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Life Skills

Credit Smart Teens: What Teens Should Know Before Taking Out Credit (FLEX)

A 4-week financial literacy course that thoroughly explains credit scores, credit reports, and the different types of credit so that learners are better equipped to properly use, establish, and maintain good credit when the time comes.
Shelia Trevino
31 total reviews for this teacher
New class
Class
No live meetings
Over 4 weeks
14-18
year olds
1-10
learners per class
per learner - per week

How does a "Flex" course work?

No scheduled live video chats
Discussions via classroom forum and private messages with the teacher
Great if your learner prefers independent pacing or is uncomfortable with live video chat

Available Times

Pacific

Mon, Dec 19

Dec 19, 2022 – Jan 15, 2023 (4 weeks)
Flexible Time
 Enroll

Mon, Jan 2, 2023

Jan 2 – 29, 2023 (4 weeks)
Flexible Time
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Mon, Jan 16, 2023

Jan 16 – Feb 12, 2023 (4 weeks)
Flexible Time
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Mon, Jan 30, 2023

Jan 30 – Feb 26, 2023 (4 weeks)
Flexible Time
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Mon, Feb 13, 2023

Feb 13 – Mar 12, 2023 (4 weeks)
Flexible Time
 Enroll

Mon, Feb 27, 2023

Feb 27 – Mar 26, 2023 (4 weeks)
Flexible Time
 Enroll
Don't see a time that works for you?

Description

Class Experience

Students will learn how to effectively use credit and establish credit so that they can make great credit decisions now and throughout their life.
From 2001 to 2003, I attended DePaul University in Chicago, IL. My major was Finance in the School of Commerce. The courses I completed include Business Calculus, Accounting, and Economics. 

From 2013 to 2015, I was employed as a Certified Pre-Purchase Housing Counselor. Below are some of the certifications I received during that time:
- Closing the Financial Literacy Gap through Student Loan Counseling
- Delivering Effective Financial Education
- Financial Management: Building Competency in Housing Counseling
- FreddieMac Credit Smart
- Homebuyer Education Methods: Training The Trainer
- Homeownership Counseling Certification: Principles, Practices and Techniques
- Mortgage Lending Fundamentals for Homeownership Professionals
- Mortgage Math Made Simple for Homeownership Professionals
- National Industry Standards for Homeownership Education and Counseling Code of Ethics and Conduct
- Understanding Credit Reports and Credit Scoring
- eHome America Homebuyer Education Course

The training I received taught me to review credit reports and focus on areas that needed improvement. I was also taught how to teach others effective ways to utilize a Spending Plan to review income vs. expenses. Through the use of a Spending Plan, I taught clients how to take control of their finances by removing unnecessary expenses to pay off debt and save for an emergency fund, maintenance fund, and down payment on a house.

From the year 2015 to the present, I have been an active licensed Real Estate Agent. I have held a license in Illinois, Wisconsin, and Texas. The courses I have to take to get licensed include finance, specifically how to calculate principal mortgage payments, interest, taxes, and insurance. Every 2 years, I must take continuing education classes to renew my license. In those continuing education classes, I have taken courses in finance.
Each week learners will receive an assignment to put into practice what they learn. Learners may need assistance from parents or guardians. It should take less than an hour to complete each assignment.
In addition to the Outschool classroom, this class uses:
No live meetings, and an estimated 0 - 1 hours per week outside of class.
YouTube and Google Slides are used in pre-recorded videos in screen share view only.
www.transunion.com, www.equifax.com, www.experian.com, www.annualcreditreport.com, creditkarma.com, myfico.com, mint.com

Teacher

Shelia Trevino
🇺🇸
Lives in the United States
Bringing Skills to Life
31 total reviews
46 completed classes

About Me

I primarily offer Financial Literacy and Spanish classes, but I teach others as well! I'm passionate about each subject I teach and always want learners to not only learn, but have have fun or be engaged as they are learning something... 
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