Students will be able to:
Week 1: Basics of Managing Credit
-Explain how to make good choices regarding the use and management of credit and debt
-Understand how credit is typically used in the US
-Calculate net worth
-State the difference between a credit report and score and why each is important
Week 2: Credit History & Reports
-List components of a credit report and explain how long each data type is retained
-Read a credit report
-Explain key components of the Fair Credit Reporting Act and how it impacts lenders and borrowers
-Understand the importance of reviewing one’s credit report and the steps to take to find and dispute errors
Week 3: Credit Scores
-Name the components of a credit score and how they’re calculated
-Describe how credit score impacts the ability to borrow money and at what rate
-Understand the implications of a thin file and how they can build credit and improve their score
-Summarize the rules contained in the Equal Credit Opportunity Act
Week 4: Managing Debt
-Generate a list of responsible strategies that can be used by an individual to pay down and eliminate their debts
-Explain the difference between High Rate and Debt Snowball repayment methods
-Decide whether credit counseling, the FTC, or the CFPB could help them manage debt
-Understand the consequences for not paying one’s debts and the choices of last resort for out-of-control debt

I am from the United States and have been teaching various business, marketing, and finance courses for 13 years. I have taught both at the high school and collegiate level. I teach both in person and online but online is my favorite! I have a Bachelor's degree in Marketing and Business Information Technology Education, a Masters in Business Administration and a PhD in Online Education. 
I am very excited to work with all of you through Outschool!

Exit ticket at the end of the lesson. Please let me know if you would like a letter grade at the end of the course.

No live meetings, and maybe some time outside of class.