Academy Budgeting Tool
Interactive tools for practicing budgeting skills.
Videos
"Financial Literacy for Kids" - TED-Ed
TED-Ed Financial Literacy Video
A video explaining basic financial concepts in an engaging format.
"Understanding Compound Interest" - Khan Academy
Khan Academy Compound Interest Video
An explanation of how compound interest works and its impact on savings.
Meet the teacher
Teacher expertise and credentials
2 Degrees
Master's Degree in Mathematics from Colorado State University
Bachelor's Degree in Education from Park University
Educational Background:
Associate's degree in childcare and development: Understanding of child development, including how to design lessons that address the academic and developmental needs of students.
Bachelor's degree in early childhood education: Specialization in STEM, ELA, and curriculum development, providing a strong foundation for teaching essential financial concepts in an age-appropriate manner.
Master's degree in finance and global studies: In-depth knowledge of finance, budgeting, investing, and money management, which is critical for teaching advanced financial concepts and strategies.
Professional Experience:
13 Years Teaching Experience: Extensive experience teaching children from ages 0 to 18 in various subjects, including ELA, STEM, and financial literacy components.
10 Years in Classroom Settings: Practical experience in physical classroom environments, providing a solid foundation for creating engaging and effective lessons.
Experience in ESL Instruction: Several years of teaching English as a Second Language, demonstrating the ability to explain complex concepts in a clear and accessible way.
Relevant Certifications:
120-Hour TESOL Certification: Training in teaching English and related skills, which enhances the ability to communicate financial concepts effectively to diverse learners.
Additional Skills:
Experience with Dyslexia: Comfortable working with children who have dyslexia, providing tailored support to ensure they understand financial concepts.Reviews
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