Life Skills

Credit & Debt Management:What is a Good Credit Score & How To Be Debt Free? Flex

In this 4-week flex course, students will use Nearpod to learn through interactive activities about the basics of managing credit and debt, credit history, reports, and scores.
34 total reviews for this teacher
New class
Class

No live meetings

Over 4 weeks

14-18

year olds

1-18

learners per class

per learner - per week

How does aFlexible Schedulecourse work?

No scheduled live video chats
Discussions via classroom forum and private messages with the teacher
Great if your learner prefers independent pacing or is uncomfortable with live video chat

Available Times

Pacific Time

Mon Jun 6

Jun 6 - Jul 3 (4 weeks)
Flexible Time
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Mon Jul 4

Jul 4 - Jul 31 (4 weeks)
Flexible Time
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Mon Aug 1

Aug 1 - Aug 28 (4 weeks)
Flexible Time
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Mon Sep 5

Sep 5 - Oct 2 (4 weeks)
Flexible Time
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Don't see a time that works for you?

Description

Class Experience

Students will be able to:
Week 1: Basics of Managing Credit
-Explain how to make good choices regarding the use and management of credit and debt
-Understand how credit is typically used in the US
-Calculate net worth
-State the difference between a credit report and score and why each is important
Week 2: Credit History & Reports
-List components of a credit report and explain how long each data type is retained
-Read a credit report
-Explain key components of the Fair Credit Reporting Act and how it impacts lenders and borrowers
-Understand the importance of reviewing one’s credit report and the steps to take to find and dispute errors
Week 3: Credit Scores
-Name the components of a credit score and how they’re calculated
-Describe how credit score impacts the ability to borrow money and at what rate
-Understand the implications of a thin file and how they can build credit and improve their score
-Summarize the rules contained in the Equal Credit Opportunity Act
Week 4: Managing Debt
-Generate a list of responsible strategies that can be used by an individual to pay down and eliminate their debts
-Explain the difference between High Rate and Debt Snowball repayment methods
-Decide whether credit counseling, the FTC, or the CFPB could help them manage debt
-Understand the consequences for not paying one’s debts and the choices of last resort for out-of-control debt
I am from the United States and have been teaching various business, marketing, and finance courses for 13 years. I have taught both at the high school and collegiate level. I teach both in person and online but online is my favorite! I have a Bachelor's degree in Marketing and Business Information Technology Education, a Masters in Business Administration and a PhD in Online Education. 
I am very excited to work with all of you through Outschool!
Exit ticket at the end of the lesson. Please let me know if you would like a letter grade at the end of the course.
No live meetings, and maybe some time outside of class.

Teacher

Brooke Martinez
🇺🇸
Lives in the United States
Martinez Money Message
34 total reviews
115 completed classes

About Me

Hi! I'm Dr. Brooke. I'm from Utah (United States). I teach business classes both face to face and online. I've been teaching Financial Literacy, Marketing, and Business Classes for 13 years. I have a Bachelors degree in Marketing and Business... 
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