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Life Skills

Credit Cards the Good, the Bad and the Ugly: Financial Literacy-Personal Finance

In this Personal Finance Lesson we will learn what credit cards are, and the potential benefits and drawbacks of using them. We will look in detail at credit vs debit cards as well as the danger of compounding interest and debt.
Glenn Martin M.Ed Credentialed Teacher
4 total reviews for this teacher
New class
year old learners
learners per class


Charged upfront
Meets once
45 minute class

Available times

Table of available sections


Class Experience

The learning objectives for middle school age students in a lesson about credit cards are as follows:

1. To understand what credit cards are, how they work, and their potential benefits and drawbacks.
2. To distinguish between credit and debit cards and understand the differences between them.
3. To understand the danger of compounding interest and debt, and its impact on credit card users.
4. To understand how credit scores factor into borrowing money and the importance of maintaining a good credit score.
Handout will be provides covering all material from lesson.
45 minutes per week in class, and maybe some time outside of class.


Glenn Martin M.Ed Credentialed Teacher
Lives in the United States
30 year California Public School Teacher in Technology, Life Skills, Graphics, Computer Applications
4 total reviews
9 completed classes

About Me

Thank you for the opportunity to teach and serve your child. For 31 years I served as a full-time public school teacher in Moreno Valley, CA.  During my career I taught Biological science for five years and for 27 years I taught computers and... 
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